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  7. Albert

Albert logo

Albert

Not Agent-Ready Yet
Agent-Ready SaaS Index · albert.com · scored 2026-05-09 · rubric v2.0
Score 27 / 100
Personal Finance

Albert scores 27/100 on xpay's Agent-Ready Index v2: pricing is sales-led or unverified; self-serve checkout is available.

See Albert pricing summaryLive pricing page
Pricing
Albert pricing
As of 2026-05-09 · albert.com/
Score breakdown · rubric v2.0
How Albert scores on the agent-ready dimensions

Public pricing visibility

0 / 15

Self-serve checkout

15 / 15

Public API + docs

0 / 20

Usage-based / metered pricing

0 / 20

Free entry path

0 / 7

No sales call required

7 / 7

Card / wallet / x402 payment

5 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10


Total
27 / 100
Effective pricing
What it actually costs at typical scale
Single user, lowest tier
$19.99/mo
· Subscribed to the $19.99/mo plan· No additional usage fees
Confidence: high
Agent purchase verdict
Can an autonomous agent transact here?
Agent-ready
LLM score: 50/100

Can create account

Yes

Can enter payment method

Yes

Can upgrade plan

Yes

Can buy more usage

No

Can cancel online

Yes


Payment methods

card

Human approval recommended

No

Pricing transparency

full

Purchase motion

self_serve

Demo required

No

Quote required

No


Annual commit required

No

Auto-renewal mentioned

Yes

Cancellation policy visible

Yes

Refund policy visible

No


Invoice payment available

Unknown

Purchase orders supported

Unknown

MSA required

Unknown

DPA available

Unknown

Security review required

Unknown


Trial

30 days

Competitive intel
Positioning & ecosystem
Headline

“Introducing Genius.Your personal financial assistant.”

Buyer persona

smb
mid market

Value claims
Over 20 million customers trust Albert
Agent purchase simulation
Six-step check: can an agent actually buy from Albert?
✓

Discover price

◐

Select a plan

✗

Pay per task

✗

Avoid a sales call

✗

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How Albert could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

true

headline_phrasing

Introducing Genius.Your personal financial assistant. — Instantly handle time-consuming tasks. Genius does anything you request, from transferring funds to buying and selling investments.

tier_count

2

lowest_paid_entry_usd

19.99

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

0

sales_only_tiers

1

public_api_docs_url

null

api_docs_auth_walled

null

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

true

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: Introducing Genius.Your personal financial assistant.
CTAs (38): Features · Budgeting · Genius · Help · Log in · Sign up · About · Careers · Get started · Download the app · 📊Budget · 🏦Accounts
Price tokens (12): $1 · $2 · $13 · $250 · $19.99/mo to · $39.99/mo · $25 · $1 · $1 · $25 · $1 · $1
FeaturesBudgetingGeniusHelpLog inSign upSign upSign upFeaturesBudgetingGeniusHelpAbout⸱CareersGet startedDownload the appIntroducing Genius.Your personal financial assistant.Budget, save, invest, and shop smarter with a financial assistantwho gets money and things done.Get startedDownload the appAlbert sees your fullfinancial picture.📊Budget🏦Accounts🎯Forecast💳Bank💰Save📈Invest🛡️ProtectCreate a custom budget, track spending, monitor bills, and find savings.Learn moreUnlock the full power of Albert with Genius.🛟️Assistant📊Financial plan🛍️Shopping🗺️Experiences🔔Alerts🗄️️VaultGenius does it for youInstantly handle time-consuming tasks. Genius does anything you request, from transferring funds to buying and selling investments.Learn moreDiscover Geniusin actionGenius gets it doneMeet Genius, the first AI financial assistant that knows you and gets things done.Budgeting with GeniusGenius automatically creates your budget to help you track spending, monitor bills, and find savings.Move money instantlyEasily move money and make transfers between your accounts with Genius.Shop within your budgetFind products and deals. Genius helps you choose options that fit within your budget.Travel agentGenius can create full travel itineraries. It'll find places to stay, things to do, and how to get there.Keep documents safeSecurely store important documents. Genius can even break down insurance policies and other financial data.Fully customizable alertsGet notified when you hit fin…
You work at Albert?
Claim this scorecard & lift your score.

Get the breakdown of every signal we measured, the one-line fix, and how your peers in Personal Finance stack up.

Evaluating Albert?
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Are you Albert? Something off in this listing?
Agent-Ready Spec
Albert
Not Agent-Ready Yet

27

/ 100 (rubric v2.0)

Category

Personal Finance

Pricing model

Not advertised

Tier count

2

Free tier

No

Lowest paid entry

$19.99/mo

Self-serve / sales-only tiers

0 / 1


Public API docs

Auth-walled

Anonymous purchase path

No

Machine-readable pricing

Not published


Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from albert.com/
Pricing model

Tier-based subscription

Agent-purchase verdict
Agent-ready
50/100 · v2.1
Canonical answer

Albert pricing starts at $19.99/mo for the lowest plan; paid plans up to $39.99/mo. Billed monthly.

Cheapest entry

Sign up ($19.99)

Actions
Open live pricing page
Verdict reflects Not Agent-Ready Yet status under rubric v2.0. Source observed at https://albert.com/.
Agent-friendly features1 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

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CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
or ask your AI app
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