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  7. Splitwise

Splitwise logo

Splitwise

Not Agent-Ready Yet
Agent-Ready SaaS Index · splitwise.com · scored 2026-05-06 · rubric v1.1
Score 16 / 100
Expense Management

Splitwise's pricing URL resolves, but plan structure is not surfaced clearly enough for an agent to enumerate without hand-parsing. No per-unit price was found on the page; an agent has no direct way to estimate the cost of a single task. All advertised paths route to a sales conversation rather than a self-serve checkout. No public API documentation URL was discovered.

See Splitwise pricing summaryLive pricing page
Pricing
Splitwise pricing
As of 2026-05-09 · www.splitwise.com/
Pricing — verifying
We’re still verifying Splitwise’s pricing

Pricing details (e.g., Pro plan price) are not present in the provided body text, so most monetary fields are null. Free tier is clearly mentioned, allowing basic usage without cost.

Source of truth: www.splitwise.com/

Score breakdown · rubric v1.1
How Splitwise scores on the agent-ready dimensions

Public pricing

10 / 15

Usage-based / metered

0 / 25

Self-serve checkout

0 / 15

Public API

0 / 15

Low / no minimum

0 / 10

Unauth automated payment

0 / 10

Bonus (machine-readable pricing)On top of /100 base

0 / 5

Total
16 / 100
Agent purchase simulation
Six-step check: can an agent actually buy from Splitwise?
✓

Discover price

◐

Select a plan

✗

Pay per task

✗

Avoid a sales call

✗

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How Splitwise could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

true

headline_phrasing

Less stress when sharing expenses on trips. Less stress when sharing expenses with housemates. Less stress when sharing expenses with your partner. Less stress when sharing expenses with anyone. — Keep track of your shared expenses and balances with housemates, trips, groups, friends, and family.

tier_count

1

lowest_paid_entry_usd

null

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

0

sales_only_tiers

1

public_api_docs_url

null

api_docs_auth_walled

null

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

false

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: Less stress when sharing expenses on trips. Less stress when sharing expenses with housemates. Less stress when sharing expenses with your partner. Less stress when sharing expenses with anyone. · Track balances
CTAs (25): Log in · Sign up · iPhone · Android · Download the app · “Fundamental” for tracking finances. As good as WhatsApp for containing awkwardn · Makes it easy to split everything from your dinner bill to rent. NY Times · I never fight with roommates over bills because of this genius expense-splitting · About · Press · Blog · Jobs
Log in Sign up Less stress when sharing expenses on trips. Less stress when sharing expenses with housemates. Less stress when sharing expenses with your partner. Less stress when sharing expenses with anyone. Keep track of your shared expenses and balances with housemates, trips, groups, friends, and family. Sign up Free for iPhone , Android , and web. Download the app Keep track of your shared expenses and balances with housemates, trips, groups, friends, and family. Free for iPhone , Android , and web. Track balances Keep track of shared expenses, balances, and who owes who. Organize expenses Split expenses with any group: trips, housemates, friends, and family. Add expenses easily Quickly add expenses on the go before you forget who paid. Pay friends back Settle up with a friend and record any cash or online payment. Get even more with PRO Get even more organized with receipt scanning, charts and graphs, currency conversion, and more! Sign up The whole nine yards Add groups and friends Split expenses, record debts Equal or unequal splits Split by % or shares Calculate total balances Simplify debts Recurring expenses Offline mode Cloud sync Spending totals Categorize expenses 7+ languages 100+ currencies Payment integrations Unlimited expenses Transaction import Currency conversion Receipt scanning Itemization Charts and graphs Expense search Save default splits A totally ad-free experience Early access to new features Core features Pro features “Fundamental” for tracking …
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Get the breakdown of every signal we measured, the one-line fix, and how your peers in Expense Management stack up.

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Are you Splitwise? Something off in this listing?
Agent-Ready Spec
Splitwise
Not Agent-Ready Yet

16

/ 100 (rubric v1.1)
Category

Expense Management

Pricing model

Not advertised

Tier count

1

Free tier

No

Lowest paid entry

Sales-led

Self-serve / sales-only tiers

0 / 1

Public API docs

Auth-walled

Anonymous purchase path

No

Machine-readable pricing

Not published

Last refreshed

2026-05-06

Actions
Open live pricing page
Verdict reflects Not Agent-Ready Yet status under rubric v1.1. Source observed at https://www.splitwise.com/.
Agent-friendly features1 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

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