Mastercard Finicity
Based on public pricing signals, xpay observed that the legacy Finicity pricing URL now redirects into the Mastercard Open Finance overview, which markets capabilities (account verification, A2A payments, account opening) but exposes no pricing tiers, units, or contracts. Developer documentation lives on developer.mastercard.com/open-banking-us/. The shape is consistent with a network-scale enterprise sales motion routed via 'Book a demo' / 'Contact sales'.
Page redirects to Mastercard Open Finance overview (no pricing section)
Contact sales
How Mastercard Finicity scores on the 7 agent-ready dimensions
Public pricing
0 / 15
Usage-based / metered
0 / 25
Self-serve checkout
0 / 15
Public API
8 / 15
Low / no minimum
0 / 10
Unauth automated payment
0 / 10
Bonus (machine-readable pricing)On top of /100 base
0 / 5
Total
8 / 100
Six-step check: can an agent actually buy from Mastercard Finicity?
Discover price
https://www.finicity.com/pricing/ redirects to https://www.mastercard.com/us/en/business/open-finance.html with no pricingSelect a plan
No tiers at https://www.mastercard.com/us/en/business/open-finance.htmlPay per task
No per-unit price on the redirected pageAvoid a sales call
Only path is https://www.mastercard.com/us/en/contact-sales.htmlAPI docs without auth
https://developer.mastercard.com/open-banking-us/documentation/ accessibleEstimate cost upfront
No per-unit price visible publiclyPros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-03. Not a review of the product — only of its current pricing posture for agent buyers.- API documentation is reachable without a login — discovery and integration can happen in one session.
- No tier numbers were visible on the public pricing page during the scoring fetch — agents cannot evaluate cost without a sales conversation.
- No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
- All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
- No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
- The pricing URL did not render numeric tier data on the scoring date — possibly a router or sales-led landing page.
How Mastercard Finicity could lift its score
- Restore a Finicity (or Mastercard Open Banking) pricing page with at least sandbox / starter / enterprise tiers and indicative per-call costs.
- Add a self-serve PAYG signup that issues sandbox keys via card without a sales call, mirroring the current Mastercard Developers signup.
- Publish a structured pricing manifest at /.well-known/ai-pricing.json so agents can compare the Mastercard data network programmatically.
| pricing_visible | false |
| headline_phrasing | Page redirects to Mastercard Open Finance overview (no pricing section) |
| tier_count | 0 |
| lowest_paid_entry_usd | null |
| free_tier | false |
| free_tier_terms | null |
| per_unit_price | null |
| annual_required | null |
| self_serve_paid_tiers | 0 |
| sales_only_tiers | 1 |
| public_api_docs_url | https://developer.mastercard.com/open-banking-us/documentation/ |
| api_docs_auth_walled | false |
| ai_pricing_json_present | false |
| agents_txt_present | false |
| anonymous_purchase_path | false |
Mastercard Finicity
8
/ 100 (rubric v1.1)Financial Data APIs
Page redirects to Mastercard Open Finance overview (no pricing section)
0
No
Sales-led
0 / 1
Public
No
Not published
2026-05-03