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  5. GoCardless

GoCardless logo

GoCardless Pricing

gocardless.com · Payment Processing · refreshed 2026-05-06
Payment Processing
5 tiers
Public API
Quick answer

GoCardless offers a free tier; paid plans contact sales. 4 tiers total including a free tier.

Page fetched 2026-05-09 · gocardless.com · Tier-based subscription
GoCardless pricing page screenshot — https://gocardless.com/pricing/
Source · live pricing page on 2026-05-06

gocardless.com/pricing/

Open
Pricing
GoCardless pricing
As of 2026-05-09 · gocardless.com/pricing/
Standard
Contact sales
Collect one‑off, subscription, membership, and instalment payments
Domestic UK direct debit fee: 1% + 20p (capped at £41)
No setup or monthly fees
Advanced
Contact sales
Advanced payment failure reduction
Domestic UK fee: 1.25% + 20p (capped at £51)
Success+ automatic recovery
Pro
Contact sales
Pro plan adds advanced fraud protection
Domestic UK fee: 1.4% + 20p (capped at £5.60)
Protect+ fraud tools
Custom
Sales
Contact sales
Tailored pricing for £1m+ annual revenue
Volume‑based discounts
Dedicated customer support
Open live pricing pageSee agent-readiness analysis
Frequently asked
GoCardless pricing FAQ

GoCardless pricing starts at 1% + 20p per transaction for the Standard plan; advanced plans go up to 1.4% + 20p per transaction. Billed per transaction.

Yes — GoCardless publishes a free tier. No monthly fee; pay‑as‑you‑go transaction fees.

Yes — GoCardless's purchase motion is self-serve. A checkout URL is published on the pricing page. No demo is required.

xpay scored GoCardless as agent-ready: every advertised plan is self-serve with public pricing. GoCardless publishes a pricing page with 5 discoverable plan tier(s). No per-unit price was found on the page; an agent has no direct way to estimate the cost of a single task. All advertised paths route to a sales conversation rather than a self-serve checkout. Public API documentation is reachable without an auth wall. For the full purchase simulation see the linked Agent-Ready Index scorecard.

In the Payment Processing category, xpay's Agent-Ready Index lists alternatives ranked by their ability to support AI agent purchase. Visit the agent-readiness scorecard for GoCardless to compare with 3 nearest peers.

Alternatives in Payment Processing
Top GoCardless alternatives by pricing transparency
Dodo Payments pricing
dodopayments.com
Pin Payments pricing
pinpayments.com
Stripe Payments pricing
stripe.com
GETTRX pricing
gettrx.com
Braintree Direct pricing
braintreepayments.com
PayJunction pricing
payjunction.com
Venmo for Business pricing
venmo.com
Payment.Ninja pricing
payment.ninja
Browse all Payment Processing alternatives →
AI agent readiness
Can an AI agent buy from GoCardless?
Approaching Agent-Ready

72

/ 100 in xpay's Agent-Ready SaaS Index

GoCardless scores 72/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; a public API exists with documentation; usage-based / per-token pricing is publis…

See the full scorecardIncludes the 6-step agent purchase simulation, score breakdown across 7 dimensions, and the one-line fix that would lift GoCardless into the Agent-Ready Verified band.
Quick facts
At a glance
Free access

No monthly fee; pay‑as‑you‑go transaction fees

Billing cycle

Pay-as-you-go

Lowest paid

Sales-led

Self-serve checkout

No

Tier count

4

Pricing model

Tier-based subscription

More Payment Processing alternatives
Most agent-ready

Skydo

skydo.com
57

inai

inai.io
56

Duffel Payments

duffel.com
54

TransNational Payments

gotnpayments.com
53

Kindly Payment Reminder

payment-reminder.com
50
GoCardless pricing summary derived from a live read of https://gocardless.com/pricing/ on 2026-05-06. For the agent-readiness assessment — including the 6-step purchase simulation and a per-dimension scorecard — see xpay's Agent-Ready SaaS Index entry for GoCardless.

Explore SaaS pricing across categories

25,480+ SaaS scored on agent-buyability — browse by readiness band, category, or jump straight to a pay-per-run tool on xpay.tools.

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