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Multifactor logo

Multifactor

Not Agent-Ready Yet
Agent-Ready SaaS Index · multifactor.com · scored 2026-05-09 · rubric v2.0
Score 26 / 100
Password Management
Free tier
Public API

Multifactor scores 26/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; a free entry path exists.

See Multifactor pricing summaryLive pricing page
Pricing
Multifactor pricing
As of 2026-05-09 · multifactor.com/
Sales-led pricing

Only a free tier with $0 price is publicly disclosed; paid enterprise pricing is custom and requires contacting sales.

Score breakdown · rubric v2.0
How Multifactor scores on the agent-ready dimensions

Public pricing visibility

2 / 15

Self-serve checkout

15 / 15

Public API + docs

0 / 20

Usage-based / metered pricing

0 / 20

Free entry path

7 / 7

No sales call required

2 / 7

Card / wallet / x402 payment

0 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10

Total
26 / 100
Effective pricing
What it actually costs at typical scale
Individual user, free plan
$0/mo
· Free tier unlimited accounts· No paid features used
Confidence: high
Agent purchase verdict
Can an autonomous agent transact here?
Human-assisted
LLM score: 40/100

Can create account

Yes

Can enter payment method

No

Can upgrade plan

No

Can buy more usage

No

Can cancel online

Yes

Payment methods

Unknown

Human approval recommended

Yes

Pricing transparency

partial

Purchase motion

self_serve

Demo required

Unknown

Quote required

Unknown

Annual commit required

Unknown

Auto-renewal mentioned

No

Cancellation policy visible

No

Refund policy visible

No

Invoice payment available

No

Purchase orders supported

No

MSA required

No

DPA available

No

Security review required

No

Trial

Available, no card

Enterprise signals
Trust & compliance

SSO / SAML

Yes

RBAC

Yes

Audit logs

Yes

Competitive intel
Positioning & ecosystem
Headline

“So much more than a password manager”

Buyer persona

smb
enterprise
developer

Agent purchase simulation
Six-step check: can an agent actually buy from Multifactor?
✓

Discover price

✓

Select a plan

✗

Pay per task

✗

Avoid a sales call

✗

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
  • A free tier exists, lowering the bar for an agent builder to prototype before committing budget.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
  • The pricing URL did not render numeric tier data on the scoring date — possibly a router or sales-led landing page.
One-line fix
How Multifactor could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

false

headline_phrasing

So much more than a password manager — Share online accounts with humans and AI agents, just by sending a link.

tier_count

0

lowest_paid_entry_usd

null

free_tier

true

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

0

sales_only_tiers

1

public_api_docs_url

https://multifactor.com/docs

api_docs_auth_walled

false

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

true

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: So much more than a password manager
CTAs (40): MULTIFACTOR · Why Multifactor? · Technology · Solutions · Resources · Company · Get StartedGo · Get Started · How much does Multifactor cost? · How is Multifactor different from a password manager? · Is it safe to store all of my factors together? · How can I share accounts without sharing passwords?
MULTIFACTORWhy Multifactor? Technology Solutions Resources Company Get StartedGoMULTIFACTORSo much more than a password managerShare online accounts with humans and AI agents, just by sending a link.Get Started Free forever Cross platform Easy to switchBacked byBacked by👋Goodbye Password Managers. Hello Multifactor.Password managers are broken. We changed the game with secure one-click sharing, instant revocation, and powerful agentic integrations.Password ManagersScattered CredentialsUnsafe SharingUntraceable AccessMULTIFACTORMULTIFACTORUnified PlatformGranular SharingDetailed HistoryGet StartedThe World's Best Account ManagerMultifactor redefines zero-trust account management with fine-grained sharing, detailed audit trails, and a world-class security architecture.Unified Secure PlatformMultifactor puts all of your online accounts at your fingertips in one secure, easy-to-use vault, available on any device you need it.Instant Access ControlBecause actual passwords are never shared, access changes take instant effect—no password resets required.Multi-Factor ManagementWhat's in a name? Multifactor lets you manage passwords, passkeys, 2FA codes, and more in one secure, unified vault.Fine-Grained PermissionsDon't just share full access—share specific permissions, like “read transactions” but not “make transfers.”Detailed Event HistorySee not only who accessed which accounts, but also what they did with them, paired with a digital signature that provides non-repudiable cryptogr…
You work at Multifactor?
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Get the breakdown of every signal we measured, the one-line fix, and how your peers in Password Management stack up.

Evaluating Multifactor?
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Are you Multifactor? Something off in this listing?
Agent-Ready Spec
Multifactor
Not Agent-Ready Yet

26

/ 100 (rubric v2.0)
Category

Password Management

Pricing model

So much more than a password manager — Share online accounts with humans and AI agents, just by sending a link.

Tier count

0

Free tier

Yes

Lowest paid entry

Sales-led

Self-serve / sales-only tiers

0 / 1

Public API docs

Public

Anonymous purchase path

No

Machine-readable pricing

Not published

Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from multifactor.com/
Pricing model

Sales-led pricing

Agent-purchase verdict
Human-assisted
40/100 · v2.1
Cheapest entry

Free plan (Free)

Actions
Open live pricing page
Verdict reflects Not Agent-Ready Yet status under rubric v2.0. Source observed at https://multifactor.com/.
Agent-friendly features1 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

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CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
or ask your AI app
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