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  1. xpay✦ Commerce

  3. Directory

  5. WooCommerce plugins

  7. Choice Payment Gateway for WooCommerce

Choice Payment Gateway for WooCommerce

Choice gives your customers more ways to pay.

10+ active installsFree on WordPress.org
View on WordPress.orgSupport forum
Will this break my store?

What the WordPress.org registry says about keeping Choice Payment Gateway for WooCommerce running.

WordPress compatibility
Tested to 6.1.10 — 9 branches behind 7.0
Several branches behind. Worth checking on a staging site before updating WordPress.
Last updated
2 years ago
At least 2.5 releases a year since launch. WordPress.org only lists versions still available for download, so the real number may be higher.
Requires PHP
7.3
Your host must be running at least this version.
Requires WordPress
5.5
Contributors
2
10+ active installsWordPress.org reports installs in bands, not exact counts.
Maintenance & trust

Scored on how Choice Payment Gateway for WooCommerce is looked after — not on how many stores run it.

Limited evidence
Not enough public feedback to put a confident number on this one. Little public feedback — score rests mostly on release activity. What we can see is below.
Maintenance
6 / 35
Last update 2y ago.
WordPress compatibility
0 / 20
9 WP branches behind — untested on current WordPress.
Support responsiveness
Not enough data
Only 0 support thread(s) — not enough to judge.
Merchant satisfaction
Not enough data
No ratings yet.
Listing transparency
7 / 10
Provides: screenshots, homepage
2 of 5 measures had too little evidence to score. They are left out of the total rather than counted as zero — otherwise a plugin would be marked down for being small rather than for being poorly kept.Measured 2026-08-01 from the WordPress.org plugin registry.
Ratings

No one has rated this plugin on WordPress.org yet. That is a statement about the ratings page, not about the plugin — plenty of well-kept plugins never collect them.

Accept credit cards, debit cards, ACH, eCheck, Bank Account, Pay Later options, and more all with a FREE single plugin for a seamless checkout experience.

The Choice for WooCommerce plugin is easy to install and quickly enables your store to begin accepting payments online instantly.

WHY CHOOSE CHOICE?

Choice gives your customers more ways to pay with support for all major credit cards, ACH / eCheck, Pay Later, and more. Choice offers multiple pricing and billing models with instant approvals so you can get up and running in minutes.

MULTIPLE PRICING & BILLING MODELS TO CHOOSE FROM:

Standard Merchant Account:

Your customers can pay at checkout with a credit card, debit card, bank account (ACH, eCheck), and pay later options.

Merchant rates are 2.9% and $0.30 per transaction, no setup fees, no monthly fees.

SURCHARGING MERCHANT ACCOUNT:

Substantially reduce your credit card processing fees with our surcharging program. Surcharging can be applied to credit card transactions. Debit and pre-paid transactions are excluded. Currently available in all states except CO, CT, MA, OK.

Apply a compliant surcharge up to 4% to credit card transactions and this fee is paid by the cardholder at checkout. Monthly service charge applies.
Surcharging currently available in all states except CO, CT, MA, OK.

CASH DISCOUNT MERCHANT ACCOUNT:

Reduce your credit card processing by 90%! Our cash discount program helps you increase your profit margin by encouraging your customers to pay by bank account (ACH/eCheck).

Merchant applies a compliant cash discount fee of 3.99% and this fee is paid by the customer at checkout when paying by credit card. If customer pays with bank account (ACH / eCheck), the discount is applied. Monthly service charge applies. Cash discount program available in all 50 states.

BUY NOW PAY LATER: (included with all merchant accounts)

Offer flexible integrated financing options that gives your customer even more ways to pay.
• Real-time loan approvals from $1000-$25,000
• Flexible terms from 36-60 months
• Zero risk and no setup fees
• Low interest rate programs for your customers

For more information on our Buy Now Pay Later options, visit https://www.payterms.com

SALES OVER $50K per MONTH?

If you process over 50K per month, contact us for a custom quote: sales@choiceinc.biz

FEATURES:

  • Seamless integration into your WooCommerce checkout page giving you the ability to accepts payments directly on your store.
  • Choice supports recurring payments using the WooCommerce Subscriptions extension. The Choice plugin handles all the subscription functionality
  • Process Refunds, voids, and capture via Dashboard: Process full or partial refunds, voids, and sales directly from your WooCommerce dashboard
  • Supports both “Authorize Only” and “Authorize & Capture” transactions
  • All card data is tokenized, and Choice meets PCI Compliance standards

HOW DO I GET STARTED?

You’ll need an active Choice merchant account. To sign up for a new merchant account select an option above. If you already have a merchant account but have not received your username and password or API key, contact Choice support at support@choiceinc.biz.

Minimum Requirements

  • WordPress 5.5
  • PHP 7.3
Plugin details
Version2.1.2
Last updated2024-07-14 4:29am GMT
Added2021-09-24
Requires WordPress5.5
Tested up to6.1.10
Requires PHP7.3
Tags on WordPress.org
ACH
cash discount
choice woocommerce
payment processing
woocommerce payment
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The agent-readiness stack for the AI shopping era — helping merchants, publishers and SaaS companies get discovered, cited and transacted with by ChatGPT, Perplexity, Claude, Gemini and the custom shopping agents underneath them.

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