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Mintly logo

Mintly

Approaching Agent-Ready
Agent-Ready SaaS Index · mintly.uk · scored 2026-05-09 · rubric v2.0
Score 71 / 100
Fraud Protection
Self-serve checkout
Public API

Mintly scores 71/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; a public API exists with documentation; usage-based / per-token pricing is published.

See Mintly pricing summaryLive pricing page
Pricing
Mintly — 2 products
As of 2026-05-09 · www.mintly.uk/pricing
Professional Plan
$157/mo
flat
25,000 free requests / month
Up to 1000 requests / sec
15 users
Unlimited onboarding help
Standard Plus Plan
$96/mo
flat
10,000 free requests / month
Up to 100 requests / sec
5 users
Unlimited onboarding help
Starter Plan
$37/mo
flat
250 free requests / month
Up to 10 requests / sec
Single user
Single User
$5/mo
flat
Team access
Score breakdown · rubric v2.0
How Mintly scores on the agent-ready dimensions

Public pricing visibility

15 / 15

Self-serve checkout

15 / 15

Public API + docs

16 / 20

Usage-based / metered pricing

13 / 20

Free entry path

0 / 7

No sales call required

7 / 7

Card / wallet / x402 payment

5 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10


Total
71 / 100
Effective pricing
What it actually costs at typical scale
Starter Plan, 300 requests in a month
$39.5/mo
· 250 free requests included· 50 extra requests billed at £0.05 each
Confidence: high
Standard Plus Plan, 12,000 requests in a month
$96/mo
· 10,000 free requests included· 2,000 extra requests billed at £0.012 each (rounded to £24)· Base plan price £96
Confidence: medium
Agent purchase verdict
Can an autonomous agent transact here?
Agent-ready
LLM score: 90/100

Can create account

Yes

Can enter payment method

No

Can upgrade plan

Yes

Can buy more usage

Yes

Can cancel online

Yes


Payment methods

card

Human approval recommended

No

Pricing transparency

full

Purchase motion

self_serve

Demo required

No

Quote required

No


Annual commit required

No

Auto-renewal mentioned

Yes

Cancellation policy visible

Yes

Refund policy visible

No


Invoice payment available

No

Purchase orders supported

No

MSA required

No

DPA available

No

Security review required

No


Trial

14 days (no card)

API readiness
API & developer surface

API-first product

Yes

Sandbox present

Unknown

Webhooks

Unknown

MCP mentioned

No

Rate limits

Up to 10‑1000 requests per second depending on plan

Competitive intel
Positioning & ecosystem
Headline

“Simple pricing, making bank account checking easy!”

Buyer persona

smb
developer

Agent purchase simulation
Six-step check: can an agent actually buy from Mintly?
✓

Discover price

✓

Select a plan

✗

Pay per task

✗

Avoid a sales call

◐

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • PPU requires account creation and an issued API key; a fully unauthenticated agent purchase is not yet supported.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How Mintly could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

true

headline_phrasing

Simple pricing, making bank account checking easy! — Our sort code and bank account checking suite.

tier_count

6

lowest_paid_entry_usd

null

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

5

sales_only_tiers

0

public_api_docs_url

https://www.mintly.uk/docs

api_docs_auth_walled

false

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

false

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":true,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: Simple pricing, making bank account checking easy!
CTAs (34): Products · Bank Account Checker API & WebOur sort code and bank account checking suite. · EISCD Data FileThe Extended Industry Sort Code Directory (EISCD) · Pricing · Resources · Sort Code CheckerUse our free sort code and account checker to verify that detai · Getting startedLearn how to use Mintly's simple REST APIs to validate sort codes · Bank Account Checker API DocsOur OpenAPI 3.0 documentation for modulus checking · EISCD API DocsOur OpenAPI 3.0 documentation for getting the Extended Industry So · Release NotesSee the change log for each version of our API · FAQ & Support · About Us
ProductsBank Account Checker API & WebOur sort code and bank account checking suite.EISCD Data FileThe Extended Industry Sort Code Directory (EISCD)PricingResourcesFree toolsSort Code CheckerUse our free sort code and account checker to verify that details are correctDeveloper DocumentationGetting startedLearn how to use Mintly's simple REST APIs to validate sort codes and account numbersBank Account Checker API DocsOur OpenAPI 3.0 documentation for modulus checking sort codes and account numbersEISCD API DocsOur OpenAPI 3.0 documentation for getting the Extended Industry Sort Code DirectoryRelease NotesSee the change log for each version of our APIFAQ & SupportAbout UsLogin / RegisterSimple pricing, making bank account checking easy!We won't make you commit to buying credits or send you confusing invoices. Try with no commitment for 14 days!Bank Account Checker API & WebBest valueProfessional PlanTry for freeNo payment required to start.£157 /mthWhat you get:25,000 free requests /monththen 0.8p per request*Up to 1000 requests /sec15 usersUnlimited help to onboardStandard Plus PlanTry for freeNo payment required to start.£96 /mthWhat you get:10,000 free requests /monththen 1.2p per request*Up to 100 requests /sec5 usersUnlimited help to onboardStarter PlanTry for freeNo payment required to start.£37 /mthWhat you get:250 free requests /monththen 5p per request*Up to 10 requests /secSingle userTeam access £5/monthDon't see a plan that suits your needs?Contact us for a bespoke p…
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Are you Mintly? Something off in this listing?
Agent-Ready Spec
Mintly
Approaching Agent-Ready

71

/ 100 (rubric v2.0)

Category

Fraud Protection

Pricing model

Simple pricing, making bank account checking easy! — Our sort code and bank account checking suite.

Tier count

6

Free tier

No

Lowest paid entry

Sales-led

Self-serve / sales-only tiers

5 / 0


Public API docs

Public

Anonymous purchase path

No

Machine-readable pricing

Not published


Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from www.mintly.uk/pricing
Pricing model

Tier-based subscription

Agent-purchase verdict
Agent-ready
90/100 · v2.1
Canonical answer

Mintly pricing starts at £37/mo for the Starter plan; free trial available; paid plans up to £157/mo. Billed monthly.

Cheapest entry

Starter Plan ($37)

Actions
Open live pricing page
Verdict reflects Approaching Agent-Ready status under rubric v2.0. Source observed at https://www.mintly.uk/pricing.
Agent-friendly features2 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

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CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
or ask your AI app
Company
About xpayAgency PartnersGitHubDiscordllms.txt
DevelopersDocumentationAPI ReferenceSDKs & LibrariesQuickstart GuideOpenAPI Spec
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