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  5. WooCommerce plugins

  7. Paykoko – BNPL Payment Gateway

Paykoko – BNPL Payment Gateway

Accept BNPL (Buy Now Pay Later) payments on your WooCommerce store via Koko — pay in 3 interest-free instalments.

30+ active installsFree on WordPress.org
View on WordPress.orgSupport forum
Will this break my store?

What the WordPress.org registry says about keeping Paykoko – BNPL Payment Gateway running.

WordPress compatibility
Tested to 7.0.2
Tested against the WordPress branch in use today.
Last updated
2 months ago
Requires PHP
7.4
Your host must be running at least this version.
Requires WordPress
5.8
Contributors
1
A single maintainer. Worth knowing if the plugin is load-bearing for your store.
30+ active installsWordPress.org reports installs in bands, not exact counts.
Maintenance & trust

Scored on how Paykoko – BNPL Payment Gateway is looked after — not on how many stores run it.

Well maintained
Not enough public feedback to put a confident number on this one. Little public feedback — score rests mostly on release activity. What we can see is below.
Maintenance
35 / 35
Updated 53 days ago.
WordPress compatibility
20 / 20
Tested to WP 7.0.2 (current).
Support responsiveness
Not enough data
Only 0 support thread(s) — not enough to judge.
Merchant satisfaction
Not enough data
No ratings yet.
Listing transparency
6 / 10
Provides: description, homepage
2 of 5 measures had too little evidence to score. They are left out of the total rather than counted as zero — otherwise a plugin would be marked down for being small rather than for being poorly kept.Measured 2026-08-01 from the WordPress.org plugin registry.
Ratings

No one has rated this plugin on WordPress.org yet. That is a statement about the ratings page, not about the plugin — plenty of well-kept plugins never collect them.

Paykoko WooCommerce Plugin allows you to accept payments on your WooCommerce store via Koko accounts and allows installment-based payments.

Features:

  • Accept Koko BNPL payments at checkout
  • Display installment price breakdown on product and cart pages
  • Full WooCommerce Blocks (Gutenberg checkout) support
  • Sandbox/test mode for safe development
  • OpenSSL signature verification for secure server callbacks
  • Compatible with Woo Discount Rules

How it works:

Customers choose Koko at checkout, are redirected to the Koko payment page to confirm their 3-instalment plan, and are returned to your store upon completion. Order status is updated automatically via signed server callbacks.

External Services

This plugin connects to the Koko (Paykoko) payment API to process BNPL (Buy Now, Pay Later) payments on your WooCommerce store.

What the service is and what it is used for:
Koko is a third-party BNPL payment provider. This plugin sends order data to the Koko API to create a payment session and redirect the customer to complete their payment in 3 interest-free instalments.

What data is sent and when:
When a customer proceeds to pay using Koko at checkout, the following order data is sent to the Koko API:
– Merchant ID and API Key (to authenticate the request)
– Order ID, order total, and currency
– Customer first name, last name, email, and phone number
– Return, response, and cancel URLs

No payment card data is handled by this plugin — all sensitive payment processing happens on Koko’s platform.

Sandbox vs Live:
– Sandbox (testing): https://qaapi.paykoko.com
– Live (production): https://prodapi.paykoko.com

Service links:
– Terms of Service: https://paykoko.com/m/terms
– Privacy Policy: https://paykoko.com/m/privacy

Do I need a Koko account to use this plugin?

Yes. You need a Koko merchant account with a Merchant ID, API Key, and RSA key pair. Contact Koko to get your credentials.

Is there a test mode available?

Yes. Enable Sandbox Mode in the plugin settings to use the Koko QA environment for testing without real payments.

Which WooCommerce versions are supported?

The plugin supports WooCommerce 5.0 and above, including full WooCommerce Blocks (Gutenberg) checkout support.

What currencies are supported?

The plugin passes your WooCommerce store currency to Koko. Please confirm supported currencies with Koko directly.

Categories
Local & alternative paymentsPayment gateways
Plugin details
Version3.0.4
Last updated2026-06-09 7:31am GMT
Added2026-06-09
Requires WordPress5.8
Tested up to7.0.2
Requires PHP7.4
Tags on WordPress.org
bnpl
buy now pay later
koko
payment gateway
woocommerce
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