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  7. Roopya

Roopya logo

Roopya

Approaching Agent-Ready
Agent-Ready SaaS Index · roopya.money · scored 2026-05-09 · rubric v2.0
Score 61 / 100
Loan Origination
Self-serve checkout

Roopya scores 61/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; a public API exists with documentation.

See Roopya pricing summaryLive pricing page
Pricing
Roopya pricing
As of 2026-05-09 · roopya.money/pricing/
Professional
Contact sales
Core Lending System
Loan Origination System
Loan Management System
Collections System
Early Warning System
Business
Contact sales
Everything in Professional
AI‑Powered Modules
AI‑based Credit Scoring
Intelligent Document Processing
Advanced Fraud Detection
Score breakdown · rubric v2.0
How Roopya scores on the agent-ready dimensions

Public pricing visibility

15 / 15

Self-serve checkout

15 / 15

Public API + docs

16 / 20

Usage-based / metered pricing

8 / 20

Free entry path

0 / 7

No sales call required

7 / 7

Card / wallet / x402 payment

0 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10

Total
61 / 100
Agent purchase verdict
Can an autonomous agent transact here?
Human-assisted
LLM score: 65/100

Can create account

Yes

Can enter payment method

Unknown

Can upgrade plan

Yes

Can buy more usage

Yes

Can cancel online

Unknown

Payment methods

Unknown

Human approval recommended

No

Pricing transparency

full

Purchase motion

self_serve

Demo required

No

Quote required

No

Annual commit required

Unknown

Auto-renewal mentioned

No

Cancellation policy visible

No

Refund policy visible

No

Invoice payment available

Unknown

Purchase orders supported

Unknown

MSA required

Unknown

DPA available

Unknown

Security review required

Unknown

API readiness
API & developer surface

API-first product

Yes

Sandbox present

Unknown

Webhooks

Unknown

MCP mentioned

No

Enterprise signals
Trust & compliance

SSO / SAML

Unknown

RBAC

Yes

Audit logs

Yes

Competitive intel
Positioning & ecosystem
Headline

“Simple, Transparent Pricing”

Buyer persona

mid market
enterprise

Integrations mentioned
300+ pre‑integrated APIs
Value claims
Pay only for what you use
Agent purchase simulation
Six-step check: can an agent actually buy from Roopya?
◐

Discover price

✗

Select a plan

✗

Pay per task

✗

Avoid a sales call

✗

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • No clear agent-favorable signals were extracted on this scoring run.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • PPU requires account creation and an issued API key; a fully unauthenticated agent purchase is not yet supported.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How Roopya could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

false

headline_phrasing

Simple, Transparent Pricing — Choose the plan that fits your lending business needs. Pay only for what you use.

tier_count

0

lowest_paid_entry_usd

null

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

1

sales_only_tiers

0

public_api_docs_url

null

api_docs_auth_walled

null

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

true

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":true,"sitemap_xml":false,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: Simple, Transparent Pricing
CTAs (40): Contact Us · Lending Infra · Lending Platform Overview · Automated Customer Loan Journey · Loan Management System (LMS) · Loan Origination Platform · Small Ticket Loan Software Solution · Business and SME Loan Software Solution · Lending Analytics · Credit Risk Analytics · Credit Scorecard Development » · Credit Scorecard Development Overview
Contact Us Lending Infra Lending Platform Overview Automated Customer Loan Journey Loan Management System (LMS) Loan Origination Platform Small Ticket Loan Software Solution Business and SME Loan Software Solution Lending Analytics Lending Analytics Credit Risk Analytics Credit Scorecard Development » Credit Scorecard Development Overview Application Scorecard Development Exposure At Default or EAD Implementation Loss Given Default or LGD Implementation Expected Credit Loss or ECL Calculation Loan Pricing Analytics and Pricing Automation Credit Risk Model Validation Stress Testing of Credit Risk Model Embedded Finance Pricing Login Sign Up Contact Us Simple, Transparent Pricing Choose the plan that fits your lending business needs. Pay only for what you use. Pay after go live and after your first loan is processed Setup Fee ₹10,00,000 One-time setup cost Per Loan ₹100 Per loan processed on the platform API Calls Actuals Billed based on usage Professional Everything you need to run a modern lending business ₹100 per loan processed Core Lending System Loan Origination System Loan Management System Collections System Early Warning System Document Management Payment Processing APIs & Integrations 300+ Pre-integrated APIs Credit Bureau Integrations Payment Gateway Integration Verification Services Open API Architecture REST API Access Loan Products 20+ Pre-configured Loan Products Personal Loans Business Loans MSME Lending Standard Customer Journeys Product Templates Configuration…
You work at Roopya?
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Get the breakdown of every signal we measured, the one-line fix, and how your peers in Loan Origination stack up.

Evaluating Roopya?
Compare the agent-ready picks in Loan Origination.

If you're building or running an AI agent that needs to buy from this category, see who's scoring highest right now.

See agent-ready picks
Are you Roopya? Something off in this listing?
Agent-Ready Spec
Roopya
Approaching Agent-Ready

61

/ 100 (rubric v2.0)
Category

Loan Origination

Pricing model

Simple, Transparent Pricing — Choose the plan that fits your lending business needs. Pay only for what you use.

Tier count

0

Free tier

No

Lowest paid entry

Sales-led

Self-serve / sales-only tiers

1 / 0

Public API docs

Auth-walled

Anonymous purchase path

No

Machine-readable pricing

Not published

Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from roopya.money/pricing/
Pricing model

Tier-based subscription

Agent-purchase verdict
Human-assisted
65/100 · v2.1
Canonical answer

Roopya pricing starts at ₹100 per loan processed for the Professional plan; Business plan costs ₹135 per loan processed. A one‑time setup fee of ₹10,00,000 applies. Billed per loan processed.

Cheapest entry

Professional plan

Actions
Open live pricing page
Verdict reflects Approaching Agent-Ready status under rubric v2.0. Source observed at https://roopya.money/pricing/.
Agent-friendly features1 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

More in Loan Origination
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47
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42
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42
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CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
or ask your AI app
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