Credit-IQ Pricing

Credit-IQ pricing starts at $49 per month for the Small plan; higher tiers cost $99 and $135 per month, with annual billing options that apply a 10% discount.

Credit-IQ's cheapest business-usable plan is Small at $49/mo. Lowest paid tier suitable for small businesses.

Credit-IQ does not advertise a free tier on its public pricing page as of 2026-05-06. A free trial may be available on request.

Yes — Credit-IQ's purchase motion is self-serve. A checkout URL is published on the pricing page. No demo is required.

xpay scored Credit-IQ as human-assisted: some plans are self-serve, others require sales contact. Credit-IQ's pricing URL resolves, but plan structure is not surfaced clearly enough for an agent to enumerate without hand-parsing. No per-unit price was found on the page; an agent has no direct way to estimate the cost of a single task. Self-serve signup exists alongside a sales-led / custom tier. No public API documentation URL was discovered. For the full purchase simulation see the linked Agent-Ready Index scorecard.

In the Accounts Payable Automation category, xpay's Agent-Ready Index lists alternatives ranked by their ability to support AI agent purchase. Visit the agent-readiness scorecard for Credit-IQ to compare with 3 nearest peers.