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Melio logo

Melio Pricing

meliopayments.com · Accounts Payable Automation · refreshed 2026-05-06
Accounts Payable Automation
Free tier
Self-serve checkout
4 tiers
Public API
Quick answer

Melio offers a free tier; paid plans contact sales. 1 tier total including a free tier.

Page fetched 2026-05-09 · meliopayments.com · Tier-based subscription
Melio pricing page screenshot — https://www.meliopayments.com/pricing
Source · live pricing page on 2026-05-06

www.meliopayments.com/pricing

Open
Pricing
Melio pricing
As of 2026-05-09 · www.meliopayments.com/pricing
Free
Free
Unlimited free ACH payments for 30 days
5 free ACH transactions per month
No credit card required
Open live pricing pageSee agent-readiness analysis
Frequently asked
Melio pricing FAQ

Yes — Melio publishes a free tier. 30 days unlimited free ACH payments, no credit card needed.

Yes — Melio's purchase motion is self-serve. A checkout URL is published on the pricing page. No demo is required.

xpay scored Melio as agent-ready: every advertised plan is self-serve with public pricing. Melio publishes a pricing page with 4 discoverable plan tier(s). No per-unit price was found on the page; an agent has no direct way to estimate the cost of a single task. Self-serve signup exists alongside a sales-led / custom tier. Public API documentation is reachable without an auth wall. A free or freemium tier is offered. For the full purchase simulation see the linked Agent-Ready Index scorecard.

In the Accounts Payable Automation category, xpay's Agent-Ready Index lists alternatives ranked by their ability to support AI agent purchase. Visit the agent-readiness scorecard for Melio to compare with 3 nearest peers.

Alternatives in Accounts Payable Automation
Top Melio alternatives by pricing transparency
Checkrun pricing
checkrun.com
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trymesha.com
Checkflo pricing
checkflo.com
MyiQ.Ai pricing
myiq.ai
EasyInvoiceManager pricing
easyinvoicemanager.com
Paige's Office pricing
paigesoffice.com
Bill.com pricing
bill.com
Credit-IQ pricing
credit-iq.com
Browse all Accounts Payable Automation alternatives →
AI agent readiness
Can an AI agent buy from Melio?
Approaching Agent-Ready

69

/ 100 in xpay's Agent-Ready SaaS Index

Melio scores 69/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; usage-based / per-token pricing is published; a free entry path exists.

See the full scorecardIncludes the 6-step agent purchase simulation, score breakdown across 7 dimensions, and the one-line fix that would lift Melio into the Agent-Ready Verified band.
Quick facts
At a glance
Free access

30 days unlimited free ACH payments, no credit card needed

Billing cycle

Not advertised

Lowest paid

Sales-led

Per-unit pricing

1 model priced per undefined

Self-serve checkout

No

Tier count

1

Pricing model

Tier-based subscription

More Accounts Payable Automation alternatives
Most agent-ready

Zapro

zapro.ai
42

Hylobiz

hylo.biz
38

Remitz

remitz.co.uk
37

Sync for Commerce

codat.io
36

EZ Cloud

ezcloud.co
29
Melio pricing summary derived from a live read of https://www.meliopayments.com/pricing on 2026-05-06. For the agent-readiness assessment — including the 6-step purchase simulation and a per-dimension scorecard — see xpay's Agent-Ready SaaS Index entry for Melio.

Explore SaaS pricing across categories

25,480+ SaaS scored on agent-buyability — browse by readiness band, category, or jump straight to a pay-per-run tool on xpay.tools.

Browse by category
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Available pay-per-run on xpay.tools
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