Microsoft 365 Pricing
microsoft.com · Collaboration · refreshed 2026-05-06Microsoft 365 pricing starts at $9.99/user/mo for the Personal plan. 3 tiers total.
Page fetched 2026-05-09 · microsoft.com · Tier-based subscription
www.microsoft.com/en-us/microsoft-365/buy/compare-all-microsoft-365-products
Microsoft 365 pricing
Personal
$9.99/user/mo
Family
$12.99/user/mo
Premium
$19.99/user/mo
See your real cost on each plan
Adjust seats to compare Microsoft 365 plans side-by-side and check the annual break-even.
How many seats do you need?
Personal
$9.99/mo per seat · $8.33/mo billed annually$49.95/mo
Save 17% annually → $500/yrFamily
$12.99/mo per seat · $10.83/mo billed annually$64.95/mo
Save 17% annually → $650/yrPremium
$19.99/mo per seat · $16.67/mo billed annually$99.95/mo
Save 17% annually → $1,000/yrAnnual vs. monthly: on the Personal plan you save $99.45/yr by committing annually instead of paying month-to-month — but only if you keep using Microsoft 365 for a full 12 months.
Microsoft 365 pricing FAQ
Microsoft 365 pricing starts at $9.99/mo for the Personal plan; free plan not available; paid plans up to $19.99/mo. Billed monthly or annually.
Microsoft 365 does not advertise a free tier on its public pricing page as of 2026-05-06. A free trial may be available on request.
Yes — Microsoft 365's purchase motion is self-serve. A checkout URL is published on the pricing page. No demo is required.
xpay scored Microsoft 365 as agent-ready: every advertised plan is self-serve with public pricing. Microsoft 365's pricing URL resolves, but plan structure is not surfaced clearly enough for an agent to enumerate without hand-parsing. No per-unit price was found on the page; an agent has no direct way to estimate the cost of a single task. Self-serve signup exists alongside a sales-led / custom tier. Public API documentation is reachable without an auth wall. For the full purchase simulation see the linked Agent-Ready Index scorecard.
In the Collaboration category, xpay's Agent-Ready Index lists alternatives ranked by their ability to support AI agent purchase. Visit the agent-readiness scorecard for Microsoft 365 to compare with 3 nearest peers.
Top Microsoft 365 alternatives by pricing transparency
Can an AI agent buy from Microsoft 365?
42
/ 100 in xpay's Agent-Ready SaaS IndexMicrosoft 365 scores 42/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available.
See the full scorecardIncludes the 6-step agent purchase simulation, score breakdown across 7 dimensions, and the one-line fix that would lift Microsoft 365 into the Agent-Ready Verified band.At a glance
Not advertised
Monthly or annual
$9.99/user/mo
3 tiers
3
Tier-based subscription
Most agent-ready
Microsoft 365 pricing summary derived from a live read of https://www.microsoft.com/en-us/microsoft-365/buy/compare-all-microsoft-365-products on 2026-05-06. For the agent-readiness assessment — including the 6-step purchase simulation and a per-dimension scorecard — see xpay's Agent-Ready SaaS Index entry for Microsoft 365.
Explore SaaS pricing across categories
25,480+ SaaS scored on agent-buyability — browse by readiness band, category, or jump straight to a pay-per-run tool on xpay.tools.