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PocketSmith logo

PocketSmith

Partially Agent-Ready
Agent-Ready SaaS Index · pocketsmith.com · scored 2026-05-09 · rubric v2.0
Score 49 / 100
Personal Finance

PocketSmith scores 49/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; a free entry path exists.

See PocketSmith pricing summaryLive pricing page
Pricing
PocketSmith pricing
As of 2026-05-09 · my.pocketsmith.com/plans
Fortune
$39.95/mo
or $26.66/mo billed annually
Automatic bank feeds
Priority email support
Unlimited connected banks
Unlimited dashboards
60 years' projection
Flourish
$24.95/mo
or $16.66/mo billed annually
Automatic bank feeds
Email support
18 connected banks
18 dashboards
30 years' projection
Foundation
$14.95/mo
or $9.99/mo billed annually
Automatic bank feeds
Email support
6 connected banks
6 dashboards
10 years' projection
Free
Free
Automatic bank feeds
Manual imports
2 dashboards
12 budgets
2 accounts
Score breakdown · rubric v2.0
How PocketSmith scores on the agent-ready dimensions

Public pricing visibility

15 / 15

Self-serve checkout

15 / 15

Public API + docs

0 / 20

Usage-based / metered pricing

0 / 20

Free entry path

7 / 7

No sales call required

7 / 7

Card / wallet / x402 payment

5 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10

Total
49 / 100
Effective pricing
What it actually costs at typical scale
Foundation plan, annual billing
$9.99/mo
· 1 account· annual billing
Confidence: high
Flourish plan, monthly billing
$24.95/mo
· 1 account· monthly billing
Confidence: high
Agent purchase verdict
Can an autonomous agent transact here?
Agent-ready
LLM score: 60/100

Can create account

Yes

Can enter payment method

Yes

Can upgrade plan

Yes

Can buy more usage

Yes

Can cancel online

Yes

Payment methods

card

Human approval recommended

No

Pricing transparency

full

Purchase motion

self_serve

Demo required

No

Quote required

No

Annual commit required

Yes

Auto-renewal mentioned

Yes

Cancellation policy visible

No

Refund policy visible

Yes

Invoice payment available

Unknown

Purchase orders supported

Unknown

MSA required

Unknown

DPA available

Unknown

Security review required

Unknown

Trial

14 days (card required)

Annual discount

33% off

Competitive intel
Positioning & ecosystem
Headline

“A brighter future is 30 seconds away”

Buyer persona

smb
mid market

Agent purchase simulation
Six-step check: can an agent actually buy from PocketSmith?
✓

Discover price

✓

Select a plan

✗

Pay per task

✓

Avoid a sales call

◐

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
  • Every advertised tier is self-serve; no tier requires scheduling a call.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How PocketSmith could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

true

headline_phrasing

A brighter future is 30 seconds away — $39.95 billed monthly

tier_count

1

lowest_paid_entry_usd

26.66

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

0

sales_only_tiers

1

public_api_docs_url

null

api_docs_auth_walled

null

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

true

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: A brighter future is 30 seconds away · The best tools for the household CFO
CTAs (40): Features · Resources · Blog · Learn Center · Global Spending Map · Money Methodologies · White Papers · Community · About · Plans & Pricing · Sign in · Get Fortune
Price tokens (6): $26.66 per month · $39.95 · $16.66 per month · $24.95 · $9.99 per month · $14.95
Features Resources Blog Learn Center Global Spending Map Money Methodologies White Papers Community About Plans & Pricing Sign in A brighter future is 30 seconds away Try risk free with a 14-day money back guarantee Fortune For the financial expert USD $26.66 per month, billed annually SAVE 33% $39.95 billed monthly Flex your fiscals Automatic bank feeds Priority email support Unlimited connected banks from all countries Unlimited dashboards 60 years' projection Unlimited accounts Unlimited budgets Get Fortune Most Popular Flourish For the household CFO USD $16.66 per month, billed annually SAVE 33% $24.95 billed monthly Fortify your future Automatic bank feeds Email support 18 connected banks from all countries 18 dashboards 30 years' projection Unlimited accounts Unlimited budgets Get Flourish Foundation For the financial tracker USD $9.99 per month, billed annually SAVE 33% $14.95 billed monthly Find your foresight Automatic bank feeds Email support 6 connected banks from 1 country 6 dashboards 10 years' projection Unlimited accounts Unlimited budgets Get Foundation Free For the casual budgeter Automatic bank feeds Manual imports 2 dashboards 12 budgets 2 accounts 6 months' projection Get Free GIFT A POCKETSMITH SUBSCRIPTION TO A FRIEND! All plans include these industry-leading features Visualization Reporting Transactions Budgeting Calendar Organize your money in a calendar. See upcoming bills, set budgets, and check your expected balance for any day. Cashflow Do you like…
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Are you PocketSmith? Something off in this listing?
Agent-Ready Spec
PocketSmith
Partially Agent-Ready

49

/ 100 (rubric v2.0)
Category

Personal Finance

Pricing model

A brighter future is 30 seconds away — $39.95 billed monthly

Tier count

1

Free tier

No

Lowest paid entry

$26.66/mo

Self-serve / sales-only tiers

0 / 1

Public API docs

Auth-walled

Anonymous purchase path

No

Machine-readable pricing

Not published

Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from my.pocketsmith.com/plans
Pricing model

Tier-based subscription

Agent-purchase verdict
Agent-ready
60/100 · v2.1
Canonical answer

PocketSmith pricing starts at $9.99/mo for the Foundation plan; a free plan is available; paid plans go up to $26.66/mo for the Fortune plan. Billed monthly or annually.

Cheapest entry

Free plan (Free)

Actions
Open live pricing page
Verdict reflects Partially Agent-Ready status under rubric v2.0. Source observed at https://my.pocketsmith.com/plans.
Agent-friendly features1 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

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CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
or ask your AI app
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