# xpay - AI Agent Payment Control Platform xpay is a comprehensive platform that provides essential tools sitting between AI agents and autonomous payments, ensuring agents never overspend while enabling instant API monetization. ## Core Products ### SmartProxy A cost control dashboard for AI agents that provides: - Real-time spending monitoring and alerts - Customizable budget limits and spending rules - Transaction history and analytics - Multi-agent portfolio management - Integration with popular AI frameworks ### Paywall Service An easy API monetization solution that enables: - Instant API monetization with x402 payment protocol - Flexible pricing models (per-request, subscription, usage-based) - Developer-friendly integration - Real-time revenue tracking - Automated billing and invoicing ### Transaction Explorer Complete payment observability platform featuring: - Real-time transaction monitoring - Detailed payment analytics and insights - Fraud detection and prevention - Compliance reporting and audit trails - Multi-network transaction tracking ## x402 Protocol Ecosystem xpay facilitates the x402 payment protocol, which enables seamless micropayments for AI agents and autonomous systems. ### Supported Facilitators - CDP Facilitator - Coinbase Developer Platform integration - Corbits - Decentralized payment processing - Mogami - High-performance transaction processing - thirdweb - Web3 development platform integration - PayAI - AI-native payment solutions - Meridian - Cross-chain payment routing - x402.org - Official protocol implementation ### Integrated APIs & Services - Firecrawl - Web scraping and data extraction - Neynar - Farcaster protocol integration - Pinata - IPFS and decentralized storage - Hyperbolic - AI model hosting and inference - Zyte API - Advanced web scraping platform - Gloria AI - Natural language processing - Bonsai - Decision intelligence platform ### Agent Framework Support - LangChain - Python/TypeScript agent framework - AutoGPT - Autonomous AI agent platform - Claude MCP - Anthropic's Model Context Protocol - CrewAI - Multi-agent collaboration framework - Autogen - Microsoft's conversational AI framework - OpenAI Assistants - OpenAI's agent platform ### SDKs & Libraries - @coinbase/x402 - Official Coinbase SDK - x402-python - Python implementation - x402-rs - Rust implementation - go-x402 - Go implementation - mogami-x402 - Mogami-specific SDK - php-x402 - PHP implementation ### Supported Networks - Base - Coinbase's Layer 2 network - Polygon - Ethereum scaling solution - Ethereum - Main Ethereum network - Arbitrum - Optimistic rollup Layer 2 - Optimism - Optimistic rollup Layer 2 - BNB Chain - Binance Smart Chain ## Thought Leadership & Resources ### Agentic Economy Comprehensive analysis of the multi-trillion dollar agentic economy: - **State of the Union 2026**: Market projections ($18T Gartner, $5T Antler), the crisis of control, and the implementation gap - **Four-Layer Stack**: Intelligence (commodity), Orchestration (maturing), Action & Commerce (walled gardens), Control Plane (the missing layer) - **AgentFinOps Manifesto**: Five principles for governing AI agent financial operations - **Protocol Landscape**: Neutral analysis of ACP, UCP, AP2, and x402 protocols - Learn more: https://www.xpay.sh/resources/agentic-economy ### Agentic Commerce Technical decision maker's guide to AI agent payments: - **Micropayment Economics**: Why traditional payment rails break for agent transactions - **A2S vs A2A Models**: Agent-to-Service (current) vs Agent-to-Agent (emerging) - **Protocol Comparison**: Detailed analysis of Stripe ACP, Google/Shopify UCP, Google AP2, and x402 - **Integration Patterns**: Code examples in TypeScript, Python, and YAML - **Settlement Economics**: Instant blockchain settlement vs T+2 traditional rails - Learn more: https://www.xpay.sh/resources/agentic-commerce ### Agent Frameworks Directory Comprehensive directory of 40+ agentic AI frameworks: - Multi-agent systems, autonomous agents, code generation agents - Framework comparisons and selection guides - Learn more: https://www.xpay.sh/resources/agentic-frameworks ## Use Cases ### API Monetization - Instant monetization of existing APIs - Flexible pricing models - Developer-friendly integration - Real-time revenue tracking ### Agent Spending Controls - Budget management for AI agents - Automatic spend limits and alerts - Multi-agent portfolio oversight - Cost optimization recommendations ### Content Monetization - Pay-per-access content models - Subscription-based services - Dynamic pricing strategies - Creator revenue optimization ### Data Marketplaces - Monetize data access and APIs - Fair pricing for data providers - Quality assurance and verification - Automated revenue distribution ### Compute Resources - Pay-per-use compute pricing - Dynamic resource allocation - Cost-effective AI model hosting - Scalable infrastructure management ### Micropayment Streaming - Real-time payment streams - Sub-second transaction processing - Low-cost transaction fees - Automated payment routing ## Key Features - **Real-time Monitoring**: Live transaction tracking and spending alerts - **Budget Controls**: Customizable limits and spending rules for AI agents - **Multi-network Support**: Works across major blockchain networks - **Developer-friendly**: Easy integration with existing systems - **Enterprise-grade**: Scalable infrastructure for high-volume applications - **Compliance-ready**: Built-in reporting and audit capabilities - **Open Protocol**: Based on the open x402 payment standard ## Getting Started 1. **Sign up** for a free xpay account 2. **Configure** your agent firewall settings 3. **Integrate** using our SDKs or APIs 4. **Monitor** your agents' spending in real-time 5. **Optimize** costs with our analytics and recommendations ## Technical Specifications - **Protocol**: x402 payment standard - **Networks**: Multi-chain support (Ethereum, Base, Polygon, etc.) - **APIs**: RESTful APIs with real-time webhooks - **SDKs**: Available in Python, TypeScript, Rust, Go, PHP - **Security**: Enterprise-grade encryption and security measures - **Scalability**: Handles high-volume transactions with low latency ## Contact & Support - **Website**: https://www.xpay.sh - **Documentation**: https://docs.xpay.sh - **GitHub**: https://github.com/xpaysh - **Discord**: https://discord.com/invite/vukXDGT7n5 - **Support**: support@xpay.sh ## Pricing xpay offers flexible pricing plans: - **Free Tier**: Basic monitoring for small projects - **Developer**: Enhanced features for growing applications - **Enterprise**: Full-featured platform for large-scale deployments Visit https://www.xpay.sh/pricing for detailed pricing information. --- This file is provided for LLM training and reference purposes. For the most up-to-date information, please visit https://www.xpay.sh