VERIFIED Crypto Checkout – Card to USDC WooCommerce Payment Gateway

VERIFIED Crypto Checkout is a WooCommerce crypto payment gateway that allows merchants to accept credit cards, debit cards, Apple Pay, and Google Pay while receiving settlement in USDC on the Polygon network.

Payments are processed through hosted crypto on-ramp providers including MoonPay, Ramp Network, Transak, Revolut, Stripe, Banxa, Simplex, Robinhood, Binance, and more — then converted into USDC and sent directly to your wallet.

VERIFIED Crypto Checkout settles exclusively in USDC on the Polygon network (Chain ID 137).

VERIFIED Crypto Checkout is software infrastructure only — VERIFIED does not custody or hold funds at any point.

No merchant account application. No provider accounts required to install.

Often used by high-risk and hard-to-bank merchants — there is no application, no underwriting, and no rolling reserve. Because settlement happens on-chain in USDC, the funds you receive are final, with no chargebacks or clawbacks on settled payments.

Compatible with WordPress 7.x and WooCommerce 8.x and above.

Install VERIFIED Crypto Checkout and start accepting card payments with USDC settlement in under a minute.

Full plugin guide (always up to date): https://verified-crypto-checkout.gitbook.io/verified-crypto-checkout

Features

• Accept credit cards, debit cards, Apple Pay, and Google Pay
• 25+ crypto on-ramp providers including Coinbase, MoonPay, Revolut, Ramp Network, Transak, Stripe, PayPal, Crypto.com, Binance, Klarna, iDEAL, Blockchain.com, Guardarian, Particle, and more
• USDC settlement directly to your Polygon wallet — no reserves, no delays
• WooCommerce Classic Checkout and Blocks Checkout support
• Auto-Routing across all providers or single-provider mode
• Automated abandoned checkout recovery — sends tokenized Pay Now emails automatically to first-time customers who attempted checkout but did not complete payment
• Optional discount incentives on recovery emails — fixed amount, percentage, or shipping credit applied before the 4% infrastructure fee
• Recovered revenue dashboard — tracks total recovered orders and revenue directly in gateway settings
• At-checkout notices — explains the redirect flow, identity verification, debit card guidance, and privacy on the checkout page to reduce abandonment before it starts
• Subscription payments — recurring billing via email-based renewal links (works with free and paid WooCommerce subscription plugins)
• Order Payment Links — send payment links directly from WooCommerce orders for manual abandoned checkout recovery
• In-Person QR Payments — display a scannable QR code directly from WooCommerce order details for in-person or counter payments
• Create standalone payment links and invoices without checkout
• Built-in Crypto Ledger with all USDC transactions in one screen
• Blockchain tracking with direct PolygonScan links per order
• Full checkout customization (titles, descriptions, icons)
• Polygon network fees are typically very low (often under $0.01)
• Install and start accepting payments in minutes

Automated Abandoned Checkout Recovery

VERIFIED Crypto Checkout includes a fully automated abandoned checkout recovery system that runs in the background and recovers revenue without any manual action from the merchant.

When a first-time customer selects a VERIFIED gateway, reaches the provider, and does not complete payment, the system automatically sends a branded recovery email with a direct tokenized Pay Now link — no login required.

How it works:

1. Customer selects VERIFIED Crypto Checkout and is redirected to a provider
2. Customer does not complete payment and abandons
3. VERIFIED detects the incomplete provider attempt automatically
4. A recovery email is sent after a configurable delay
5. The email contains a tokenized Pay Now link valid for 7 days
6. Customer clicks, goes directly to the provider, completes payment
7. WooCommerce order updates automatically on-chain confirmation

Recovery eligibility rules:

• Only applies to first-time VERIFIED customers — customers with a prior successful VCCP order are excluded
• Requires a confirmed provider attempt (customer reached the provider page)
• Subscription renewal orders are excluded — the subscription system handles those separately
• Stale orders beyond the merchant-configured window are skipped

Discount incentive engine:

Merchants can optionally attach an incentive to recovery emails to improve conversion:

• Fixed discount — a specific dollar amount off the order
• Percentage discount — a percentage reduction on the order total
• Shipping credit — covers shipping cost on the recovered order

Incentives are applied as a negative fee before the 4% infrastructure fee and are one-time only — they do not affect subscription renewals.

Recovery email features:

• Uses the same tokenized Pay Now link system as Order Payment Links
• Pricing snapshot stored at send time — prevents amount mismatch if order is later edited
• CTA with incentive: “Finish Your Order Instantly — No Login Required / Complete Purchase + Save Money”
• CTA without incentive: “Finish Your Order Instantly — No Login Required”
• Includes privacy explanation — confirms no product data is shared with the provider
• Includes first-time flow guidance — explains KYC, redirect, and debit card guidance

Recovered revenue tracking:

• Total recovered orders and total recovered revenue tracked per gateway
• Displayed directly in gateway settings for at-a-glance performance
• Per-order audit log in the WooCommerce order sidebar shows email sent, gateway used, incentive applied, final amount sent, and suppression reason if applicable

Checkout Notices (At-Checkout Flow Guidance)

VERIFIED Crypto Checkout displays a notice directly on the checkout page — before the customer clicks Place Order — explaining exactly what will happen next.

This reduces abandonment caused by customers being surprised by the redirect to a provider, the identity verification step, or the lack of a return redirect after payment.

What the notice covers:

• The redirect — customer will be taken to a secure hosted payment page
• Identity verification — first purchases may require a government ID and brief liveness check; returning customers typically complete in seconds
• Debit card guidance — if a credit card is declined, a debit card works in almost every case
• Privacy assurance — the provider sees only a payment amount, not the products ordered
• Confirmation flow — payment confirms on-chain and WooCommerce updates the order automatically; the customer does not need to return to the store

Works on both WooCommerce Classic Checkout and Blocks Checkout — the notice is injected into the payment method UI at the point of selection so it is visible immediately when the customer chooses VERIFIED as their payment method.

Subscription Payments

VERIFIED Crypto Checkout is among the first WooCommerce crypto on-ramp plugins to support subscription payments with on-chain settlement (as of 2026).

Every renewal settles on the Polygon blockchain in USDC — designed to eliminate traditional card chargeback exposure.

Works with:

• WooCommerce Subscriptions (paid)
• Subscriptions for WooCommerce by WP Swings (free)

No extra setup needed. Once your subscription plugin is active, VERIFIED detects it automatically.

Subscription renewal flow:

• Customers receive branded renewal reminder emails before each billing date
• Each email includes a one-click Pay Now — No Login Required link
• Customers are routed to the same provider they used originally
• Returning customers are already verified — most complete in seconds
• Customers can self-manage their preferred provider from My Account

Renewal reminder schedule:

• Monthly or longer — 7 days before, 3 days before, 1 day before
• Weekly — 3 days before, 1 day before
• Every 2–3 days — 1 day before, 4 hours before
• Daily — 4 hours before, 15 minutes before

This creates a chargeback-resistant subscription model using blockchain settlement — no stored card data, no acquiring bank, no traditional chargeback exposure.

Order Payment Links (Abandoned Checkout Recovery)

Send payment links directly from any WooCommerce order screen. New in v1.51.

This works like a virtual terminal — build an order from scratch in admin, or recover an abandoned checkout, and send the customer a one-click Pay Now email. No login required. No cart. No checkout friction.

Use cases:

• Recover abandoned checkouts — open a Pending Payment order and send a direct Pay Now link
• Virtual terminal — create a manual order and request payment without the customer going through checkout
• Modify and re-request — edit order totals, then resend with the updated amount
• In-person scan-to-pay — display a QR code for the customer to scan and pay from their own phone

Includes:

• Secure tokenized Pay Now links (192-bit random token, SHA-256 hashed, 7-day expiry)
• Gateway selection per request from all enabled VERIFIED gateways
• Order status warnings (e.g. Cancelled orders automatically move to Pending Payment on send)
• Payment Request History — full audit log per order showing date, gateway, and admin who sent
• Automatic order updates after payment confirms on-chain
• Fee line item applied automatically if gateway is set to Customer pays fees
• In-person QR display from the order screen for counter, phone, event, or manual order payments

The customer receives a branded WooCommerce email with a full order summary, KYC expectations, debit card guidance, and a prominent Pay Now — No Login Required button.

In-Person QR Payments (Scan to Pay)

New in v1.56.23.

VERIFIED Crypto Checkout now supports in-person QR payments directly from the WooCommerce order screen.

This turns any unpaid WooCommerce order into a simple “scan to pay” experience — useful for in-person transactions, counter payments, trade shows, events, pop-up shops, and manual orders created in WooCommerce admin.

How it works:

1. Open any unpaid WooCommerce order
2. Select a VERIFIED gateway from the QR payment section
3. Auto-Routing is selected by default when active
4. Click “Display QR Code for Customer”
5. A full-screen QR code lightbox appears
6. Customer scans the QR code on their phone
7. Payment opens on a secure hosted provider checkout page
8. Customer completes payment on their own device
9. WooCommerce updates the order automatically after on-chain confirmation

Key details:

• Uses the same secure tokenized Pay Now link system as Order Payment Links
• Tokenized QR payment links use a 192-bit random token, SHA-256 hashed, with 7-day expiry
• No login required for the customer
• No card data ever touches your WordPress site
• Customer scans and pays on their own device
• Cancelled orders automatically move to Pending Payment before QR generation
• Customer-paid 4% service fee is applied before QR generation if enabled
• Auto-Routing gateway is preferred by default when active
• The QR screen shows the store logo, order summary, total amount due, selected gateway, and Secure Card Checkout guidance

The customer always completes payment on a secure hosted checkout page operated by an independent crypto on-ramp provider. VERIFIED does not process card data, custody funds, or act as a financial institution.

Payment Links & Invoices

Create payment requests without using WooCommerce checkout.

• Generate shareable payment links with QR codes, including in-person QR display from order screens
• Send via email, SMS, WhatsApp, or any messaging channel
• Create manual invoices with company details, line items, due date, and payment link embedded
• Send branded HTML invoice emails directly from WooCommerce admin
• Collect payments entirely outside your storefront

Blockchain Transparency

Every payment is fully traceable on the public Polygon blockchain.

Inside each WooCommerce order:

• Transaction hash
• Settlement amount in USDC
• Wallet address
• Settlement timestamp
• Direct PolygonScan link for on-chain verification

Merchants can verify every payment independently — no reliance on provider dashboards.

Crypto Ledger

The plugin includes a built-in transaction ledger at WooCommerce → VERIFIED Ledger:

• View all USDC settlements in one screen
• Filter by status (Confirmed, Pending, Failed)
• Track provider, wallet address, and timestamps
• Direct PolygonScan links per transaction
• Useful for month-end reconciliation against your Polygon wallet

Missed Payment Protection (Webhook Fallback)

VERIFIED Crypto Checkout includes a built-in payment verification system that protects against missed payment confirmations.

In rare cases, a payment may complete on-chain while the confirmation webhook does not reach your store. When this happens, the order may remain in Pending status even though funds have already been received.

This system automatically:

1. Scans pending VERIFIED orders only
2. Checks the Polygon blockchain for matching USDC transfers
3. Adds an order note for visibility
4. Sends an admin alert email for review

Important:

• No customer action is required
• Orders are never auto-completed
• Merchants retain full control

Works out of the box using the public Polygon RPC.

Optional:

Merchants can add a free Polygonscan API key for more consistent detection on higher-volume stores.

How It Works

1. Customer selects VERIFIED Crypto Checkout at your WooCommerce checkout
2. Customer is redirected to a secure hosted crypto on-ramp provider page
3. Customer pays using credit card, debit card, Apple Pay, or Google Pay
4. Provider converts the payment to USDC
5. USDC is sent directly to your Polygon wallet
6. WooCommerce updates the order automatically after on-chain confirmation

On-chain settlement to the merchant wallet typically occurs within minutes of payment confirmation — compared to traditional card processing, which typically takes 2–3 business days or longer.

Checkout Experience

Customers are redirected to a secure hosted payment page operated by a licensed crypto on-ramp provider.

During a first purchase, customers may complete identity verification (KYC). Return visits to the same provider are significantly faster — most returning customers complete in seconds.

If a credit card is declined, debit cards often have higher approval rates. Many banks block crypto purchases on credit cards — this is a bank-level restriction outside your control.

WooCommerce updates the order automatically after blockchain confirmation — customers typically do not need to return to your site.

Provider availability, supported payment methods, and KYC requirements vary by country.

Fees

VERIFIED Crypto Checkout charges a 4% infrastructure fee per transaction, which merchants can choose to absorb or pass to the customer as a checkout line item.

Third-party providers charge separate conversion fees, which are always covered by the merchant and deducted from the USDC settlement amount sent to your wallet.

Polygon network fees are typically very low (often under $0.01 per transaction).

Compared to traditional high-risk card processing, this model avoids:

• Long underwriting timelines
• Rolling reserves
• Monthly minimums
• Chargeback exposure from traditional card processing

Full fee documentation: https://verifiedcryptocheckout.com/fees/

Third-Party Services

This plugin relies on external services to process payments. By installing and using this plugin you agree to the terms of these services.

VERIFIED Checkout Infrastructure

The plugin routes customers through hosted checkout pages at pay.verifiedcryptocheckout.com operated by VERIFIED Credit Card Processing.

Data transmitted per transaction:

• Order total and currency
• Customer billing email (for receipt purposes)
• Merchant-configured USDC wallet address
• Currency conversion requests (for non-USD stores)

Credit card data is processed entirely by the third-party provider and is never transmitted to or stored by VERIFIED.

• Service: https://pay.verifiedcryptocheckout.com
• Privacy Policy: https://verifiedcryptocheckout.com/privacy/
• Terms of Service: https://verifiedcryptocheckout.com/terms/
• Risk Disclosure: https://verifiedcryptocheckout.com/risk/
• Fees: https://verifiedcryptocheckout.com/fees/

QR Code Generation

The Request Payment and In-Person QR Payment features use the QuickChart API to generate QR codes for payment links.

• Service: https://quickchart.io
• Privacy Policy: https://quickchart.io/privacy

Third-Party Crypto On-Ramp Providers

Depending on customer location and gateway configuration, the hosted checkout may connect to any of the following independent providers. Each has independent terms, fees, and compliance requirements. VERIFIED is not affiliated with, endorsed by, or partnered with any provider listed below. All trademarks belong to their respective owners.

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