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  1. xpay✦ Commerce

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  4. WP NMI Payment Gateway for WooCommerce

WP NMI Payment Gateway for WooCommerce

Integrate NMI with WooCommerce for secure, PCI-compliant payments. Accept credit cards and ACH for smooth WooCommerce transactions.

30+ active installs
5.0
(1 ratings)
Free on WordPress.org
View on WordPress.orgSupport forum
Will this break my store?

What the WordPress.org registry says about keeping WP NMI Payment Gateway for WooCommerce running.

WordPress compatibility
Tested to 6.9.5 — 1 branch behind 7.0
Tested against the WordPress branch in use today.
Last updated
3 months ago
At least 3.1 releases a year since launch. WordPress.org only lists versions still available for download, so the real number may be higher.
Requires PHP
5.6
Your host must be running at least this version.
Requires WordPress
5.0
Requires other plugins
woocommerce
These must be installed and active first.
Contributors
1
A single maintainer. Worth knowing if the plugin is load-bearing for your store.

30+ active installsWordPress.org reports installs in bands, not exact counts.
Maintenance & trust

Scored on how WP NMI Payment Gateway for WooCommerce is looked after — not on how many stores run it.

Solid
Not enough public feedback to put a confident number on this one. Little public feedback — score rests mostly on release activity. What we can see is below.

Maintenance
35 / 35
Updated 84 days ago.
WordPress compatibility
14 / 20
Tested to WP 6.9.5, 1 branch(es) behind.
Support responsiveness
Not enough data
Only 0 support thread(s) — not enough to judge.
Merchant satisfaction
10 / 15
5.0/5 across 1 rating(s).
Listing transparency
10 / 10
Provides: screenshots, description, homepage
1 of 5 measures had too little evidence to score. They are left out of the total rather than counted as zero — otherwise a plugin would be marked down for being small rather than for being poorly kept.Measured 2026-08-02 from the WordPress.org plugin registry.
Ratings

5.0

1 rating
5★1
4★0
3★0
2★0
1★0
Every rating WordPress.org holds for this plugin, not a sample. Written reviews live in the plugin's WordPress.org reviews forum.

NMI ACH Gateway for WooCommerce is a powerful payment gateway plugin that allows you to securely accept credit cards and ACH payments directly on your WooCommerce store. Built with PCI compliance in mind, this plugin ensures that every transaction is handled safely and efficiently through the NMI (Network Merchants, Inc.) gateway, one of the most reliable payment processors in the market that offers robust payment solutions for merchants to accept a variety of payment methods online, including ACH eChecks.

Key Features of WordPress NMI ACH Gateway for WooCommerce

  • Easy Installation: Streamlined setup process with minimal configuration. Once installed, browse WooCommerce Settings – Payments and fill out a few fields, and you’ll be set up to accept credit card payments on your store.
  • Secure ACH Processing: Leverages NMI’s tokenization library for secure ACH payments, ensuring PCI compliance.
  • Secure Payment Processing: Leverages the Collect.js tokenization library to securely transmit payment data directly to NMI, eliminating the need for PCI-DSS certification concerns.
  • Card Verification: The plugin integrates card processing and verification to process credit card payments synchronized with card verification.
  • Refund Management: Process full or partial refunds directly from the WooCommerce dashboard, including one-time orders.
  • Restrict Card Types: Optionally choose to restrict certain card types, hiding their icons and providing proper error messages on checkout.
  • Authorize and Capture: Option to authorize transactions initially and capture funds later.
  • Payment Method Restriction: Restrict certain card types during checkout with appropriate error messaging.
  • Gateway Receipts: Option to send payment receipts directly from your NMI account.
  • Detailed Logging: Enable logging to troubleshoot and debug any issues, providing valuable insights when needed.
  • Manage Subscriptions [Enterprise Version]: Utilize the WooCommerce Subscriptions extension to create and manage recurring payment products, offering residual revenue that you can monitor.
  • No Sensitive Data Stored On-Site: Uses NMI’s “customer vault” to charge future payments without storing sensitive data on your site.
  • Customizable Payment Experience: Tailor the payment experience to match your brand’s look and feel by adjusting settings like displayed payment methods and transaction descriptions.
  • Advanced Security: Uses encryption and tokenization to protect sensitive customer data, minimizing data breach risks and ensuring PCI compliance.
  • Extensive Reporting & Analytics: Access transaction history, manage refunds, and analyze gateway performance to optimize sales strategies.

Integrating the NMI Gateway into your WooCommerce store not only streamlines the payment process but also enhances customer trust. By providing a secure environment for transactions, you can reassure shoppers that their sensitive information is protected. This confidence often leads to higher conversion rates and repeat business.

The plugin supports a variety of payment options, catering to diverse customer preferences. Whether your clientele prefers using credit cards or opting for ACH payments, the NMI Gateway ensures that their needs are met. This flexibility can significantly broaden your customer base and improve overall sales.

NMI Gateway for WooCommerce Platform is an essential tool for any online merchant looking to enhance their payment processing capabilities. With its robust security features, user-friendly interface, and extensive customization options, it stands out as a leading choice for businesses of all sizes.

Requirements

  • Active NMI account.
  • WooCommerce version 3.3 or later.
  • Valid SSL certificate for secure transactions and PCI DSS compliance. This plugin does not store sensitive payment data on your site.

Disclaimer

This plugin is not affiliated with or endorsed by NMI, WooCommerce, or Automattic. All trademarks are the property of their respective owners.

Third-Party Services

This plugin integrates with several third-party services to process payments and transactions. The data sent to these services may include sensitive information such as payment details. Below is a list of the third-party services used, including their URLs, terms of use, and privacy policies:

SkyBank Gateway
* API URL: https://secure.skybankgateway.com/api/transact.php

Durango Direct
* API URL: https://secure.durango-direct.com/api/transact.php

Network Merchants Inc. (NMI) **
* **API URL
: https://secure.networkmerchants.com/api/transact.php

PlanetAuthorize Gateway
* API URL: https://secure.planetauthorizegateway.com/api/transact.php

MerchantGuy Gateway
* API URL: https://secure.merchantguygateway.com/api/transact.php

Payline Data Gateway
* API URL: https://secure.paylinedatagateway.com/api/transact.php

Note: For detailed information on how these services handle your data, please review their respective terms of use and privacy policies. We do not control these services and are not responsible for their data handling practices.

Is SSL Required?

Yes, a valid SSL certificate is required to ensure secure transactions and PCI DSS compliance.

How do I process refunds?

Refunds can be processed directly from your WooCommerce dashboard.

Can I restrict certain payment methods?

Yes, you can restrict specific payment methods and display custom error messages during checkout.

Categories
Payment gateways
Plugin details
Version1.0.4
Last updated2026-05-10 5:04pm GMT
Added2024-08-28
Requires WordPress5.0
Tested up to6.9.5
Requires PHP5.6

Tags on WordPress.org
network merchants
nmi
nmi woocommerce
payment gateway
PCI
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