Atoa Pay for WooCommerce

Accept Pay by Bank, card, Google Pay, and Apple Pay in your WooCommerce store. Lower fees. Faster payouts. One simple plugin.

10+ active installsFree on WordPress.org

View on WordPress.org Support forum

Will this break my store?

What the WordPress.org registry says about keeping Atoa Pay for WooCommerce running.

WordPress compatibility

Tested to 7.0.2

Tested against the WordPress branch in use today.

Last updated

13 days ago

At least 5.7 releases a year since launch. WordPress.org only lists versions still available for download, so the real number may be higher.

Requires PHP

8.0

Your host must be running at least this version.

Requires WordPress

6.0

Contributors

1

A single maintainer. Worth knowing if the plugin is load-bearing for your store.

10+ active installsWordPress.org reports installs in bands, not exact counts.

Maintenance & trust

Scored on how Atoa Pay for WooCommerce is looked after — not on how many stores run it.

Well maintained

Not enough public feedback to put a confident number on this one. Little public feedback — score rests mostly on release activity. What we can see is below.

Maintenance

35 / 35

Updated 12 days ago.

WordPress compatibility

20 / 20

Tested to WP 7.0.2 (current).

Support responsiveness

Not enough data

Only 0 support thread(s) — not enough to judge.

Merchant satisfaction

Not enough data

No ratings yet.

Listing transparency

10 / 10

Provides: screenshots, description, homepage

2 of 5 measures had too little evidence to score. They are left out of the total rather than counted as zero — otherwise a plugin would be marked down for being small rather than for being poorly kept.Measured 2026-08-01 from the WordPress.org plugin registry.

Ratings

No one has rated this plugin on WordPress.org yet. That is a statement about the ratings page, not about the plugin — plenty of well-kept plugins never collect them.

Stop overpaying on every sale. Start getting paid the way your business deserves.

Atoa Pay is the smarter payment plugin for UK businesses — combining Pay by Bank, card payments, Google Pay, and Apple Pay in one beautifully simple WooCommerce integration. Fewer fees. Faster money. Zero hassle.

Pay by Bank — The Future of Checkout

Your customers open their banking app, tap to approve, and they’re done. No card numbers to type. No passwords to remember. Just a smooth, secure payment that lands in your account faster than any card ever could.

Save up to 50% on fees — Open Banking payments skip the card networks entirely
Instant or next-day settlement — your money arrives sooner, every time
Zero chargebacks — bank-authorised payments eliminate fraud disputes for good

All major UK banks supported. Live bank logos shown at checkout automatically.

Card, Google Pay & Apple Pay — All Included

Give every customer their preferred way to pay. Atoa handles Visa, Mastercard, Google Pay, and Apple Pay alongside Pay by Bank — under one account, one dashboard, one API key.

Up and Running in Minutes

You’ll need an Atoa account to get started. Sign up at dashboard.paywithatoa.co.uk

Grab your API key from the Atoa dashboard
Install and activate the plugin
Paste your key, choose your store, hit save — you’re live

No developers. No complicated setup. No waiting.

Everything Your Store Needs

Classic & Block Checkout — works seamlessly with both
Multi-store ready — manage multiple locations from one account
Sandbox mode — test everything before going live
Always in sync — automatic payment status checks so no order is ever lost

Trusted. Regulated. Secure.

Atoa is an FCA-authorised UK Payment Institution (FRN #1007647), ISO-27001 and SOC2 certified.

By installing Atoa Pay, you agree to our Terms of Service and Privacy Policy. Full documentation is available at docs.atoa.me.

Do I need separate accounts for bank and card payments?

No. One Atoa account and one API key covers Pay by Bank, Pay by Card, Google Pay, and Apple Pay. Enable or disable each method independently from your WooCommerce settings.

Which UK banks are supported?

All major UK banks are supported. The full list is shown live at checkout, fetched automatically from Atoa.

Does this work with the WooCommerce block checkout?

Yes. Atoa Pay works with both the classic WooCommerce checkout and the modern block-based checkout used by Gutenberg and Full-Site Editing themes.

How do I test before going live?

Enable Sandbox Mode on the Pay by Bank settings page to test the complete payment flow — checkout, redirect, and order status updates — without processing real transactions.

What if there’s a connection issue during payment?

The plugin automatically checks payment status at 5 minutes, 30 minutes, 1 hour, 4 hours, and 24 hours after checkout. Orders are always updated correctly, even if there’s a temporary network issue.

I have multiple store locations. Can I choose which one to use?

Yes. The plugin fetches all your active store locations and presents them in a dropdown. Select the right one for your store and refresh the list anytime with one click.

What card and wallet payment methods are supported?

Visa, Mastercard, Google Pay, and Apple Pay.

What happens when a payment fails or expires?

The customer is redirected back to the checkout to try again, and the order status updates automatically.

Which countries is Atoa Pay available in?

Atoa Pay is currently available for UK-based businesses only. All payment methods — Pay by Bank, Pay by Card, Google Pay, and Apple Pay — are supported within the UK.

Plugin details

Version1.5.2

Last updated2026-07-20 6:43am GMT

Added2023-12-15

Requires WordPress6.0

Tested up to7.0.2

Requires PHP8.0

Tags on WordPress.org

apple pay

atoa payment gateway

card

google pay

pay by bank

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Atoa Pay for WooCommerce

Accept Pay by Bank, card, Google Pay, and Apple Pay in your WooCommerce store. Lower fees. Faster payouts. One simple plugin.

10+ active installsFree on WordPress.org

View on WordPress.org Support forum

Will this break my store?

What the WordPress.org registry says about keeping Atoa Pay for WooCommerce running.

WordPress compatibility

Tested to 7.0.2

Tested against the WordPress branch in use today.

Last updated

13 days ago

At least 5.7 releases a year since launch. WordPress.org only lists versions still available for download, so the real number may be higher.

Requires PHP

8.0

Your host must be running at least this version.

Requires WordPress

6.0

Contributors

1

A single maintainer. Worth knowing if the plugin is load-bearing for your store.

10+ active installsWordPress.org reports installs in bands, not exact counts.

Maintenance & trust

Scored on how Atoa Pay for WooCommerce is looked after — not on how many stores run it.

Well maintained

Not enough public feedback to put a confident number on this one. Little public feedback — score rests mostly on release activity. What we can see is below.

Maintenance

35 / 35

Updated 12 days ago.

WordPress compatibility

20 / 20

Tested to WP 7.0.2 (current).

Support responsiveness

Not enough data

Only 0 support thread(s) — not enough to judge.

Merchant satisfaction

Not enough data

No ratings yet.

Listing transparency

10 / 10

Provides: screenshots, description, homepage

Ratings

No one has rated this plugin on WordPress.org yet. That is a statement about the ratings page, not about the plugin — plenty of well-kept plugins never collect them.

Stop overpaying on every sale. Start getting paid the way your business deserves.