This is an info Alert.
x402 Logo
  • Product
    • Become Agent-Ready
      • Merchants
        Agentic Commerce — list your store across ChatGPT, Gemini, Claude & Perplexity
      • Publishers
        Monetize your content when AI agents read, cite, or train on it
      • SaaS Companies
        Treat AI agents as first-class customers with agent-priced checkout
    • Monetize
      • Monetize MCP Server
        Charge per call on any MCP server in 2 minutes
      • Monetize AI Agents
        Turn n8n, Zapier, Activepieces workflows into revenue
      • Agent Feed
        Pay-per-query access to licensed publisher content for your agents
  • Resources
    • xpay Ecosystem
      • xpay✦ Tools
        1,000+ pay-per-use tools for your AI agents
      • Agent-Ready SaaS Index
        25,481 SaaS scored on agent-buyability
      • SaaS Pricing Database
        Pricing pages indexed across 1,000+ categories
      • GitHub
        Open source repositories
    • Agent Building
      • Agent Frameworks
        AI frameworks for building multi-agent systems
      • x402 Integration
        AI frameworks with x402 payment integration
      • Networks
        Blockchain networks supporting x402
    • Company
      • About xpay✦
        Our mission, products, and protocols
      • Blog
        Latest insights and updates
      • Docs
        Complete xpay documentation
  • Pricing
  • Blog
  • Docs
Get Started
  1. Home

  2. /
  3. Agent-Ready SaaS Index

  4. /
  5. Benefits Administration

  6. /
  7. PeopleKeep

PeopleKeep logo

PeopleKeep

Not Agent-Ready Yet
Agent-Ready SaaS Index · peoplekeep.com · scored 2026-05-09 · rubric v2.0
Score 39 / 100
Benefits Administration

PeopleKeep scores 39/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available.

See PeopleKeep pricing summaryLive pricing page
Pricing
PeopleKeep pricing
As of 2026-05-09 · www.peoplekeep.com/pricing
QSEHRA
$25/user/mo
Designed for employers with fewer than 50 employees
Discount for annual subscription
Base fee $50 added to subscription
ICHRA
$25/user/mo
For organizations of all sizes
Base fee $50 added to subscription
No charge for opted‑out employees
GCHRA
$12/user/mo
For organizations of all sizes
Base fee $30 added to subscription
Unused allowance stays with employer
Score breakdown · rubric v2.0
How PeopleKeep scores on the agent-ready dimensions

Public pricing visibility

15 / 15

Self-serve checkout

15 / 15

Public API + docs

0 / 20

Usage-based / metered pricing

0 / 20

Free entry path

0 / 7

No sales call required

4 / 7

Card / wallet / x402 payment

5 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10


Total
39 / 100
Effective pricing
What it actually costs at typical scale
5 employees on QSEHRA monthly
$175/mo
· 5 employee seats· Monthly plan with $50 base fee
Confidence: high
10 employees on GCHRA monthly
$150/mo
· 10 employee seats· Monthly plan with $30 base fee
Confidence: high
Agent purchase verdict
Can an autonomous agent transact here?
Agent-ready
LLM score: 60/100

Can create account

Yes

Can enter payment method

Yes

Can upgrade plan

Yes

Can buy more usage

No

Can cancel online

Yes


Payment methods

card
wire

Human approval recommended

No

Pricing transparency

starting_at

Purchase motion

self_serve

Demo required

No

Quote required

Yes


Annual commit required

Yes

Auto-renewal mentioned

Yes

Cancellation policy visible

Yes

Refund policy visible

No


Invoice payment available

Yes

Purchase orders supported

Unknown

MSA required

Unknown

DPA available

Yes

Security review required

Unknown


Trial

Available

Enterprise signals
Trust & compliance

Certifications

HIPAA

SSO / SAML

Unknown

RBAC

Unknown

Audit logs

Unknown

Data residency

US

Competitive intel
Positioning & ecosystem
Headline

“Modern and intuitive benefits administration software”

Buyer persona

smb
mid market
enterprise
nonprofit
startup

Value claims
no hidden fees
Agent purchase simulation
Six-step check: can an agent actually buy from PeopleKeep?
✓

Discover price

◐

Select a plan

✗

Pay per task

✓

Avoid a sales call

◐

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
  • Every advertised tier is self-serve; no tier requires scheduling a call.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How PeopleKeep could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

true

headline_phrasing

PeopleKeep pricing — A health reimbursement arrangement (HRA) is a formal, defined-contribution health benefit that offers a flexible alternative to traditional group policies, tailored to fit your organization.

tier_count

3

lowest_paid_entry_usd

null

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

0

sales_only_tiers

1

public_api_docs_url

null

api_docs_auth_walled

null

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

true

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: PeopleKeep pricing
CTAs (40): HRA 101 · Guide to the HRA A health reimbursement arrangement (HRA) is a formal, defined-c · Guide to the QSEHRA Pronounced “q-sarah”, this type of HRA is made specifically · Guide to the ICHRA Pronounced “ick-rah”, this HRA is made to cover the costs of · Guide to the integrated HRA This HRA pairs with a group plan to help cover out-o · QSEHRA vs ICHRA Explore the similarities and differences between the QSEHRA and · Products · Modern and intuitive benefits administration software Learn how PeopleKeep's sol · Qualified small employer HRA (QSEHRA) A tax-advantaged heath benefit made specif · Individual coverage HRA (ICHRA) A flexible health benefit that enables employees · Group coverage HRA (GCHRA) A health benefit used alongside a group health policy · How it Works Curious about how an HRA through PeopleKeep works? Get answers to y
Price tokens (6): $25 /employee · $50 · $25 /employee · $50 · $12 /employee · $30
HRA 101 Guide to the HRA A health reimbursement arrangement (HRA) is a formal, defined-contribution health benefit that offers a flexible alternative to traditional group policies, tailored to fit your organization. Guide to the QSEHRA Pronounced “q-sarah”, this type of HRA is made specifically for small employers Guide to the ICHRA Pronounced “ick-rah”, this HRA is made to cover the costs of employees’ individual insurance premiums Guide to the integrated HRA This HRA pairs with a group plan to help cover out-of-pocket expenses QSEHRA vs ICHRA Explore the similarities and differences between the QSEHRA and ICHRA, two health benefits that offer employers a tailored alternative to traditional group policies Products Modern and intuitive benefits administration software Learn how PeopleKeep's solutions enable you to offer personalized health and lifestyle benefits. Qualified small employer HRA (QSEHRA) A tax-advantaged heath benefit made specifically for small employers Individual coverage HRA (ICHRA) A flexible health benefit that enables employees to choose their own individual health insurance Group coverage HRA (GCHRA) A health benefit used alongside a group health policy to cover employees' out-of-pocket expenses How it Works Curious about how an HRA through PeopleKeep works? Get answers to your biggest questions. Solutions Making personalized benefits possible for all organizations Learn how PeopleKeep can help your organization. Small employers Learn how personalized ben…
You work at PeopleKeep?
Claim this scorecard & lift your score.

Get the breakdown of every signal we measured, the one-line fix, and how your peers in Benefits Administration stack up.

Evaluating PeopleKeep?
Compare the agent-ready picks in Benefits Administration.

If you're building or running an AI agent that needs to buy from this category, see who's scoring highest right now.

See agent-ready picks
Are you PeopleKeep? Something off in this listing?
Agent-Ready Spec
PeopleKeep
Not Agent-Ready Yet

39

/ 100 (rubric v2.0)

Category

Benefits Administration

Pricing model

Not advertised

Tier count

3

Free tier

No

Lowest paid entry

Sales-led

Self-serve / sales-only tiers

0 / 1


Public API docs

Auth-walled

Anonymous purchase path

No

Machine-readable pricing

Not published


Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from www.peoplekeep.com/pricing
Pricing model

Tier-based subscription

Agent-purchase verdict
Agent-ready
60/100 · v2.1
Canonical answer

PeopleKeep pricing starts at $12/mo per employee for the GCHRA plan; $25/mo per employee for QSEHRA and ICHRA plans, each with a monthly base fee; annual plans also available. Billed monthly or annually.

Cheapest entry

QSEHRA monthly plan ($125)

Actions
Open live pricing page
Verdict reflects Not Agent-Ready Yet status under rubric v2.0. Source observed at https://www.peoplekeep.com/pricing.
Agent-friendly features1 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

More in Benefits Administration
Compare PeopleKeep with peers
Highest-scoring companies in the same category that an AI agent might evaluate as an alternative.
PlanSource
30
plansource.com
Not Agent-Ready Yet
Take Command
28
takecommandhealth.com
Not Agent-Ready Yet
become.1
19
become1.de
Not Agent-Ready Yet
Omniprise
17
omniprisecrm.com
Not Agent-Ready Yet
Tava Health
16
tavahealth.com
Not Agent-Ready Yet
ebm
8
getebm.com
Not Agent-Ready Yet
Maxwell Health
6
maxwellhealth.com
Not Agent-Ready Yet
Carebridge EAP
6
carebridge.com
Not Agent-Ready Yet
Browse all Benefits Administration →

Explore the Agent-Ready SaaS Index

25,480+ SaaS scored on agent-buyability — browse by readiness band, category, or jump straight to a pay-per-run tool on xpay.tools.

Browse by agent-readiness band
Agent-Ready Verified(448)Approaching Agent-Ready(2,513)Partially Agent-Ready(6,407)Not Agent-Ready Yet(16,112)See full index
Browse by category
CRM(500)Content Creation(414)Chatbots(407)AI Writing Assistant(394)Social Media Management(381)Website Builder(343)Seo(317)Project Management(288)Scheduling(270)Survey User Feedback(265)Email Marketing(252)Hr(237)All categories
Available pay-per-run on xpay.tools
FirecrawlExaTavilyApolloHunterJina AIBright DataContext7Alpha VantageReplicatePerplexityParallelBrowse all xpay.tools
x402 Logo

The agent-readiness stack for the AI shopping era — helping merchants, publishers and SaaS companies get discovered, cited and transacted with by ChatGPT, Perplexity, Claude, Gemini and the custom shopping agents underneath them.

CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
or ask your AI app
Company
About xpayAgency PartnersGitHubDiscordllms.txt
DevelopersDocumentationAPI ReferenceSDKs & LibrariesQuickstart GuideOpenAPI Spec
Stay Updated
Occasional product updates and agent-readiness playbooks from xpay (Agentically Inc.) — typically a couple of emails a month. Double opt-in: we email you a link to confirm before sending anything, and every email has one-click unsubscribe.
Social
  • For Publishers
    • News
    • Finance
    • Dev / Tech
    • Travel
    • View all verticals
  • Agent Feed
    • AI Search Engines
    • RAG Builders
    • Browser Agents
    • Vertical Research
    • Browse full catalog
  • Agent-Ready Index
    • SaaS Pricing Database
    • Agent-Ready SaaS Index
    • Verified band
    • AI & ML
    • Sales & CRM
  • Products
    • Pricing Widget
    • Monetize MCP Server
    • Paywall
    • Smart Proxy
    • Monetize AI Agents
    • xpay x402 Facilitator
  • Agentic Economy
    • Timeline
    • Resources
    • Manifesto
    • Stack
  • Agentic Commerce
    • Get listed
    • xpay Listings · Amazon + Google
    • Pricing
    • Free audit
    • Shopify
    • WooCommerce
    • Apparel & Accessories
    • Health & Beauty
    • Overview
  • Commerce Index
    • Agentic Commerce Ready Index
    • Methodology
    • Pet brands · WooCommerce
    • Pet brands · Shopify
  • Marketplace
    • 🛍️ xpay.deals — agentic storefront for deals
  • Protocols
    • Overview
    • x402
    • MPP
    • UCP
    • ACP
    • AP2
    • TAP
    • A2A
  • Agent Frameworks
    • Overview
    • LangChain
    • CrewAI
    • Claude MCP
    • AutoGPT
    • LangChain vs Mastra
    • LangGraph vs Pydantic AI
  • Company
    • About xpay
    • Blog
    • Docs
    • GitHub

© 2025 Agentically Inc. All rights reserved.
Privacy PolicyTerms of UseAcceptable Use Policy