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Holdings logo

Holdings Pricing

getholdings.com · Digital Banking Platforms · refreshed 2026-05-06
Digital Banking Platforms
Free tier
Self-serve checkout
Quick answer

Holdings pricing starts at $19/mo for the Pro plan. 3 tiers total including a free tier.

Page fetched 2026-05-09 · getholdings.com · Tier-based subscription
Holdings pricing page screenshot — https://getholdings.com/pricing
Source · live pricing page on 2026-05-06

getholdings.com/pricing

Open
Pricing
Holdings pricing
As of 2026-05-09 · getholdings.com/pricing
Free
Free
35+ free business tools
Free unlimited business checking
Physical & virtual debit cards
Free accounting software
No monthly fees
Pay As You Go
Contact sales
Card processing 3.0% + $0.30
ACH processing 1.0%
Receipt scanning $0.10 per extra scan
Contractor payments $2.99 or 1%
1099 e‑filing $3.99 per form
Pro
$19/mo
flat
All Free features
Processing at cost (≈2.2% + $0.30 card, 0.5% ACH)
Unlimited receipt scanning
Unlimited AI cash‑flow forecasts
Tax estimates (quarterly & annual)
Cost calculator
See your real cost on each plan

Adjust seats to compare Holdings plans side-by-side and check the annual break-even.

Pro
$19.00/mo
$19.00/mo
Open live pricing pageSee agent-readiness analysis
Frequently asked
Holdings pricing FAQ

Holdings pricing starts at $0/mo for the Free plan; paid plans up to $19/mo. Billed monthly.

Holdings's cheapest business-usable plan is Pay As You Go at $0/mo. No subscription fee; you only pay for usage when needed.

Yes — Holdings publishes a free tier. Free forever with 35+ business tools, banking and accounting.

Yes — Holdings's purchase motion is self-serve. A checkout URL is published on the pricing page. No demo is required.

xpay scored Holdings as agent-ready: every advertised plan is self-serve with public pricing. Holdings's pricing URL resolves, but plan structure is not surfaced clearly enough for an agent to enumerate without hand-parsing. No per-unit price was found on the page; an agent has no direct way to estimate the cost of a single task. Self-serve signup exists alongside a sales-led / custom tier. No public API documentation URL was discovered. A free or freemium tier is offered. For the full purchase simulation see the linked Agent-Ready Index scorecard.

In the Digital Banking Platforms category, xpay's Agent-Ready Index lists alternatives ranked by their ability to support AI agent purchase. Visit the agent-readiness scorecard for Holdings to compare with 3 nearest peers.

Alternatives in Digital Banking Platforms
Top Holdings alternatives by pricing transparency
Narvi Payments pricing
narvi.com
BANKABLE pricing
bnkbl.com
UltimaBanq pricing
ultimabanq.com
Thought Machine pricing
thoughtmachine.net
awamo 360 pricing
awamo.com
BANKTRON pricing
etronika.com
Mambu pricing
mambu.com
eBSEG Digital Banking Solution pricing
ebseg.com
Browse all Digital Banking Platforms alternatives →
AI agent readiness
Can an AI agent buy from Holdings?
Approaching Agent-Ready

66

/ 100 in xpay's Agent-Ready SaaS Index

Holdings scores 66/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; usage-based / per-token pricing is published; a free entry path exists.

See the full scorecardIncludes the 6-step agent purchase simulation, score breakdown across 7 dimensions, and the one-line fix that would lift Holdings into the Agent-Ready Verified band.
Quick facts
At a glance
Free access

Free forever with 35+ business tools, banking and accounting

Billing cycle

Monthly or annual

Lowest paid

$19/mo

Self-serve checkout

1 tier

Tier count

3

Pricing model

Tier-based subscription

More Digital Banking Platforms alternatives
Most agent-ready

Chime Mobile Banking

chime.com
13

Accounts by Cashfree

cashfree.com
12

Zil.US

zil.us
11

Synctera

synctera.com
4

Numerated

numerated.com
4
Holdings pricing summary derived from a live read of https://getholdings.com/pricing on 2026-05-06. For the agent-readiness assessment — including the 6-step purchase simulation and a per-dimension scorecard — see xpay's Agent-Ready SaaS Index entry for Holdings.

Explore SaaS pricing across categories

25,480+ SaaS scored on agent-buyability — browse by readiness band, category, or jump straight to a pay-per-run tool on xpay.tools.

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