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  7. MIA Payment Gateway for VictoriaBank (Community Edition)

MIA Payment Gateway for VictoriaBank (Community Edition)

Community-developed payment gateway for accepting MIA instant payments through VictoriaBank for WooCommerce stores in Moldova.

10+ active installsFree on WordPress.org
View on WordPress.orgSupport forum
Will this break my store?

What the WordPress.org registry says about keeping MIA Payment Gateway for VictoriaBank (Community Edition) running.

WordPress compatibility
Tested to 6.9.5 — 1 branch behind 7.0
Tested against the WordPress branch in use today.
Last updated
7 months ago
At least 3.5 releases a year since launch. WordPress.org only lists versions still available for download, so the real number may be higher.
Requires PHP
7.4
Your host must be running at least this version.
Requires WordPress
5.8
Requires other plugins
woocommerce
These must be installed and active first.
Contributors
1
A single maintainer. Worth knowing if the plugin is load-bearing for your store.
10+ active installsWordPress.org reports installs in bands, not exact counts.
Maintenance & trust

Scored on how MIA Payment Gateway for VictoriaBank (Community Edition) is looked after — not on how many stores run it.

Mixed signals
Not enough public feedback to put a confident number on this one. Little public feedback — score rests mostly on release activity. What we can see is below.
Maintenance
26 / 35
Updated 204 days ago.
WordPress compatibility
14 / 20
Tested to WP 6.9.5, 1 branch(es) behind.
Support responsiveness
Not enough data
Only 0 support thread(s) — not enough to judge.
Merchant satisfaction
Not enough data
No ratings yet.
Listing transparency
6 / 10
Provides: description, homepage
2 of 5 measures had too little evidence to score. They are left out of the total rather than counted as zero — otherwise a plugin would be marked down for being small rather than for being poorly kept.Measured 2026-08-01 from the WordPress.org plugin registry.
Ratings

No one has rated this plugin on WordPress.org yet. That is a statement about the ratings page, not about the plugin — plenty of well-kept plugins never collect them.

MIA Payment Gateway for VictoriaBank (Community Edition) is an independently developed payment gateway that enables WooCommerce merchants to accept instant payments through Moldova’s MIA (Moldova Instant Payments) system via VictoriaBank’s Business IPS Integration API v2.0.15.

This is a community-developed plugin and is not officially affiliated with or endorsed by VictoriaBank.

Key Features

  • DYNM QR Codes – Dynamic QR codes with configurable Time-To-Live (TTL)
  • Mobile Deeplink – Direct payment via mia://pay mobile deeplink
  • Token Caching – Optimized API calls with automatic token caching (reduces API calls by 98%)
  • AJAX Polling – Automatic real-time payment status updates
  • Full Refunds – Complete refund support via VictoriaBank API
  • Webhook Support – JWT signature verification for secure payment notifications
  • Comprehensive Logging – Detailed debug information when WP_DEBUG is enabled
  • HPOS Compatible – Full support for WooCommerce High-Performance Order Storage

Payment Flow

  1. Customer selects MIA Instant Payment at checkout
  2. Dynamic QR code is generated with order details
  3. Customer scans QR code or uses mobile deeplink
  4. Payment is processed instantly through MIA system
  5. Order status updates automatically via webhook or polling

Requirements

  • WordPress 5.8 or higher
  • WooCommerce 6.0 or higher
  • PHP 7.4 or higher
  • Active VictoriaBank merchant account with API credentials
  • HTTPS enabled on your website

Configuration

After installation, configure the gateway at WooCommerce → Settings → Payments → MIA Instant Payments:

  • Enable/disable test mode
  • Enter API credentials (username, password)
  • Configure your merchant IBAN
  • Set QR code expiry time (default: 360 minutes)
  • Enable polling for automatic status updates
  • Enable debug logging for troubleshooting

Support

For technical support regarding this plugin, please visit the GitHub repository.

For VictoriaBank API access and merchant account questions, please contact VictoriaBank directly.

Technical Details

API Endpoints

  • Authentication: POST /api/identity/token
  • QR Creation: POST /api/v1/qr
  • Refunds: DELETE /api/v1/transaction/{reference}

Base URLs

  • Test Environment: https://test-ipspj.victoriabank.md
  • Production: https://ips-api-pj.vb.md

Security

  • JWT token authentication
  • Token caching with automatic expiry
  • HTTPS required (enforced by API)
  • Nonce verification for AJAX requests
  • Input sanitization and validation
  • No sensitive data logged (passwords masked)

Compatibility

  • WordPress 5.8+
  • WooCommerce 6.0 – 9.4+
  • PHP 7.4+
  • Tested with latest WordPress and WooCommerce versions

Privacy Policy

This plugin does not collect, store, or transmit any personal data outside of what is necessary for payment processing through VictoriaBank’s API. All payment data is transmitted securely via HTTPS to VictoriaBank’s servers.

Third-Party Services

This plugin connects to VictoriaBank’s payment API to process transactions. By using this plugin, you agree to VictoriaBank’s terms of service and privacy policy.

VictoriaBank API: https://victoriabank.md

Credits

Developed and maintained by an independent developer for the WooCommerce and Moldovan e-commerce community.

Source code: https://github.com/inginerit/MIA-Payment-Gateway-for-VictoriaBank

Is this an official VictoriaBank plugin?

No, this is a community-developed plugin created by an independent developer. It is not officially affiliated with or endorsed by VictoriaBank. However, it integrates with VictoriaBank’s official MIA payment API.

Do I need a VictoriaBank merchant account?

Yes, you need an active VictoriaBank merchant account with API access to the MIA system.

Is this plugin compatible with WooCommerce HPOS?

Yes, the plugin is fully compatible with High-Performance Order Storage (HPOS).

How do I enable debug logging?

Add the following to your wp-config.php file:
define('WP_DEBUG', true);
define('WP_DEBUG_LOG', true);
define('WP_DEBUG_DISPLAY', false);
Then enable “Debug Logging” in the gateway settings.

Can customers pay from mobile devices?

Yes, the plugin supports both QR code scanning and direct mobile deeplinks (mia://pay) for seamless mobile payments.

How long are QR codes valid?

QR codes are valid for the time period configured in settings (default: 360 minutes). After expiration, a new QR code must be generated.

Does the plugin support refunds?

Yes, full refunds are supported through the WooCommerce order management interface.

What happens if a payment webhook fails?

The plugin includes AJAX polling as a fallback mechanism. If webhooks fail, the payment status will still be detected through automatic polling.

Categories
Payment gateways
Plugin details
Version2.1.4
Last updated2026-01-09 5:04pm GMT
Added2026-01-08
Requires WordPress5.8
Tested up to6.9.5
Requires PHP7.4
Tags on WordPress.org
instant payments
MIA
moldova
payment gateway
woocommerce
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