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Spendee logo

Spendee Pricing

spendee.com · Personal Finance · refreshed 2026-05-06
Personal Finance
4 tiers
Quick answer

Spendee pricing starts at $1.99/mo (or $1.25/mo billed annually) for the Spendee Plus plan. 3 tiers total including a free tier.

Page fetched 2026-05-09 · spendee.com · Tier-based subscription
Spendee pricing page screenshot — https://www.spendee.com/pricing
Source · live pricing page on 2026-05-06

www.spendee.com/pricing

Open
Pricing
Spendee pricing
As of 2026-05-09 · www.spendee.com/pricing
Spendee Basic
Free
Bank accounts sync
Automatic categorization
Backup and sync
1 cash wallet
1 budget
Spendee Plus
$1.99/mo
or $1.25/mo billed annually
Unlimited cash wallets
Unlimited budgets
Share wallets with others
Bank accounts sync
Automatic categorization
Spendee Premium
$5.99/mo
or $3/mo billed annually
Unlimited cash wallets
Unlimited budgets
Share wallets with others
Bank accounts sync
Automatic categorization
Cost calculator
See your real cost on each plan

Adjust seats to compare Spendee plans side-by-side and check the annual break-even.

Spendee Plus
$1.99/mo · $1.25/mo billed annually
$1.99/mo
Save 37% annually → $15.00/yr
Spendee Premium
$5.99/mo · $3.00/mo billed annually
$5.99/mo
Save 50% annually → $36.00/yr

Annual vs. monthly: on the Spendee Plus plan you save $8.88/yr by committing annually instead of paying month-to-month — but only if you keep using Spendee for a full 12 months.

Open live pricing pageSee agent-readiness analysis
Frequently asked
Spendee pricing FAQ

Spendee pricing starts at $0/mo for the Basic plan; paid plans range from $1.99/mo for the Plus plan to $5.99/mo for the Premium plan, with annual options up to $35.99/yr. Billed monthly or annually.

Spendee's cheapest business-usable plan is Spendee Plus at $1.99/mo. Lowest paid tier with unlimited wallets and budgets suitable for small teams.

Yes — Spendee publishes a free tier. Free plan includes 1 cash wallet and 1 budget.

Yes — Spendee's purchase motion is self-serve. A checkout URL is published on the pricing page. No demo is required.

xpay scored Spendee as human-assisted: some plans are self-serve, others require sales contact. Spendee publishes a pricing page with 4 discoverable plan tier(s). No per-unit price was found on the page; an agent has no direct way to estimate the cost of a single task. All advertised paths route to a sales conversation rather than a self-serve checkout. No public API documentation URL was discovered. For the full purchase simulation see the linked Agent-Ready Index scorecard.

In the Personal Finance category, xpay's Agent-Ready Index lists alternatives ranked by their ability to support AI agent purchase. Visit the agent-readiness scorecard for Spendee to compare with 3 nearest peers.

Alternatives in Personal Finance
Top Spendee alternatives by pricing transparency
Buxfer pricing
buxfer.com
Lunch Money pricing
lunchmoney.app
EQUO pricing
tryequo.com
Pallo pricing
pallo.com
Qashboard pricing
qashboard.com
GreenWise pricing
greenwise.tech
Balance Pro pricing
balancepro.money
Avocado Finance pricing
avocadofinance.io
Browse all Personal Finance alternatives →
AI agent readiness
Can an AI agent buy from Spendee?
Partially Agent-Ready

49

/ 100 in xpay's Agent-Ready SaaS Index

Spendee scores 49/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; a free entry path exists.

See the full scorecardIncludes the 6-step agent purchase simulation, score breakdown across 7 dimensions, and the one-line fix that would lift Spendee into the Agent-Ready Verified band.
Quick facts
At a glance
Free access

Free plan includes 1 cash wallet and 1 budget

Billing cycle

Monthly or annual

Lowest paid

$1.99/mo · $1.25/mo if annual

Self-serve checkout

2 tiers

Tier count

3

Pricing model

Tier-based subscription

More Personal Finance alternatives
Most agent-ready

Preso Finance

presobudget.com
51

WellPaid

getwellpaid.com
50

Goodbudget

goodbudget.com
49

PocketSmith

pocketsmith.com
49

FinWise

finwiseapp.io
49
Spendee pricing summary derived from a live read of https://www.spendee.com/pricing on 2026-05-06. For the agent-readiness assessment — including the 6-step purchase simulation and a per-dimension scorecard — see xpay's Agent-Ready SaaS Index entry for Spendee.

Explore SaaS pricing across categories

25,480+ SaaS scored on agent-buyability — browse by readiness band, category, or jump straight to a pay-per-run tool on xpay.tools.

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