Wave
Not Agent-Ready Yet
Wave scores 30/100 on xpay's Agent-Ready Index v2: partial pricing visibility; checkout requires assistance.
Pricing
As of 2026-05-09 · www.waveapps.com/pricingWave pricing
Starter
Free
foreverCreate unlimited estimates, invoices, bills, and bookkeeping records
Option to accept online payments
Invoice on-the-go with mobile app
Manage cash flow and customers in one dashboard
Pro
$19/mo
Everything in Starter, plus auto-import bank transactions
Auto-merge and categorize bank transactions
Digitally capture unlimited receipts and track expenses
Automate late payment reminders
Discounted online payment rates
Pro (Annual)
$190/yr
~$16/mo equivEverything in Starter, plus auto-import bank transactions
Auto-merge and categorize bank transactions
Digitally capture unlimited receipts and track expenses
Automate late payment reminders
Discounted online payment rates
Wave Advisors
Sales
$199/mo
Includes Pro Plan features
Dedicated bookkeeper to keep books accurate
Monthly financial statements prepared
Expert support for bookkeeping questions
Tax time preparation with clean organized books
Score breakdown · rubric v2.0
How Wave scores on the agent-ready dimensions
Public pricing visibility
15 / 15
Self-serve checkout
11 / 15
Public API + docs
0 / 20
Usage-based / metered pricing
0 / 20
Free entry path
4 / 7
No sales call required
0 / 7
Card / wallet / x402 payment
0 / 6
Machine-readable bonus (MCP / OpenAPI)
0 / 10
Total
30 / 100
Agent purchase simulation
Six-step check: can an agent actually buy from Wave?
✓
Discover price
✓
Select a plan
✗
Pay per task
✓
Avoid a sales call
◐
API docs without auth
✗
Estimate cost upfront
Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.✓ For an AI agent
- Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
- Every advertised tier is self-serve; no tier requires scheduling a call.
◐ Opportunities for the provider
- No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
- API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
- PPU requires account creation and an issued API key; a fully unauthenticated agent purchase is not yet supported.
- No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How Wave could lift its score
Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.
| pricing_visible | true |
| headline_phrasing | Plans to make yourplans happen — Just starting your business or looking for the basics? This is the place. |
| tier_count | 5 |
| lowest_paid_entry_usd | 25 |
| free_tier | false |
| free_tier_terms | null |
| per_unit_price | null |
| annual_required | true |
| self_serve_paid_tiers | 5 |
| sales_only_tiers | 0 |
| public_api_docs_url | https://www.waveapps.com/ |
| api_docs_auth_walled | false |
| ai_pricing_json_present | false |
| agents_txt_present | false |
| anonymous_purchase_path | false |
| per_unit_classification | null |
| usage_headline_present | false |
| custom_tier_present | false |
| agent_friendly | {"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false} |
View raw extracted page text →
Page heading: Plans to make yourplans happen
CTAs (40): Skip to Main Content · AccountingTrack income and expenses for more accurate books · ReceiptsScan and store receipts to track and organize expenses · Mobile appManage invoices, expenses, and receipts on-the-go · InvoicingSend professional invoices and wow clients · Estimates & DepositsCreate estimates and collect deposits to secure projects · PaymentsAccept credit cards and bank payments to get paid fast · PayrollRun payroll for employees or contractors with peace of mind · Let Wave do the heavy-liftingPro planLook polished and save time on admin tasks · Advisors · Pricing · Blog
Price tokens (50): $50 · $38 · $50 · $38 · $0 · $0.60 per credit card transa · $0.60 per Amex transactionIn · $19 · $19 · $9.50 · $28.50 · $25
Skip to Main ContentSolutionsStay organized & tax-readyAccountingTrack income and expenses for more accurate booksReceiptsScan and store receipts to track and organize expensesMobile appManage invoices, expenses, and receipts on-the-goGet paidInvoicingSend professional invoices and wow clientsEstimates & DepositsCreate estimates and collect deposits to secure projectsPaymentsAccept credit cards and bank payments to get paid fastPay yourself & your teamPayrollRun payroll for employees or contractors with peace of mindLet Wave do the heavy-liftingPro planLook polished and save time on admin tasksAdvisorsPricingResourcesBlogBookkeeping & AccountingSmall business taxesBusiness planningCash flowFinancial statementsEntrepreneurshipTax season prepSmall business tax season guideTax season checklistWhat is a profit and loss statement?What is a balance sheet?Bookkeeping how-tosSmall business bookkeeping guideDaily bookkeeping checklistMonth-end accounting checklistWhat is a cash flow statement?Compare WaveWave vs. QuickBooksWave vs. HoneybookWave vs. FreshbooksWave vs. XeroWave vs. ZipbooksWave vs. SageSupportHow support worksHelp centerStatus pageTax ReadinessLog inGet started for freeGet started for freeYour accountSolutionsBackStay organized & tax-readyAccountingTrack income and expenses for more accurate booksReceiptsScan and store receipts to track and organize expensesMobile appManage invoices, expenses, and receipts on-the-goGet paidInvoicingSend professional invoices and wow cl…
You work at Wave?
Claim this scorecard & lift your score.
Get the breakdown of every signal we measured, the one-line fix, and how your peers in Accounting stack up.
Evaluating Wave?
Compare the agent-ready picks in Accounting.
If you're building or running an AI agent that needs to buy from this category, see who's scoring highest right now.
See agent-ready picksAre you Wave? Something off in this listing?
Agent-Ready Spec
Wave
Not Agent-Ready Yet
30
/ 100 (rubric v2.0)Category
Accounting
Pricing model
Plans to make yourplans happen — Just starting your business or looking for the basics? This is the place.
Tier count
5
Free tier
No
Lowest paid entry
$25/mo
Self-serve / sales-only tiers
5 / 0
Public API docs
Public
Anonymous purchase path
No
Machine-readable pricing
Not published
Last refreshed
2026-05-09
Pricing intelligenceInsights extracted from www.waveapps.com/pricing
Pricing model
Tier-based subscription
ActionsVerdict reflects Not Agent-Ready Yet status under rubric v2.0. Source observed at https://www.waveapps.com/pricing.
Agent-friendly features1 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.ai-pricing.json
agents.txt
llms.txt
sitemap.xml
MCP Server Card
Agent Skills
x402 / MPP
More in Accounting
sage.com
zoho.com
countingup.comsage.com
oneup.com
slickpie.com
automa8e.com
certify.com
Compare Wave with peers
Highest-scoring companies in the same category that an AI agent might evaluate as an alternative.Sage Accounting (Sage One)
72
Approaching Agent-Ready
Zoho Books
69
Approaching Agent-Ready
Countingup
66
Approaching Agent-Ready
Sage Business Cloud Accounting
65
Approaching Agent-Ready
OneUp
64
Approaching Agent-Ready
SlickPie
64
Approaching Agent-Ready
Automa8e
64
Approaching Agent-Ready
Certify
63
Approaching Agent-Ready
Explore the Agent-Ready SaaS Index
25,480+ SaaS scored on agent-buyability — browse by readiness band, category, or jump straight to a pay-per-run tool on xpay.tools.
Browse by agent-readiness band
Browse by category
Available pay-per-run on xpay.tools