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  1. xpay✦ Commerce

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  4. Instant Bank Payments via GoCardless for WooCommerce

Instant Bank Payments via GoCardless for WooCommerce

Take instant bank payments on your WooCommerce store through open banking technology. Increase your conversions, reduce fees, reduce failed payments a …

100+ active installs
4.5
(2 ratings)
Free on WordPress.org
View on WordPress.orgSupport forum
Will this break my store?

What the WordPress.org registry says about keeping Instant Bank Payments via GoCardless for WooCommerce running.

WordPress compatibility
Tested to 6.4.8 — 6 branches behind 7.0
Several branches behind. Worth checking on a staging site before updating WordPress.
Last updated
2 years ago
At least 2.7 releases a year since launch. WordPress.org only lists versions still available for download, so the real number may be higher.
Requires PHP
7.4
Your host must be running at least this version.
Requires WordPress
5.8
Contributors
1
A single maintainer. Worth knowing if the plugin is load-bearing for your store.

100+ active installsWordPress.org reports installs in bands, not exact counts.
Maintenance & trust

Scored on how Instant Bank Payments via GoCardless for WooCommerce is looked after — not on how many stores run it.

Limited evidence
Not enough public feedback to put a confident number on this one. Little public feedback — score rests mostly on release activity. What we can see is below.

Maintenance
6 / 35
Last update 2y ago.
WordPress compatibility
0 / 20
6 WP branches behind — untested on current WordPress.
Support responsiveness
Not enough data
Only 0 support thread(s) — not enough to judge.
Merchant satisfaction
10 / 15
4.5/5 across 2 rating(s).
Listing transparency
3 / 10
Provides: description
1 of 5 measures had too little evidence to score. They are left out of the total rather than counted as zero — otherwise a plugin would be marked down for being small rather than for being poorly kept.Measured 2026-08-01 from the WordPress.org plugin registry.
Ratings

4.5

2 ratings
5★1
4★1
3★0
2★0
1★0
Every rating WordPress.org holds for this plugin, not a sample. Written reviews live in the plugin's WordPress.org reviews forum.

Take instant bank payments on your WooCommerce store through open banking technology. Increase your conversions, reduce fees, reduce failed payments and modernise your customers checkout experience.

  • Lower fees: Typically 54% cheaper than online card transactions.
  • Instant Confirmation: This bank-to-bank payment offers real-time confirmation for you and your payers.
  • Optimise payer conversion: Frictionless authorisation and no need to enter card details.
  • Save admin time: Spend less time chasing down late or failed payments.

GoCardless instant bank payment is currently available to customers in the UK and Germany.

Simple setup with Sandbox testing mode.

Customers complete the transaction without leaving your checkout page.

Purchase the premium version here – Integrates with WooCoommerce subscriptions enabling you to take recurring payments via direct debit whilst still benefitting from taking the first payment by instant bank payment.

Why use instant bank payments?

  • Lower fees: Typically 54% cheaper than online card transactions.
  • Instant Confirmation: This bank-to-bank payment offers real-time confirmation for you and your payers.
  • Optimise payer conversion: Frictionless authorisation and no need to enter card details.
  • Save admin time: Spend less time chasing down late or failed payments.

What currencies can I sell in

Currently, Instant Bank Pay is only available in GBP and EURO.

What countries can I sell to?

Currently, Instant Bank Pay is available for your customers based in the UK, and Germany. As a merchant, you can access the feature if you’re based in the UK, US, EEA, and Australia.

Does the plugin integrate with WooCommerce subscriptions?

No, but you can purchase the premium version of this plugin here which does. The premium version integrates with WooCoommerce subscriptions enabling you to take recurring payments via direct debit whilst still taking the first payment by instant bank payment.

Do I need an SSL certificate?

Yes.

Plugin details
Version1.3.2
Last updated2024-02-20 2:43pm GMT
Added2022-07-26
Requires WordPress5.8
Tested up to6.4.8
Requires PHP7.4

Tags on WordPress.org
go cardless
gocardless
instant bank pay
Open Banking
woocommerce
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The agent-readiness stack for the AI shopping era — helping merchants, publishers and SaaS companies get discovered, cited and transacted with by ChatGPT, Perplexity, Claude, Gemini and the custom shopping agents underneath them.

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