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Neontra logo

Neontra

Partially Agent-Ready
Agent-Ready SaaS Index · neontra.com · scored 2026-05-09 · rubric v2.0
Score 47 / 100
Personal Finance
Free tier

Neontra scores 47/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; a free entry path exists.

See Neontra pricing summaryLive pricing page
Pricing
Neontra pricing
As of 2026-05-09 · neontra.com/pricing/
Billed annually only — no monthly option
Free
Free
1 sync connection to U.S. or Canadian financial institutions
Premium
$75/yr
~$6.25/mo equiv
Unlimited sync connections to U.S. or Canadian financial institutions
Score breakdown · rubric v2.0
How Neontra scores on the agent-ready dimensions

Public pricing visibility

13 / 15

Self-serve checkout

15 / 15

Public API + docs

0 / 20

Usage-based / metered pricing

0 / 20

Free entry path

7 / 7

No sales call required

7 / 7

Card / wallet / x402 payment

5 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10

Total
47 / 100
Effective pricing
What it actually costs at typical scale
Free plan (1 user)
$0/mo
· Single user· No paid features
Confidence: high
Premium plan annual (1 user)
$6.25/mo
· Annual billing· Unlimited sync connections
Confidence: high
Agent purchase verdict
Can an autonomous agent transact here?
Human-assisted
LLM score: 55/100

Can create account

Yes

Can enter payment method

Yes

Can upgrade plan

Yes

Can buy more usage

No

Can cancel online

Yes

Payment methods

card

Human approval recommended

No

Pricing transparency

full

Purchase motion

self_serve

Demo required

No

Quote required

No

Annual commit required

Yes

Auto-renewal mentioned

Yes

Cancellation policy visible

Yes

Refund policy visible

Unknown

Minimum commit

$75

Minimum term

12 months

Invoice payment available

Unknown

Purchase orders supported

Unknown

MSA required

Unknown

DPA available

Yes

Security review required

Unknown

Trial

14 days (no card)

Enterprise signals
Trust & compliance

Certifications

SOC2

SSO / SAML

Unknown

RBAC

Unknown

Audit logs

Unknown

Data residency

US
Canada

Competitive intel
Positioning & ecosystem
Headline

“Financial Wellness Starts Here”

Buyer persona

smb
enterprise
developer

Agent purchase simulation
Six-step check: can an agent actually buy from Neontra?
✓

Discover price

✓

Select a plan

✗

Pay per task

✓

Avoid a sales call

✗

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
  • Every advertised tier is self-serve; no tier requires scheduling a call.
  • A free tier exists, lowering the bar for an agent builder to prototype before committing budget.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How Neontra could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

true

headline_phrasing

Pricing — All your accounts and data in one place

tier_count

2

lowest_paid_entry_usd

0

free_tier

true

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

0

sales_only_tiers

0

public_api_docs_url

null

api_docs_auth_walled

null

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

false

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: Pricing
CTAs (40): Features · For Employers · Pricing · Download · Log in · Get Started · Aggregation All your accounts and data in one place · Tracking Net Worth Spending Investments Debt · Budget Easy-to-use budgeting helps you stay on target with your spending · Insight Insight and analysis into your finances, customized just for you · Planning Create a financial plan, and track your progress in real-time · Security SOC2 certified since 2018, the same security certification required for
Price tokens (5): $0/month · $45/year USD · $33/yearMonthlyYearlyCAD · $99/year USD · $75/yearBilled yearlyUnli
Features For Employers Pricing Download Log in Get Started Aggregation All your accounts and data in one place Tracking Net Worth Spending Investments Debt Budget Easy-to-use budgeting helps you stay on target with your spending Insight Insight and analysis into your finances, customized just for you Planning Create a financial plan, and track your progress in real-time Security SOC2 certified since 2018, the same security certification required for banks Features Pricing Sign Up Download Knowledge Center Compare Neontra for Business About Support Pricing Financial Wellness Starts Here Sign Up Now! Free Trial14 Days FreeNo credit card requiredUnlimited sync connections to U.S. or Canadian financial institutions Free Plan$0/month1 sync connection to U.S. or Canadian financial institutions Premium PlanSave CAD $45/year USD $33/yearMonthlyYearlyCAD $99/year USD $75/yearBilled yearlyUnlimited sync connections to U.S. or Canadian financial institutions Managing Your Free Trial After signing up for Neontra, you will automatically transition to a Free Plan which allows you to retain live access to one of your connected accounts. All other accounts will be disconnected, and only historical data will appear. Cancel Subscription Change Payment Method Web - Confirm your current plan and contact us at billing@neontra.com Mobile - Navigate to your Profile. Tap on the "Subscription" tab and select "Cancel." Alternatively, you can manage your subscription directly via the Apple App Store or…
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Are you Neontra? Something off in this listing?
Agent-Ready Spec
Neontra
Partially Agent-Ready

47

/ 100 (rubric v2.0)
Category

Personal Finance

Pricing model

Pricing — All your accounts and data in one place

Tier count

2

Free tier

Yes

Lowest paid entry

Free

Self-serve / sales-only tiers

0 / 0

Public API docs

Auth-walled

Anonymous purchase path

No

Machine-readable pricing

Not published

Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from neontra.com/pricing/
Pricing model

Annual-only tier subscription

Agent-purchase verdict
Human-assisted
55/100 · v2.1
Canonical answer

Neontra pricing starts at $0/mo for the Free plan; the Premium plan costs $75/yr when billed yearly (CAD $99/yr) with a $33/yr discount; no monthly paid option is offered.

Cheapest entry

Free plan (Free)

Actions
Open live pricing page
Verdict reflects Partially Agent-Ready status under rubric v2.0. Source observed at https://neontra.com/pricing/.
Agent-friendly features1 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

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CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
or ask your AI app
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