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  7. Payment Gateway with MPGS for WooCommerce

Payment Gateway with MPGS for WooCommerce

Accept credit and debit card payments through MasterCard Payment Gateway Services (MPGS). Secure hosted checkout with 3DS authentication.

80+ active installs
5.0
(3 ratings)
Free on WordPress.org
View on WordPress.orgSupport forum
Will this break my store?

What the WordPress.org registry says about keeping Payment Gateway with MPGS for WooCommerce running.

WordPress compatibility
Tested to 6.9.5 — 1 branch behind 7.0
Tested against the WordPress branch in use today.
Last updated
23 days ago
Requires PHP
7.2
Your host must be running at least this version.
Requires WordPress
5.0
Requires other plugins
woocommerce
These must be installed and active first.
Contributors
2
80+ active installsWordPress.org reports installs in bands, not exact counts.
Maintenance & trust

Scored on how Payment Gateway with MPGS for WooCommerce is looked after — not on how many stores run it.

88

out of 100
SolidSome ratings or support history.
Maintenance
35 / 35
Updated 22 days ago.
WordPress compatibility
14 / 20
Tested to WP 6.9.5, 1 branch(es) behind.
Support responsiveness
Not enough data
Only 2 support thread(s) — not enough to judge.
Merchant satisfaction
11 / 15
5.0/5 across 3 rating(s).
Listing transparency
10 / 10
Provides: screenshots, description, homepage
1 of 5 measures had too little evidence to score. They are left out of the total rather than counted as zero — otherwise a plugin would be marked down for being small rather than for being poorly kept.Measured 2026-08-01 from the WordPress.org plugin registry.
Ratings

5.0

3 ratings
5★3
4★0
3★0
2★0
1★0
Every rating WordPress.org holds for this plugin, not a sample. Written reviews live in the plugin's WordPress.org reviews forum.

Accept credit and debit card payments on your WooCommerce store using MasterCard Payment Gateway Services (MPGS) Hosted Checkout.

All card data is handled by MPGS servers directly. No sensitive payment information touches your server, keeping you PCI compliant.

Features

  • Test Mode – Switch between test and live credentials safely
  • Debug Logging – Built-in WooCommerce logger for troubleshooting
  • Transaction Details – Saves transaction ID, receipt, card type, and last 4 digits with each order
  • HPOS Compatible – Works with WooCommerce High-Performance Order Storage
  • Multiple API Versions – Supports MPGS API versions 49, 52, 55, 62, 63, and 66
  • 3DS Authentication – Supports both 3DS1 and 3DS2
  • Translation Ready – French translation included

Checkout Modes

  1. Payment Page – Customer is redirected to the MPGS payment page (all API versions)
  2. Lightbox – Payment form opens as a popup on your site (API v49-62 only)

Pro Version

Everything above stays free, forever. MPGS Pro adds payment operations tooling on top:

  • Transaction Log Viewer – Every gateway event in your dashboard (WooCommerce > MPGS Logs). No FTP, no raw log files.
  • Card Surcharge – Pass processing fees to the customer. Fixed or percentage, with per-country rates.
  • Authorize & Capture – Hold funds at checkout, capture the full or a partial amount from the order screen when you ship.
  • Branded Checkout – Your logo, website, and contact details on the MPGS payment page.
  • Payment Alerts – Instant email or webhook notifications for successful, failed, and refunded payments.

Upgrade from the plugin’s Upgrade link on the Plugins page. Learn more on the plugin page.

Credits

Maintained by Salman Patnee. Originally created by Ali Basheer (v1.0.0-1.5.1).

External Services

This plugin connects to MasterCard Payment Gateway Services (MPGS) to process payments.

  • Provider: MasterCard International Incorporated – mastercard.com
  • Terms of Use: mastercard.com/terms-of-use
  • Privacy Policy: mastercard.com/privacy

When and what data is sent

The plugin calls MPGS servers twice per transaction:

  1. At checkout – Creates a payment session with order amount, currency, description, customer name/email, and return URL.
  2. After payment – Verifies the transaction result using the order ID.

Merchant credentials are sent server-side only and never exposed to the browser. Card numbers, CVV, and expiry dates are never sent through this plugin – customers enter these directly on MPGS-hosted pages.

Gateway domains

  • https://ap-gateway.mastercard.com/ – Asia Pacific
  • https://eu-gateway.mastercard.com/ – Europe
  • https://na-gateway.mastercard.com/ – North America
  • https://mtf.gateway.mastercard.com/ – Test/Sandbox

Your bank will tell you which domain to use.

Privacy

This plugin does not track users, store card data, use tracking cookies, or share data with anyone other than MPGS for payment processing.

How do I get MPGS credentials?

Contact your acquiring bank to set up an MPGS merchant account. They will provide your Merchant ID, gateway URL, and access to the MPGS admin portal where you generate the Authentication Password.

Why are my transactions failing?

Common causes:

  1. Currency mismatch between MPGS account and WooCommerce store
  2. MPGS URL missing the trailing slash
  3. Wrong Merchant ID or Authentication Password
  4. API version not supported by your account

Enable Debug Log in the gateway settings and check logs at WooCommerce > Status > Logs for details.

Does this plugin store credit card data?

No. Customers enter card details on MPGS-hosted pages. No card data ever reaches your server.

Can I use Lightbox mode?

Only with API versions 49-62. API version 63 and above require Payment Page (redirect) mode.

Does this plugin support refunds?

Yes, since version 2.1.0. Refund directly from the WooCommerce order screen – a full refund voids the transaction, a partial amount issues an MPGS refund.

What is the difference between free and Pro?

The free version is a complete, fully functional MPGS gateway – secure hosted checkout, 3DS, refunds, test mode, debug logging. Pro adds operational tools: an in-admin transaction log viewer, card surcharges, authorize/capture (hold funds now, capture on fulfillment), branded checkout, and payment alerts.

Is this plugin HPOS compatible?

Yes. Version 2.0.0 supports WooCommerce High-Performance Order Storage.

Where do I find transaction details?

Open any order paid via MPGS. The Order Notes section shows the transaction receipt, transaction ID, gateway response code, and card details.

Categories
Cards & digital walletsPayment gateways
Plugin details
Version3.1.1
Last updated2026-07-10 7:28pm GMT
Added2026-02-08
Requires WordPress5.0
Tested up to6.9.5
Requires PHP7.2
Tags on WordPress.org
credit card
mastercard
mpgs
payment gateway
woocommerce
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