Plastiq Pricing

Plastiq charges a 2.99% fee for card payments, $0.99 per ACH/EFT, $1.49 per paper check, and wire transfers start at $8.99 domestic or $39 international; no subscription fees.

Plastiq is priced per usage rather than per seat. Sign up for an API key, then pay per call.

Plastiq does not advertise a free tier on its public pricing page as of 2026-05-06. A free trial may be available on request.

Yes — Plastiq's purchase motion is self-serve. A checkout URL is published on the pricing page. No demo is required.

xpay scored Plastiq as agent-ready: every advertised plan is self-serve with public pricing. Plastiq's pricing page did not render numeric tier data on the scoring date. No per-unit price was found on the page; an agent has no direct way to estimate the cost of a single task. All advertised paths route to a sales conversation rather than a self-serve checkout. No public API documentation URL was discovered. For the full purchase simulation see the linked Agent-Ready Index scorecard.

In the Payment Processing category, xpay's Agent-Ready Index lists alternatives ranked by their ability to support AI agent purchase. Visit the agent-readiness scorecard for Plastiq to compare with 3 nearest peers.