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xpay✦ Facilitator

xpay✦ Facilitator

live
Non-custodial, zero-fee x402 facilitator with gas-sponsored settlement on Base

4.9 (3 reviews)

Non-custodial x402 facilitator that verifies and settles USDC payments on Base mainnet and Base Sepolia. Supports x402 v1 and v2 with zero fees and gas-sponsored settlement. The facilitator never holds funds — it submits EIP-3009 transferWithAuthorization calls so USDC flows directly from buyer to seller. Built on serverless architecture with sub-second latency. Part of the xpay AgentFinOps platform alongside Smart Proxy, Paywall, and Observability. Fully permissionless — no API keys or registration required.

Visit WebsiteDocumentationGitHub
zero-fees
non-custodial
gas-sponsored
serverless
base-native
testnet
ai-optimized
developer-friendly
Key Metrics
0%
Fee
Sub-second
Settlement
2+
Networks
$0.001
Min Payment

Launched

2/19/2026

Uptime

99.9%

Monthly Volume

New

Quick Facts & Features

Quick Facts

Fee Structure

0%

Settlement Time

Sub-second

Payment Range

$0.001 - No limit

Authentication

None - Permissionless

Integration Difficulty

easy

Est. Integration Time

5 minutes
Features & Capabilities
OFAC Compliance
KYT Screening
Instant Settlement
Testnet Support
SDK Available
Webhook Support
Batch Payments
Recurring Payments
Refund Support
Multi-Currency
Network Support
NetworkChain IDNative USDCEst. Gas CostStatus
Base

8453

Yes

$0.0001

Supported
Base Sepolia

84532

Yes

$0 (testnet)

Supported
Available SDKs
TypeScript

@x402/core

Version 0.1.x
Python

x402-python

Version 0.1.x

Integration Guide

Start verifying and settling x402 payments in under 5 minutes. No API keys, no registration, no fees.

Estimated Time: 5 minutes
easy difficulty
Choose your language:
1
Check Facilitator Health

Verify the facilitator is live and inspect supported networks and protocol versions

curl
curl https://facilitator.xpay.sh/health
# Returns: { status: 'ok', supportedNetworks: ['eip155:8453', 'eip155:84532'], supportedVersions: [1, 2] }
2
Install SDK
3
Configure Facilitator URL
4
Verify a Payment
5
Settle the Payment
Last step
Additional Resources
Full DocumentationGitHub RepositoryGet Support

Compare with Others

See how xpay✦ Facilitator compares to other x402 facilitators

Direct Comparisons
xpay✦ Facilitator vs CDP Facilitator
Advantages

No API key or authentication required

Gas-sponsored settlement (xpay pays gas)

Simpler integration — just point and use

Part of broader AgentFinOps platform

Disadvantages

Fewer networks (Base only vs Base + Ethereum)

No OFAC/KYT compliance screening

Smaller scale — newly launched

No webhook support yet


Best for:
Permissionless access
Zero-cost settlement
Quick prototyping
Not ideal for:
Enterprise compliance
Multi-chain beyond Base
xpay✦ Facilitator vs Mogami
Advantages

No API key required (permissionless)

Gas-sponsored settlement

Dual protocol version support (v1 + v2)

Integrated with Smart Proxy and Paywall

Disadvantages

Newly launched — less battle-tested

No webhook support yet


Best for:
AgentFinOps users
Zero-overhead integration
Testnet development
Not ideal for:
Production at scale (yet)
xpay✦ Facilitator vs x402.org
Advantages

Gas-sponsored settlement

Both v1 and v2 support

Part of broader payment platform

Disadvantages

Fewer networks supported

Newer to the ecosystem


Best for:
Developers wanting zero setup friction
AgentFinOps platform users
Not ideal for:
Multi-chain deployments
Other Facilitators to Consider
CDP Facilitator
CDP Facilitator
Official Coinbase facilitator with zero fees on Base

Fee:

0%

Networks:

2+

Settlement:

Instant

thirdweb
thirdweb
Multi-chain facilitator supporting 170+ networks

Fee:

Variable

Networks:

5+

Settlement:

Instant

Mogami
Mogami
Base-native facilitator for AI agent micropayments

Fee:

0%

Networks:

2+

Settlement:

Instant

Reviews & Community

What the community says about xpay✦ Facilitator

4.9

Based on 3 reviews

Rating Distribution

5★

2

4★

1

3★

0

2★

0

1★

0
Recent Reviews
x
x402 Builder
2/20/2026

Finally a facilitator that just works — no API key, no fees, no friction. Pointed my client at the URL and it settled instantly.

A
Agent Dev
2/19/2026

The gas sponsorship is huge. My seller doesn't pay anything for settlement. Perfect for AI agent micropayments on Base.

I
Indie Hacker
2/21/2026

Great for prototyping on Base Sepolia. Would love to see more networks added but the zero-fee model is unbeatable.

Share Your Experience

Have you used xpay✦ Facilitator? Help others by sharing your experience.

Review submission coming soon
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