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  1. xpay✦ Commerce

  3. Directory

  5. WooCommerce plugins

  7. FlexiLay Layby & Payments

FlexiLay Layby & Payments

Accept FlexiLay lay-by / instalment plans via WooCommerce. Customers pay a deposit and complete instalments before goods are supplied.

fewer than 10 active installs
5.0
(1 ratings)
Free on WordPress.org
View on WordPress.orgSupport forum
Will this break my store?

What the WordPress.org registry says about keeping FlexiLay Layby & Payments running.

WordPress compatibility
Tested to 7.0.4 — 1 branch behind 7.1
Tested against the WordPress branch in use today.
Last updated
18 days ago
At least 35.7 releases a year since launch. WordPress.org only lists versions still available for download, so the real number may be higher.
Requires PHP
7.4
Your host must be running at least this version.
Requires WordPress
6.0
Requires other plugins
woocommerce
These must be installed and active first.
Contributors
1
A single maintainer. Worth knowing if the plugin is load-bearing for your store.
fewer than 10 active installsWordPress.org reports installs in bands, not exact counts.
Maintenance & trust

Scored on how FlexiLay Layby & Payments is looked after — not on how many stores run it.

Well maintained
Not enough public feedback to put a confident number on this one. Little public feedback — score rests mostly on release activity. What we can see is below.
Maintenance
35 / 35
Updated 2 days ago.
WordPress compatibility
20 / 20
Tested to WP 7.0.4 (current).
Support responsiveness
Not enough data
Only 0 support thread(s) — not enough to judge.
Merchant satisfaction
10 / 15
5.0/5 across 1 rating(s).
Listing transparency
10 / 10
Provides: screenshots, description, homepage
1 of 5 measures had too little evidence to score. They are left out of the total rather than counted as zero — otherwise a plugin would be marked down for being small rather than for being poorly kept.Measured 2026-08-27 from the WordPress.org plugin registry.
Ratings

5.0

1 rating
5★1
4★0
3★0
2★0
1★0
Every rating WordPress.org holds for this plugin, not a sample. Written reviews live in the plugin's WordPress.org reviews forum.

FlexiLay is a lay-by / instalment scheduling platform for WooCommerce.

This plugin adds FlexiLay as a payment option at checkout, allowing customers to:
– Pay an upfront deposit
– Schedule the remaining balance over time
– Complete all payments before order fulfilment

FlexiLay is not a credit product and does not provide lending or Buy Now Pay Later (BNPL) services. Orders should only be fulfilled once payment is completed in full.

Key features

  • Native WooCommerce payment gateway
  • Secure merchant registration and pairing
  • Deposit + instalment scheduling
  • Order placed on hold until payment completion
  • Native FlexiLay merchant admin screens inside WordPress
  • Works alongside existing payment methods
  • No funds held by FlexiLay
  • GPL-compatible and translation-ready

Privacy

This plugin connects your store to FlexiLay to create and manage lay-by payment plans.

Data sent to FlexiLay

When customers choose FlexiLay at checkout, the plugin sends the order and customer details required to create a payment plan (for example: order totals, line items, and contact details) to your configured FlexiLay API endpoint.

Support Chat (Crisp)

If you enable Support Chat (Crisp) in the FlexiLay Settings screen, the plugin loads Crisp’s script on FlexiLay admin pages only. The plugin tags the Crisp session with your store shop domain for support context. No personal customer data is sent to Crisp by the plugin.

Please ensure your store’s privacy policy discloses any third-party services you enable.

What is FlexiLay?

FlexiLay is a LayBy / Lay-A-Way instalment scheduling platform that allows customers to pay a deposit and complete the remaining payments over time before goods are supplied.

FlexiLay does not provide credit and is not a BNPL service.

Does FlexiLay hold or process customer funds?

No. FlexiLay does not hold, store, or move customer funds.

FlexiLay facilitates payment scheduling only. Payments are processed directly by the merchant’s connected payment gateway (such as Stripe).

How does the WooCommerce checkout flow work?

  1. Customer selects FlexiLay at checkout
  2. WooCommerce creates the order and places it on hold
  3. Customer is redirected to FlexiLay to:
    • Choose a deposit
    • Select instalment frequency
    • Confirm their payment plan
  4. Customer completes all payments externally via FlexiLay
  5. Merchant fulfils the order once payment is complete

What order status does FlexiLay use?

Orders are placed into “On hold” while the FlexiLay plan is active.

This prevents fulfilment until payment is completed.

Does FlexiLay support deposits and partial payments?

Yes. Customers can:
– Pay a flexible deposit
– Schedule instalments weekly, fortnightly, or monthly
– Complete the plan early if supported by the merchant configuration

Why is my store waiting for approval?

When you first save the FlexiLay settings, your store is registered with FlexiLay and marked as pending approval.

Once approved in the FlexiLay admin, saving the settings again will automatically retrieve your API key.

Why is the payment method disabled after saving settings?

The gateway disables itself automatically if:
– Required settings are missing
– The FlexiLay server cannot be reached
– The store is not yet approved
– An API key has not been issued

This prevents broken checkout experiences.

Where do I manage my FlexiLay account?

After installation, a FlexiLay menu appears in WooCommerce admin.

This opens the FlexiLay merchant admin screens inside WordPress, where you can:
– Complete onboarding
– Connect a payment gateway
– View plans and balances
– Manage merchant settings

Is customer data sent to FlexiLay?

Only the minimum data required to create a payment plan is sent, including:
– Customer name
– Email address
– Phone number (if provided)
– Order totals and line items
– Shipping address (for reference only)

No WordPress credentials are shared.

Does FlexiLay work with subscriptions?

No. FlexiLay is designed for LayBy and Lay-A-Way style purchases where goods are supplied after payment completion.

Can FlexiLay be used for digital products or services?

FlexiLay is best suited to goods or services delivered after payment completion.

Merchants are responsible for ensuring their usage complies with local consumer law.

What currencies are supported?

FlexiLay uses the store currency configured in WooCommerce.

Supported currencies depend on the connected payment gateway.

Does FlexiLay replace my existing payment gateway?

No. FlexiLay runs alongside other WooCommerce payment methods.

What happens if FlexiLay is unavailable?

If the FlexiLay API cannot be reached:
– Checkout will display an error
– The order will not proceed
– No payment will be taken

Is FlexiLay a Buy Now Pay Later (BNPL) service?

No. FlexiLay is a LayBy / Lay-A-Way platform, not a lending product.

Is this plugin compliant with WordPress.org guidelines?

Yes. This plugin:
– Is licensed under GPL v2 or later
– Uses WordPress APIs and security best practices
– Escapes output correctly
– Supports translation
– Does not bundle third-party SDKs improperly

Where can I get support?

Support is available at:
https://flexilay.com/

Plugin details
Version1.4.4
Last updated2026-08-25 5:05am GMT
Added2026-03-12
Requires WordPress6.0
Tested up to7.0.4
Requires PHP7.4
Tags on WordPress.org
installment payments
layaway
laybuy
layby
payment plan
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