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Kubera logo

Kubera

Not Agent-Ready Yet
Agent-Ready SaaS Index · kubera.com · scored 2026-05-09 · rubric v2.0
Score 40 / 100
Investment Portfolio Management

Kubera scores 40/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available.

See Kubera pricing summaryLive pricing page
Pricing
Kubera pricing
As of 2026-05-09 · www.kubera.com/#pricing
Billed annually only — no monthly option
Annual
$250/yr
~$21/mo equiv
Aggregate everything
AI Import
Multi‑Currency Wealth
Real‑Time Reporting
Cash Management
Score breakdown · rubric v2.0
How Kubera scores on the agent-ready dimensions

Public pricing visibility

13 / 15

Self-serve checkout

15 / 15

Public API + docs

0 / 20

Usage-based / metered pricing

0 / 20

Free entry path

0 / 7

No sales call required

7 / 7

Card / wallet / x402 payment

5 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10


Total
40 / 100
Effective pricing
What it actually costs at typical scale
Individual user, annual subscription
$20.83/mo
· One account· Full annual plan used
Confidence: high
Agent purchase verdict
Can an autonomous agent transact here?
Human-assisted
LLM score: 55/100

Can create account

Yes

Can enter payment method

Yes

Can upgrade plan

No

Can buy more usage

No

Can cancel online

Yes


Payment methods

card

Human approval recommended

No

Pricing transparency

starting_at

Purchase motion

self_serve

Demo required

No

Quote required

No


Annual commit required

Yes

Auto-renewal mentioned

No

Cancellation policy visible

No

Refund policy visible

No

Minimum commit

$250

Minimum term

12 months


Invoice payment available

No

Purchase orders supported

No

MSA required

No

DPA available

No

Security review required

No


Trial

14 days (no card)

Competitive intel
Positioning & ecosystem
Headline

“The Balance Sheet for those who manage their own wealth”

Buyer persona

smb
mid market
enterprise

Value claims
real‑time reporting
AI advisor
Agent purchase simulation
Six-step check: can an agent actually buy from Kubera?
✓

Discover price

✓

Select a plan

✗

Pay per task

✓

Avoid a sales call

✗

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
  • Every advertised tier is self-serve; no tier requires scheduling a call.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How Kubera could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

true

headline_phrasing

The Balance Sheet for those who manage their own wealth

tier_count

1

lowest_paid_entry_usd

300

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

0

sales_only_tiers

0

public_api_docs_url

null

api_docs_auth_walled

null

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

false

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: The Balance Sheet for those who manage their own wealth
CTAs (40): Pricing · Log In · Security · Kubera White Label · Sign Up · Go to Kubera App · Sign Out · Try for 14 days · Kubera White Label arrow_forward · ▶︎ Kubera in 3 mins · Intercom · See what people are saying
Price tokens (7): $250 · $250 · $2.5 · $47.34 · $250/yearkuberaBlackFor co · $2500/yearTry for · $300/monthRequest a QuoteK
utm banner msgDue to an ongoing AWS (Amazon Web Services) outage, you may be experiencing login issues. We’re actively addressing this.PricingLog InPricingSecurity Kubera White Label Log InSign UpGo to Kubera AppSign OutThe Balance Sheet for those who manage their own wealth$250 a year. Whether you have $250K or $2.5 billion.Try for 14 daysKubera White Label arrow_forwardTry for 14 days▶︎ Kubera in 3 minsASK AI about kuberaKubera makes tracking your net worth fun. It's a uniquely well considered product. Thorough and flexible and deep in all the ways you want. And constantly getting better."Eoghan McCabe‍Founder & CEO @ IntercomSee what people are sayingKubera makes tracking your net worth fun. It's a uniquely well considered product. Thorough and flexible and deep in all the ways you want. And constantly getting better."Eoghan McCabeFounder & CEO @ IntercomSee what people are sayingAggregate everythingKubera was born out of the need for a truly unified view of wealth. It brings everything together, no matter how diverse your assets are, so you can finally see the complete picture. Ditch the spreadsheet.The Basics - Banks & BrokeragesKubera partners with multiple aggregators, both local and global, to bring you the best connectivity—by far. On top of that, Kubera’s smart algorithm picks the optimal connector for your institution from a diverse set of aggregators. This means you get the most reliable access to banks, brokerages, and nearly any investment account, with connecti…
You work at Kubera?
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Get the breakdown of every signal we measured, the one-line fix, and how your peers in Investment Portfolio Management stack up.

Evaluating Kubera?
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Are you Kubera? Something off in this listing?
Agent-Ready Spec
Kubera
Not Agent-Ready Yet

40

/ 100 (rubric v2.0)

Category

Investment Portfolio Management

Pricing model

The Balance Sheet for those who manage their own wealth

Tier count

1

Free tier

No

Lowest paid entry

$300/mo

Self-serve / sales-only tiers

0 / 0


Public API docs

Auth-walled

Anonymous purchase path

No

Machine-readable pricing

Not published


Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from www.kubera.com/#pricing
Pricing model

Annual-only tier subscription

Agent-purchase verdict
Human-assisted
55/100 · v2.1
Canonical answer

Kubera pricing starts at $250/yr for the Annual plan; no free tier; paid plans up to $250/yr. Billed annually.

Cheapest entry

Start free trial

Actions
Open live pricing page
Verdict reflects Not Agent-Ready Yet status under rubric v2.0. Source observed at https://www.kubera.com/#pricing.
Agent-friendly features1 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

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CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
or ask your AI app
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