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  7. Fathom

Fathom logo

Fathom

Partially Agent-Ready
Agent-Ready SaaS Index · fathomhq.com · scored 2026-05-09 · rubric v2.0
Score 49 / 100
Financial Analysis

Fathom scores 49/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; a free entry path exists.

See Fathom pricing summaryLive pricing page
Pricing
Fathom — 2 products
As of 2026-05-09 · www.fathomhq.com/pricing
Starter
$65/mo
flat
Unlimited brandable reports
Group benchmarking
Multi‑currency consolidations
Cash flow forecasting
Unlimited users
Silver
$390/mo
flat
Unlimited brandable reports
Group benchmarking
Multi‑currency consolidations
Cash flow forecasting
Unlimited users
Gold
$540/mo
flat
Unlimited brandable reports
Group benchmarking
Multi‑currency consolidations
Cash flow forecasting
Unlimited users
Platinum
$860/mo
flat
Unlimited brandable reports
Group benchmarking
Multi‑currency consolidations
Cash flow forecasting
Unlimited users
Score breakdown · rubric v2.0
How Fathom scores on the agent-ready dimensions

Public pricing visibility

15 / 15

Self-serve checkout

15 / 15

Public API + docs

0 / 20

Usage-based / metered pricing

0 / 20

Free entry path

7 / 7

No sales call required

7 / 7

Card / wallet / x402 payment

5 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10

Total
49 / 100
Effective pricing
What it actually costs at typical scale
1 company on Starter
$65/mo
· Using Starter tier· No extra companies
Confidence: high
10 companies on Silver (full inclusion)
$390/mo
· Using Silver tier· All 10 companies included
Confidence: high
55 companies on Platinum (5 extra)
$935/mo
· Using Platinum tier· 50 companies included· 5 extra companies at $15 each
Confidence: high
Agent purchase verdict
Can an autonomous agent transact here?
Agent-ready
LLM score: 70/100

Can create account

Yes

Can enter payment method

Yes

Can upgrade plan

Yes

Can buy more usage

No

Can cancel online

Yes

Payment methods

card

Human approval recommended

No

Pricing transparency

full

Purchase motion

self_serve

Demo required

No

Quote required

No

Annual commit required

No

Auto-renewal mentioned

Yes

Cancellation policy visible

Yes

Refund policy visible

No

Invoice payment available

No

Purchase orders supported

No

MSA required

No

DPA available

Yes

Security review required

No

Trial

14 days (no card)

Enterprise signals
Trust & compliance

Certifications

SOC2
ISO27001
GDPR

SSO / SAML

Unknown

RBAC

Yes

Audit logs

Unknown

Competitive intel
Positioning & ecosystem
Headline

“Analyse, report, forecast, consolidate and benchmark”

Buyer persona

smb
mid market
enterprise

Integrations mentioned
QuickBooks
Xero
MYOB
Excel
Google Sheets
Agent purchase simulation
Six-step check: can an agent actually buy from Fathom?
✓

Discover price

✓

Select a plan

✗

Pay per task

✓

Avoid a sales call

✗

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
  • Every advertised tier is self-serve; no tier requires scheduling a call.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How Fathom could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

true

headline_phrasing

Analyse, report, forecast,consolidate and benchmark

tier_count

0

lowest_paid_entry_usd

65

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

0

sales_only_tiers

1

public_api_docs_url

null

api_docs_auth_walled

null

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

true

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":true,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: Analyse, report, forecast,consolidate and benchmark
CTAs (40): Financial AnalysisIndepth insights into business performance · Management ReportingCreate custom management reports · Cash Flow ForecastingCash flow forecasting and planning · Consolidated ReportingFast and accurate consolidated financial reporting · Commentary Writer AI report commentary with full number visibility · Watch demo · See all features · QuickBooksFathom integrates seamlessly with QuickBooks Online, a web-based small · XeroFathom integrates seamlessly with Xero, a cloud-based accouting app for smal · MYOBFathom integrates with both cloud and desktop versions of MYOB AccountRight. · Google SheetsEasy access to your operational data and a better picture of the wh · Browse all integrations
Price tokens (11): $65 / monthplus · $65 per extra companyTry · $390 / monthplus · $39 per extra companyTry · $540 / monthplus · $17 per extra companyTry · $860 / monthplus · $15 per extra companyTry · $62 / month · $370 / month · $500 / month
FeaturesKEY FEATURESFinancial AnalysisIndepth insights into business performanceManagement ReportingCreate custom management reportsCash Flow ForecastingCash flow forecasting and planningConsolidated ReportingFast and accurate consolidated financial reportingCommentary Writer AI report commentary with full number visibilityWatch demoSee all featuresIntegrationsConnect to your favourite accounting platformsQuickBooksFathom integrates seamlessly with QuickBooks Online, a web-based small business accounting platform.XeroFathom integrates seamlessly with Xero, a cloud-based accouting app for small business.MYOBFathom integrates with both cloud and desktop versions of MYOB AccountRight.ExcelImport financials from any accounting system via Excel. You can also import non-financial data.Google SheetsEasy access to your operational data and a better picture of the whole business.Browse all integrationsCustomersWho is it for?Small and Medium BusinessForecast and measure business performanceAccountants & BookkeepersDeliver advisory and reporting servicesFranchises & GroupsMonitor group performanceCustomer StoriesHaydenshapesHaydenshapes is a modern performance surfboard brand founded in 1997 in Sydney, Australia, by Hayden Cox.MAPMAP offers a highly experienced finance function exclusively to digital creative agencies so they can increase their growth and profitability.More customer storiesLearn how customers benefit from FathomResourcesLearnResource centreDiscover guides, webinars and …
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Are you Fathom? Something off in this listing?
Agent-Ready Spec
Fathom
Partially Agent-Ready

49

/ 100 (rubric v2.0)
Category

Financial Analysis

Pricing model

Analyse, report, forecast,consolidate and benchmark

Tier count

0

Free tier

No

Lowest paid entry

$65/mo

Self-serve / sales-only tiers

0 / 1

Public API docs

Auth-walled

Anonymous purchase path

No

Machine-readable pricing

Not published

Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from www.fathomhq.com/pricing
Pricing model

Tier-based subscription

Agent-purchase verdict
Agent-ready
70/100 · v2.1
Canonical answer

Fathom pricing starts at $65/mo for the Starter plan; free trial available; paid plans up to $860/mo. Billed monthly.

Cheapest entry

Starter plan ($65)

Actions
Open live pricing page
Verdict reflects Partially Agent-Ready status under rubric v2.0. Source observed at https://www.fathomhq.com/pricing.
Agent-friendly features2 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

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CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
or ask your AI app
Company
About xpayAgency PartnersGitHubDiscordllms.txt
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