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PocketSmith logo

PocketSmith Pricing

pocketsmith.com · Personal Finance · refreshed 2026-05-06
Personal Finance
1 tiers
Quick answer

PocketSmith pricing starts at $14.95/mo (or $9.99/mo billed annually) for the Foundation plan. 4 tiers total including a free tier.

Page fetched 2026-05-09 · pocketsmith.com · Tier-based subscription
PocketSmith pricing page screenshot — https://my.pocketsmith.com/plans
Source · live pricing page on 2026-05-06

my.pocketsmith.com/plans

Open
Pricing
PocketSmith pricing
As of 2026-05-09 · my.pocketsmith.com/plans
Fortune
$39.95/mo
or $26.66/mo billed annually
Automatic bank feeds
Priority email support
Unlimited connected banks
Unlimited dashboards
60 years' projection
Flourish
$24.95/mo
or $16.66/mo billed annually
Automatic bank feeds
Email support
18 connected banks
18 dashboards
30 years' projection
Foundation
$14.95/mo
or $9.99/mo billed annually
Automatic bank feeds
Email support
6 connected banks
6 dashboards
10 years' projection
Free
Free
Automatic bank feeds
Manual imports
2 dashboards
12 budgets
2 accounts
Cost calculator
See your real cost on each plan

Adjust seats to compare PocketSmith plans side-by-side and check the annual break-even.

Foundation
$14.95/mo · $9.99/mo billed annually
$14.95/mo
Save 33% annually → $120/yr
Flourish
$24.95/mo · $16.66/mo billed annually
$24.95/mo
Save 33% annually → $200/yr
Fortune
$39.95/mo · $26.66/mo billed annually
$39.95/mo
Save 33% annually → $320/yr

Annual vs. monthly: on the Foundation plan you save $59.52/yr by committing annually instead of paying month-to-month — but only if you keep using PocketSmith for a full 12 months.

Open live pricing pageSee agent-readiness analysis
Frequently asked
PocketSmith pricing FAQ

PocketSmith pricing starts at $9.99/mo for the Foundation plan; a free plan is available; paid plans go up to $26.66/mo for the Fortune plan. Billed monthly or annually.

PocketSmith's cheapest business-usable plan is Foundation at $9.99/mo. Lowest paid tier with unlimited accounts and budgets suitable for small businesses.

Yes — PocketSmith publishes a free tier. 2 dashboards, 12 budgets, 2 accounts, 6 months projection.

Yes — PocketSmith's purchase motion is self-serve. A checkout URL is published on the pricing page. No demo is required.

xpay scored PocketSmith as agent-ready: every advertised plan is self-serve with public pricing. PocketSmith's pricing URL resolves, but plan structure is not surfaced clearly enough for an agent to enumerate without hand-parsing. No per-unit price was found on the page; an agent has no direct way to estimate the cost of a single task. All advertised paths route to a sales conversation rather than a self-serve checkout. No public API documentation URL was discovered. For the full purchase simulation see the linked Agent-Ready Index scorecard.

In the Personal Finance category, xpay's Agent-Ready Index lists alternatives ranked by their ability to support AI agent purchase. Visit the agent-readiness scorecard for PocketSmith to compare with 3 nearest peers.

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Browse all Personal Finance alternatives →
AI agent readiness
Can an AI agent buy from PocketSmith?
Partially Agent-Ready

49

/ 100 in xpay's Agent-Ready SaaS Index

PocketSmith scores 49/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; a free entry path exists.

See the full scorecardIncludes the 6-step agent purchase simulation, score breakdown across 7 dimensions, and the one-line fix that would lift PocketSmith into the Agent-Ready Verified band.
Quick facts
At a glance
Free access

2 dashboards, 12 budgets, 2 accounts, 6 months projection

Billing cycle

Monthly or annual

Lowest paid

$14.95/mo · $9.99/mo if annual

Self-serve checkout

3 tiers

Tier count

4

Pricing model

Tier-based subscription

More Personal Finance alternatives
Most agent-ready

Preso Finance

presobudget.com
51

WellPaid

getwellpaid.com
50

Goodbudget

goodbudget.com
49

Spendee

spendee.com
49

FinWise

finwiseapp.io
49
PocketSmith pricing summary derived from a live read of https://my.pocketsmith.com/plans on 2026-05-06. For the agent-readiness assessment — including the 6-step purchase simulation and a per-dimension scorecard — see xpay's Agent-Ready SaaS Index entry for PocketSmith.

Explore SaaS pricing across categories

25,480+ SaaS scored on agent-buyability — browse by readiness band, category, or jump straight to a pay-per-run tool on xpay.tools.

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