Plastiq
Plastiq scores 52/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; usage-based / per-token pricing is published.
Plastiq pricing
Sign up, get an API key, pay per call
Self-serve checkout with public pricing — an autonomous agent can complete the purchase without a sales call.
How Plastiq scores on the agent-ready dimensions
Public pricing visibility
12 / 15
Self-serve checkout
15 / 15
Public API + docs
0 / 20
Usage-based / metered pricing
13 / 20
Free entry path
0 / 7
No sales call required
7 / 7
Card / wallet / x402 payment
5 / 6
Machine-readable bonus (MCP / OpenAPI)
0 / 10
Total
52 / 100
What it actually costs at typical scale
$10,000 card payment
$299/mo
Can an autonomous agent transact here?
Can create account
Can enter payment method
Can upgrade plan
Can buy more usage
Can cancel online
Payment methods
Human approval recommended
Pricing transparency
full
Purchase motion
self_serve
Demo required
Quote required
Annual commit required
Auto-renewal mentioned
Cancellation policy visible
Refund policy visible
Invoice payment available
Unknown
Purchase orders supported
Unknown
MSA required
Unknown
DPA available
Unknown
Security review required
Unknown
Positioning & ecosystem
Buyer persona
Six-step check: can an agent actually buy from Plastiq?
Discover price
Select a plan
Pay per task
Avoid a sales call
API docs without auth
Estimate cost upfront
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.- Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
- Every advertised tier is self-serve; no tier requires scheduling a call.
- No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
- API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
- No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
- The pricing URL did not render numeric tier data on the scoring date — possibly a router or sales-led landing page.
How Plastiq could lift its score
Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.
| pricing_visible | false |
| headline_phrasing | Make & Accept Payments at Low or No Cost | Plastiq | All in One Place — Pay by card-even when it's not accepted. |
| tier_count | 0 |
| lowest_paid_entry_usd | null |
| free_tier | false |
| free_tier_terms | null |
| per_unit_price | null |
| annual_required | false |
| self_serve_paid_tiers | 0 |
| sales_only_tiers | 1 |
| public_api_docs_url | null |
| api_docs_auth_walled | null |
| ai_pricing_json_present | false |
| agents_txt_present | false |
| anonymous_purchase_path | false |
| per_unit_classification | null |
| usage_headline_present | false |
| custom_tier_present | false |
| agent_friendly | {"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false} |
View raw extracted page text →
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See agent-ready picksPlastiq
52
/ 100 (rubric v2.0)Payment Processing
Make & Accept Payments at Low or No Cost | Plastiq | All in One Place — Pay by card-even when it's not accepted.
0
No
Sales-led
0 / 1
Auth-walled
No
Not published
2026-05-09
Pay-as-you-go API
Plastiq charges a 2.99% fee for card payments, $0.99 per ACH/EFT, $1.49 per paper check, and wire transfers start at $8.99 domestic or $39 international; no subscription fees.
Pay per transaction
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.ai-pricing.json
agents.txt
llms.txt
sitemap.xml
MCP Server Card
Agent Skills
x402 / MPP
Compare Plastiq with peers
Highest-scoring companies in the same category that an AI agent might evaluate as an alternative.Dodo Payments
82
Pin Payments
77
Stripe Payments
75
GoCardless
72
GETTRX
68
Braintree Direct
66
PayJunction
62
Venmo for Business
61
Explore the Agent-Ready SaaS Index
25,480+ SaaS scored on agent-buyability — browse by readiness band, category, or jump straight to a pay-per-run tool on xpay.tools.