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  7. Bread Pay

Bread Pay

Bread helps retailers offer pay-over-time solutions as a way to build stronger consumer connections, power sales, and improve brand loyalty.

40+ active installsFree on WordPress.org
View on WordPress.orgSupport forum
Will this break my store?

What the WordPress.org registry says about keeping Bread Pay running.

WordPress compatibility
Tested to 6.7.5 — 3 branches behind 7.0
A branch or two behind — normal for a plugin between releases.
Last updated
3 months ago
At least 5.8 releases a year since launch. WordPress.org only lists versions still available for download, so the real number may be higher.
Requires PHP
7.4
Your host must be running at least this version.
Requires WordPress
6.1
Contributors
1
A single maintainer. Worth knowing if the plugin is load-bearing for your store.
40+ active installsWordPress.org reports installs in bands, not exact counts.
Maintenance & trust

Scored on how Bread Pay is looked after — not on how many stores run it.

Solid
Not enough public feedback to put a confident number on this one. Little public feedback — score rests mostly on release activity. What we can see is below.
Maintenance
35 / 35
Updated 102 days ago.
WordPress compatibility
7 / 20
3 WP branches behind.
Support responsiveness
Not enough data
Only 0 support thread(s) — not enough to judge.
Merchant satisfaction
Not enough data
No ratings yet.
Listing transparency
7 / 10
Provides: screenshots, description
2 of 5 measures had too little evidence to score. They are left out of the total rather than counted as zero — otherwise a plugin would be marked down for being small rather than for being poorly kept.Measured 2026-08-02 from the WordPress.org plugin registry.
Ratings

No one has rated this plugin on WordPress.org yet. That is a statement about the ratings page, not about the plugin — plenty of well-kept plugins never collect them.

Bread helps retailers offer pay-over-time solutions as a way to build stronger consumer connections, power sales, and improve brand loyalty.

About Bread Pay

Bread Finance is now Bread Pay.

Bread Pay is a full-funnel, white label financing solution that helps retailers acquire and convert more customers. Retailers who use Bread have seen an increase of 5-15% in sales, up to 120% higher AOV, and an 84% increase in email click-through-rates.

Our tools have proven to reduce friction and improve conversion by engaging more shoppers throughout the funnel, and by creating a brand-consistent financing experience. With Bread, customers can apply and pre-qualify for financing earlier in the shopping journey, empowering them with transparent financing options that increase their purchasing power and drives more sales.

Let us help you sell more and grow faster with flexible pay-over-time solutions. To learn more, please visit payments.breadfinancial.com.

Bread’s Features

Attract More Customers

  • Full Funnel. Your shoppers can discover, pre-qualify, and check out from anywhere – your homepage, category page, product page, cart, or checkout.
  • Real-Time Decision. Pre-qualification is quick and easy. Let your customers learn about their purchase power in seconds without ever leaving your site.

Boost Your Conversions

  • White Label. We’re committed to enhancing your brand, not ours. Customize our tools to match the look and feel of your site.
  • Flexible Financing Options. Offer terms and financing programs optimized for your products, your order values, and your customers.

Improve Marketing & Loyalty

  • Actionable Data. Make informed decisions on how to improve customer loyalty using detailed insights available on our platform.
  • Drive Retargeting. Take advantage of Bread’s robust APIs to reach abandoned shoppers and recover lost revenue.

Case Studies

Bread Pay Financing Helped The RTA Store Increase Average Ticket Size by 130%

By partnering with Bread Pay, furniture retailer The RTA Store saw an 8.5% incremental increase in year-over-year sales and 130% higher AOV for customers who used Bread financing compared to those who did not.

EraGem Triples Financed Sales, Sees 17% Higher AOV with Bread

Jeweler EraGem experienced 3X more in financed sales, 30% higher year-to-date revenue, and 17% higher AOV after switching to Bread from another financing provider.

Seamless Integration

Bread’s financing solutions can be easily integrated into your WooCommerce platform, making your integration fast and painless. Bread’s robust API can be customized to fit your user experience and website.

Bread’s plugin also allows all authorizations, captures, and refunds to be processed through WooCommerce. For installation and setup instructions, please refer to our documentation site.
This plugin has been tested on WooCommerce versions 3.0 and above.

Plugin details
Version3.6.1
Last updated2026-04-22 4:46pm GMT
Added2019-03-14
Requires WordPress6.1
Tested up to6.7.5
Requires PHP7.4
Tags on WordPress.org
bread
breadpay
finance
financing
woocommerce
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