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PlanGuru logo

PlanGuru

Not Agent-Ready Yet
Agent-Ready SaaS Index · planguru.com · scored 2026-05-09 · rubric v2.0
Score 30 / 100
Cash Flow Management
Self-serve checkout

PlanGuru scores 30/100 on xpay's Agent-Ready Index v2: partial pricing visibility; checkout requires assistance.

See PlanGuru pricing summaryLive pricing page
Pricing
PlanGuru — 2 products
As of 2026-05-09 · www.planguru.com/products/
Single Entity
$83/yr
~$6.92/mo equiv
1 User included; additional users $25/mo
QuickBooks Online, Xero & Excel import
Budget/Forecast for up to 10 years
Unlimited scenarios per company
Basic in-app reporting tools
Single Entity with Analytics
$166/yr
~$14/mo equiv
1 User included; additional users $25/mo
QuickBooks Online, Xero & Excel import
Budget/Forecast for up to 10 years
Customizable dashboards & reports
Interactive analytics for key trends
Multi-Unit Consolidations
$333/yr
~$28/mo equiv
3 Users included; additional users $25/mo
QuickBooks Online, Xero & Excel import
Consolidate multiple departments/locations
Customizable dashboards & reports
Budget/Forecast for up to 10 years
Single Entity (Monthly)
$99/mo
1 User included; additional users $29/mo
QuickBooks Online, Xero & Excel import
Budget/Forecast for up to 10 years
Unlimited scenarios per company
Basic in-app reporting tools
Single Entity with Analytics (Monthly)
$199/mo
1 User included; additional users $29/mo
QuickBooks Online, Xero & Excel import
Budget/Forecast for up to 10 years
Customizable dashboards & reports
Interactive analytics for key trends
Score breakdown · rubric v2.0
How PlanGuru scores on the agent-ready dimensions

Public pricing visibility

15 / 15

Self-serve checkout

11 / 15

Public API + docs

0 / 20

Usage-based / metered pricing

0 / 20

Free entry path

4 / 7

No sales call required

0 / 7

Card / wallet / x402 payment

0 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10

Total
30 / 100
Agent purchase simulation
Six-step check: can an agent actually buy from PlanGuru?
✓

Discover price

✓

Select a plan

✗

Pay per task

✓

Avoid a sales call

✗

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
  • Every advertised tier is self-serve; no tier requires scheduling a call.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • PPU requires account creation and an issued API key; a fully unauthenticated agent purchase is not yet supported.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How PlanGuru could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

true

headline_phrasing

$83/mo. — Business/Nonprofit Plans

tier_count

4

lowest_paid_entry_usd

83

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

3

sales_only_tiers

0

public_api_docs_url

null

api_docs_auth_walled

null

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

true

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: Business/Nonprofit Plans · $83/mo.
CTAs (40): Skip to content · Login · PRODUCTS & PRICING · Business/Nonprofit Plans · Advisor Plans · PlanGuru Analytics · CUSTOMERS · Small Businesses · Franchises · Nonprofits · Accountants / Advisors · LEARNING
Price tokens (12): $83/mo · $25/mo · $166/mo · $25/mo · $333/mo · $25/mo · $99/mo · $29/mo · $199/mo · $29/mo · $399/mo · $29/mo
Skip to content Login 888-822-6300 PRODUCTS & PRICING Business/Nonprofit PlansAdvisor PlansPlanGuru AnalyticsCUSTOMERS Small BusinessesFranchisesNonprofitsAccountants / AdvisorsLEARNING View a DemoPlanGuru UniversityPlanGuru App – Video TutorialsPlanGuru Desktop – Video TutorialsHelp CenterSUPPORT Help Center/ Submit a TicketDownloads / UpdatesTry it Free Business/Nonprofit Plans Products & Pricingpgadmin2026-02-16T21:49:13-05:00 AnnualMonthlyAnnual Single Entity Created for SMBs and nonprofits, this cloud-based software delivers streamlined budgeting & forecasting for single-entity organizations. $83/mo. Paid Annually (Save 16% compared to Monthly Plan) Includes 1 User Additional Users $25/mo. Order in App 30 Day Money Back Guarantee Single Entity Import Integrations QuickBooks Online, Xero & Excel Import Excel Import for Financial & Non-Financial Data Import up to 5 Years of Actual Results Budgeting/ Forecasting Budget/Forecast for up to 10 Years Unlimited # of Scenarios per Company Pre-built 3-Way Forecasting Structure 20+ Standard Forecasting Methods Formula Builder to Create Custom Methods Forecast using Assumptions & KPIs Workforce Planning Notes Payable and Line of Credit Tools Ratios & KPIs Reporting & Analysis Basic In-App Reporting Tools Permission-based User Access Levels Advanced Reporting Excel Add-in Onboarding & Support Resources In-App Help Guides, Video Tutorials & Knowledge Base PlanGuru University U.S.-based Technical Support TRY PLANGURU APP FREE Single En…
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Get the breakdown of every signal we measured, the one-line fix, and how your peers in Cash Flow Management stack up.

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Are you PlanGuru? Something off in this listing?
Agent-Ready Spec
PlanGuru
Not Agent-Ready Yet

30

/ 100 (rubric v2.0)
Category

Cash Flow Management

Pricing model

$83/mo. — Business/Nonprofit Plans

Tier count

4

Free tier

No

Lowest paid entry

$83/mo

Self-serve / sales-only tiers

3 / 0

Public API docs

Auth-walled

Anonymous purchase path

No

Machine-readable pricing

Not published

Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from www.planguru.com/products/
Pricing model

Tier-based subscription

Actions
Open live pricing page
Verdict reflects Not Agent-Ready Yet status under rubric v2.0. Source observed at https://www.planguru.com/products/.
Agent-friendly features1 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

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CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
or ask your AI app
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About xpayAgency PartnersGitHubDiscordllms.txt
DevelopersDocumentationAPI ReferenceSDKs & LibrariesQuickstart GuideOpenAPI Spec
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