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  7. Venmo for Business

Venmo for Business logo

Venmo for Business

Approaching Agent-Ready
Agent-Ready SaaS Index · venmo.com · scored 2026-05-09 · rubric v2.0
Score 66 / 100
Payment Processing
Public API

Venmo for Business scores 66/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; usage-based / per-token pricing is published.

See Venmo for Business pricing summaryLive pricing page
Pricing
Venmo for Business pricing
As of 2026-05-09 · venmo.com/business/start/
Per-model pricing
2 SKUs priced per transaction
Model / SKUInputOutput

Direct/QRC payment fee

plus 1.9% of transaction amount

$0.1 / transaction

—

Tap to Pay fee

plus 2.9% of transaction amount

$0.09 / transaction

—

Score breakdown · rubric v2.0
How Venmo for Business scores on the agent-ready dimensions

Public pricing visibility

15 / 15

Self-serve checkout

15 / 15

Public API + docs

0 / 20

Usage-based / metered pricing

20 / 20

Free entry path

4 / 7

No sales call required

7 / 7

Card / wallet / x402 payment

5 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10

Total
66 / 100
Effective pricing
What it actually costs at typical scale
1 direct payment of $100
$2/mo
· $100 transaction via direct or QR code· Fee = 1.9% + $0.10
Confidence: high
Agent purchase verdict
Can an autonomous agent transact here?
Agent-ready
LLM score: 70/100

Can create account

Yes

Can enter payment method

Yes

Can upgrade plan

No

Can buy more usage

Yes

Can cancel online

Yes

Payment methods

card

Human approval recommended

No

Pricing transparency

full

Purchase motion

self_serve

Demo required

No

Quote required

No

Annual commit required

No

Auto-renewal mentioned

No

Cancellation policy visible

No

Refund policy visible

No

Invoice payment available

Unknown

Purchase orders supported

Unknown

MSA required

Unknown

DPA available

Unknown

Security review required

Unknown

Competitive intel
Positioning & ecosystem
Headline

“Do business with Venmo.”

Buyer persona

smb
mid market

Agent purchase simulation
Six-step check: can an agent actually buy from Venmo for Business?
✓

Discover price

◐

Select a plan

✗

Pay per task

✗

Avoid a sales call

◐

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How Venmo for Business could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

true

headline_phrasing

Do business — Accept cards and Venmo anywhere you do business, including Tap to Pay straight from your phone. No extra hardware needed.

tier_count

1

lowest_paid_entry_usd

null

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

0

sales_only_tiers

1

public_api_docs_url

https://venmo.com/business/profiles

api_docs_auth_walled

false

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

false

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: Do business · with Venmo.
CTAs (40): venmo header logo · Send & Receive · How it works · Manage balance · Direct Deposit · Crypto · Send a gift · Purchase Protection · Financial education · Pay with Venmo · Ways to pay · Pay businesses
Price tokens (2): $0.10 · $0.09
venmo header logoSend & ReceiveHow it worksManage balanceDirect DepositCryptoSend a giftPurchase ProtectionFinancial educationPay with VenmoWays to payPay businessesPay in apps & onlineBrands that accept VenmoVenmo Debit CardVenmo Teen Debit CardCollege-branded debit cardsVenmo Credit CardVenmo Stash rewardsFinancial educationVenmo for BusinessWays to get paidAccept Venmo paymentsAccept Venmo in apps & onlineFinancial educationHelp CenterLog inSign upDo businesswith Venmo. Accept cards and Venmo anywhere you do business, including Tap to Pay straight from your phone. No extra hardware needed. See how Venmo pays off. With a Venmo business profile, you can get paid your way—cards, wallets, Venmo—and keep business income separate from your personal feed. It’s simple, organized, and professional. Learn moreAccept Venmoin your apps and online. Let your customers pay with Venmo in your apps or mobile site for an easy, familiar checkout. Learn moreGet Venmo for your business. Give your customers a way to pay that they know and trust. Scan to download the Venmo appDownload VenmoDownload the Venmo app Download the Venmo app FAQ How much does Venmo charge for business transactions? There are no monthly or setup fees for a Venmo business profile. You pay a low, standard fee for payments you receive from customers. The rate is 1.9% + $0.10 of the payment for direct and QRC payments and 2.9% + $0.09 for Tap to Pay transactions. Fees are in line with industry standards and are non-refundab…
You work at Venmo for Business?
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Are you Venmo for Business? Something off in this listing?
Agent-Ready Spec
Venmo for Business
Approaching Agent-Ready

66

/ 100 (rubric v2.0)
Category

Payment Processing

Pricing model

Not advertised

Tier count

1

Free tier

No

Lowest paid entry

Sales-led

Self-serve / sales-only tiers

0 / 1

Public API docs

Public

Anonymous purchase path

No

Machine-readable pricing

Not published

Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from venmo.com/business/start/
Pricing model

Per-model / per-SKU pricing

Agent-purchase verdict
Agent-ready
70/100 · v2.1
Canonical answer

Venmo for Business pricing has no monthly or setup fees; you pay 1.9% + $0.10 per direct or QR code payment and 2.9% + $0.09 per Tap to Pay transaction.

Cheapest entry

Sign up for Venmo Business profile

Actions
Open live pricing page
Verdict reflects Approaching Agent-Ready status under rubric v2.0. Source observed at https://venmo.com/business/start/.
Agent-friendly features1 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

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CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
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