This is an info Alert.
x402 Logo
  • Product
    • Become Agent-Ready
      • Merchants
        Agentic Commerce — list your store across ChatGPT, Gemini, Claude & Perplexity
      • Publishers
        Monetize your content when AI agents read, cite, or train on it
      • SaaS Companies
        Treat AI agents as first-class customers with agent-priced checkout
    • Monetize
      • Monetize MCP Server
        Charge per call on any MCP server in 2 minutes
      • Monetize AI Agents
        Turn n8n, Zapier, Activepieces workflows into revenue
      • Agent Feed
        Pay-per-query access to licensed publisher content for your agents
  • Resources
    • xpay Ecosystem
      • xpay✦ Tools
        1,000+ pay-per-use tools for your AI agents
      • Agent-Ready SaaS Index
        25,481 SaaS scored on agent-buyability
      • SaaS Pricing Database
        Pricing pages indexed across 1,000+ categories
      • GitHub
        Open source repositories
    • Agent Building
      • Agent Frameworks
        AI frameworks for building multi-agent systems
      • x402 Integration
        AI frameworks with x402 payment integration
      • Networks
        Blockchain networks supporting x402
    • Company
      • About xpay✦
        Our mission, products, and protocols
      • Blog
        Latest insights and updates
      • Docs
        Complete xpay documentation
  • Pricing
  • Blog
  • Docs
Get Started

  1. Home

  2. /

  3. Agent-Ready SaaS Index

  4. /

  5. Digital Banking Platforms

  6. /

  7. Zil.US

Zil.US logo

Zil.US

Not Agent-Ready Yet
Agent-Ready SaaS Index · zil.us · scored 2026-05-09 · rubric v2.0
Score 11 / 100
Digital Banking Platforms
Self-serve checkout
Public API

Zil.US scores 11/100 on xpay's Agent-Ready Index v2: partial pricing visibility; a free entry path exists.

See Zil.US pricing summaryLive pricing page
Pricing
Zil.US pricing
As of 2026-05-09 · zil.us/
Sales-led pricing

The page lists only zero‑fee statements and a free sign‑up, with no public subscription or usage pricing. Therefore the product is classified as sales_only with free tier available.

Score breakdown · rubric v2.0
How Zil.US scores on the agent-ready dimensions

Public pricing visibility

2 / 15

Self-serve checkout

0 / 15

Public API + docs

0 / 20

Usage-based / metered pricing

0 / 20

Free entry path

7 / 7

No sales call required

2 / 7

Card / wallet / x402 payment

0 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10

Total
11 / 100
Agent purchase verdict
Can an autonomous agent transact here?
Sales-gated
LLM score: 10/100

Can create account

Yes

Can enter payment method

No

Can upgrade plan

No

Can buy more usage

No

Can cancel online

No

Payment methods

Unknown

Human approval recommended

Yes

Pricing transparency

contact_only

Purchase motion

sales_led

Demo required

Yes

Quote required

Unknown

Annual commit required

Unknown

Auto-renewal mentioned

No

Cancellation policy visible

No

Refund policy visible

No

Invoice payment available

Unknown

Purchase orders supported

Unknown

MSA required

Unknown

DPA available

Unknown

Security review required

Unknown

Enterprise signals
Trust & compliance

SSO / SAML

Unknown

RBAC

Unknown

Audit logs

Unknown

Data residency

US

Competitive intel
Positioning & ecosystem
Headline

“Unlocking Next-Gen API Payment Solutions”

Buyer persona

smb
mid market
enterprise
developer

Agent purchase simulation
Six-step check: can an agent actually buy from Zil.US?
✓

Discover price

◐

Select a plan

✗

Pay per task

✗

Avoid a sales call

◐

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • PPU requires account creation and an issued API key; a fully unauthenticated agent purchase is not yet supported.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
One-line fix
How Zil.US could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

true

headline_phrasing

Unlocking Next-Gen API Payment Solutions — Broaden your connections, transmit funds in the blink of an eye via ACH, wire transfers, and virtual cards, and enjoy benefits at a low cost. Streamline your procedures and mitigate financial transaction risks for a smooth and secure experience with Zil.US.

tier_count

2

lowest_paid_entry_usd

null

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

2

sales_only_tiers

0

public_api_docs_url

https://zil.us/api/

api_docs_auth_walled

false

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

false

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":true,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: Unlocking Next-Gen API Payment Solutions
CTAs (33): Features · ACH/Direct Deposit · Domestic Wire · International Wire · Virtual Card · Online Payments · Multiple Business Acc. · Pricing · FAQ · API · About · Contact
Price tokens (3): $10 · $10 · $10
Features ACH/Direct Deposit Domestic Wire International Wire Virtual Card Online Payments Multiple Business Acc. Pricing FAQ API About Contact Book A Demo Log In Sign Up Unlocking Next-Gen API Payment Solutions Broaden your connections, transmit funds in the blink of an eye via ACH, wire transfers, and virtual cards, and enjoy benefits at a low cost. Streamline your procedures and mitigate financial transaction risks for a smooth and secure experience with Zil.US. Sign Up Free Book A Demo Zil US powered by Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks. We Offer You the Best 0 initial fee No initial fees or hidden fees to open an account with us. 0 maintenance fees Enjoy hassle-free payment services with no maintenance fees. 0 minimum deposit Start your payment journey with zero minimum deposit. 0 initial fee No initial fees or hidden fees to open account with us. 0 maintenance fees Enjoy hassle-free payment services with no maintenance fees. 0 minimum deposit Start your Payment journey with zero minimum deposit. SERVICES Experience the Power of Next-Generation Cloud Payment Solutions at Zil.US SaaS Platform, Revolutionizing the Finance Industry Payment Platform Enjoy US payment experience online at zero hidden fees and streamline your operations from anywhere, anytime. ACH Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs. Wire Transfer Send or receive funds domestically or internati…
You work at Zil.US?
Claim this scorecard & lift your score.

Get the breakdown of every signal we measured, the one-line fix, and how your peers in Digital Banking Platforms stack up.

Evaluating Zil.US?
Compare the agent-ready picks in Digital Banking Platforms.

If you're building or running an AI agent that needs to buy from this category, see who's scoring highest right now.

See agent-ready picks
Are you Zil.US? Something off in this listing?
Agent-Ready Spec
Zil.US
Not Agent-Ready Yet

11

/ 100 (rubric v2.0)
Category

Digital Banking Platforms

Pricing model

Not advertised

Tier count

2

Free tier

No

Lowest paid entry

Sales-led

Self-serve / sales-only tiers

2 / 0

Public API docs

Public

Anonymous purchase path

No

Machine-readable pricing

Not published

Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from zil.us/
Pricing model

Sales-led pricing

Agent-purchase verdict
Sales-gated
10/100 · v2.1
Cheapest entry

Free plan (Free)

Actions
Open live pricing page
Verdict reflects Not Agent-Ready Yet status under rubric v2.0. Source observed at https://zil.us/.
Agent-friendly features2 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

More in Digital Banking Platforms
Compare Zil.US with peers
Highest-scoring companies in the same category that an AI agent might evaluate as an alternative.
Holdings
66
getholdings.com
Approaching Agent-Ready
Narvi Payments
30
narvi.com
Not Agent-Ready Yet
BANKABLE
23
bnkbl.com
Not Agent-Ready Yet
UltimaBanq
22
ultimabanq.com
Not Agent-Ready Yet
Thought Machine
20
thoughtmachine.net
Not Agent-Ready Yet
awamo 360
19
awamo.com
Not Agent-Ready Yet
BANKTRON
18
etronika.com
Not Agent-Ready Yet
Mambu
14
mambu.com
Not Agent-Ready Yet
Browse all Digital Banking Platforms →

Explore the Agent-Ready SaaS Index

25,480+ SaaS scored on agent-buyability — browse by readiness band, category, or jump straight to a pay-per-run tool on xpay.tools.

Browse by agent-readiness band
Agent-Ready Verified(448)Approaching Agent-Ready(2,513)Partially Agent-Ready(6,407)Not Agent-Ready Yet(16,112)See full index
Browse by category
CRM(500)Content Creation(414)Chatbots(407)AI Writing Assistant(394)Social Media Management(381)Website Builder(343)Seo(317)Project Management(288)Scheduling(270)Survey User Feedback(265)Email Marketing(252)Hr(237)All categories
Available pay-per-run on xpay.tools
FirecrawlExaTavilyApolloHunterJina AIBright DataContext7Alpha VantageReplicatePerplexityParallelBrowse all xpay.tools
x402 Logo

The agent-readiness stack for the AI shopping era — helping merchants, publishers and SaaS companies get discovered, cited and transacted with by ChatGPT, Perplexity, Claude, Gemini and the custom shopping agents underneath them.

CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
or ask your AI app
Company
About xpayAgency PartnersGitHubDiscordllms.txt
DevelopersDocumentationAPI ReferenceSDKs & LibrariesQuickstart GuideOpenAPI Spec
Stay Updated
Occasional product updates and agent-readiness playbooks from xpay (Agentically Inc.) — typically a couple of emails a month. Double opt-in: we email you a link to confirm before sending anything, and every email has one-click unsubscribe.
Social
  • For Publishers
    • News
    • Finance
    • Dev / Tech
    • Travel
    • View all verticals
  • Agent Feed
    • AI Search Engines
    • RAG Builders
    • Browser Agents
    • Vertical Research
    • Browse full catalog
  • Agent-Ready Index
    • SaaS Pricing Database
    • Agent-Ready SaaS Index
    • Verified band
    • AI & ML
    • Sales & CRM
  • Products
    • Pricing Widget
    • Monetize MCP Server
    • Paywall
    • Smart Proxy
    • Monetize AI Agents
    • xpay x402 Facilitator
  • Agentic Economy
    • Timeline
    • Resources
    • Manifesto
    • Stack
  • Agentic Commerce
    • Get listed
    • xpay Listings · Amazon + Google
    • Pricing
    • Free audit
    • Shopify
    • WooCommerce
    • Apparel & Accessories
    • Health & Beauty
    • Overview
  • Commerce Index
    • Agentic Commerce Ready Index
    • Methodology
    • Pet brands · WooCommerce
    • Pet brands · Shopify
  • Marketplace
    • 🛍️ xpay.deals — agentic storefront for deals
  • Protocols
    • Overview
    • x402
    • MPP
    • UCP
    • ACP
    • AP2
    • TAP
    • A2A
  • Agent Frameworks
    • Overview
    • LangChain
    • CrewAI
    • Claude MCP
    • AutoGPT
    • LangChain vs Mastra
    • LangGraph vs Pydantic AI
  • Company
    • About xpay
    • Blog
    • Docs
    • GitHub
© 2025 Agentically Inc. All rights reserved.
Privacy PolicyTerms of UseAcceptable Use Policy