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  4. Wonderful Payments – Pay by Bank and Open Banking for Woo (UK)

Wonderful Payments – Pay by Bank and Open Banking for Woo (UK)

Accept Pay by Bank payments in WooCommerce using Open Banking. Instant settlement, lower fees, bank-level security. UK merchants only.

40+ active installs
5.0
(1 ratings)
Free on WordPress.org
View on WordPress.orgSupport forum
Will this break my store?

What the WordPress.org registry says about keeping Wonderful Payments – Pay by Bank and Open Banking for Woo (UK) running.

WordPress compatibility
Tested to 7.0.2
Tested against the WordPress branch in use today.
Last updated
8 days ago
At least 5.7 releases a year since launch. WordPress.org only lists versions still available for download, so the real number may be higher.
Requires PHP
8.0
Your host must be running at least this version.
Requires WordPress
6.5
Contributors
1
A single maintainer. Worth knowing if the plugin is load-bearing for your store.

40+ active installsWordPress.org reports installs in bands, not exact counts.
Maintenance & trust

Scored on how Wonderful Payments – Pay by Bank and Open Banking for Woo (UK) is looked after — not on how many stores run it.

Well maintained
Not enough public feedback to put a confident number on this one. Little public feedback — score rests mostly on release activity. What we can see is below.

Maintenance
35 / 35
Updated 4 days ago.
WordPress compatibility
20 / 20
Tested to WP 7.0.2 (current).
Support responsiveness
Not enough data
Only 0 support thread(s) — not enough to judge.
Merchant satisfaction
10 / 15
5.0/5 across 1 rating(s).
Listing transparency
7 / 10
Provides: screenshots, description
1 of 5 measures had too little evidence to score. They are left out of the total rather than counted as zero — otherwise a plugin would be marked down for being small rather than for being poorly kept.Measured 2026-08-01 from the WordPress.org plugin registry.
Ratings

5.0

1 rating
5★1
4★0
3★0
2★0
1★0
Every rating WordPress.org holds for this plugin, not a sample. Written reviews live in the plugin's WordPress.org reviews forum.

The Wonderful Payments plugin lets UK WooCommerce stores accept instant Pay by Bank payments using Open Banking. Customers pay directly from their bank account, funds settle immediately to your business account, and checkout friction is reduced. Wonderful works alongside existing payment methods, including card providers such as Stripe and WooPayments.

Pay by Bank for WooCommerce, built for UK merchants
The Wonderful Payments plugin enables UK WooCommerce stores to accept Pay by Bank payments via Open Banking. Customers approve payments in their trusted mobile banking app, with no card details to enter and no sensitive data shared.
Funds settle instantly to your business bank account, improving cash flow and enabling faster order fulfilment.

Why WooCommerce merchants choose Wonderful

Instant settlement
Payments arrive immediately, not days later. This supports faster dispatch, fewer delays, and clearer cash flow.

Lower, predictable costs
Wonderful uses simple, transparent pricing with no percentage-based fees. Lower processing costs give merchants flexibility to reinvest in customer benefits such as faster shipping or loyalty incentives.

A smoother checkout experience
Customers select Pay by Bank, choose their bank, and approve the payment in-app. They are returned automatically to your store to complete their order.

Bank-level security
Every transaction is authorised directly by the customer’s bank using Strong Customer Authentication. No card numbers, passwords, or sensitive credentials are stored, reducing fraud and chargeback risk.

Works alongside existing payment methods
Wonderful does not replace your current checkout. It can be enabled alongside card payments, wallets, and other methods, including Stripe and WooPayments.

Many merchants present Pay by Bank as:

  • a recommended checkout option
  • a faster-dispatch payment choice
  • part of a loyalty or rewards scheme funded by card fee savings

Simple setup, no technical friction

  • install and activate the plugin
  • connect your Wonderful account during setup, no API keys to copy or paste (if you don’t have an account, you’ll be prompted to create one during setup)
  • start accepting instant bank payments immediately

The customer journey is simple and familiar, and requires no additional data entry.

Pricing
The Wonderful Payments WooCommerce plugin is available on the Plus plan at £19.99 per month (plus VAT). This includes 2,000 transactions, with additional transactions charged at just 1p per transaction too.
There are:

  • no percentage fees
  • no setup costs
  • no hidden charges

Support
Please contact hello@wonderful.co.uk with any questions.

Built on Open Banking, regulated in the UK

Wonderful uses Open Banking APIs to initiate payments securely from UK bank accounts.

  • no storage of sensitive payment credentials
  • Strong Customer Authentication on every transaction
  • reduced fraud and chargeback exposure

Wonderful Payments Limited is authorised and regulated by the Financial Conduct Authority as an Authorised Payment Institution (FRN 964289).

Does this replace card payments?

No. Wonderful works alongside existing payment methods such as card payments, wallets, Stripe, and WooPayments.

Who can use this plugin?

This plugin is available to UK-based WooCommerce merchants only.

When do funds settle?

Funds settle instantly to your business bank account once the customer authorises the payment.

Plugin details
Version0.8.8
Last updated2026-07-28 11:47am GMT
Added2023-10-09
Requires WordPress6.5
Tested up to7.0.2
Requires PHP8.0

Tags on WordPress.org
instant settlement
Open Banking
pay by bank
uk payments
woocommerce
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