Mastercard Finicity
Mastercard Finicity's pricing page did not render numeric tier data on the scoring date. No per-unit price was found on the page; an agent has no direct way to estimate the cost of a single task. All advertised paths route to a sales conversation rather than a self-serve checkout. API documentation is published, but the endpoint we found returned an auth-walled response.
Page redirects to Mastercard Open Finance overview (no pricing section)
Contact sales
How Mastercard Finicity scores on the agent-ready dimensions
Public pricing
0 / 15
Usage-based / metered
0 / 25
Self-serve checkout
0 / 15
Public API
8 / 15
Low / no minimum
0 / 10
Unauth automated payment
0 / 10
Bonus (machine-readable pricing)On top of /100 base
0 / 5
Total
8 / 100
Six-step check: can an agent actually buy from Mastercard Finicity?
Discover price
https://www.finicity.com/pricing/ redirects to https://www.mastercard.com/us/en/business/open-finance.html with no pricingSelect a plan
No tiers at https://www.mastercard.com/us/en/business/open-finance.htmlPay per task
No per-unit price on the redirected pageAvoid a sales call
Only path is https://www.mastercard.com/us/en/contact-sales.htmlAPI docs without auth
https://developer.mastercard.com/open-banking-us/documentation/ accessibleEstimate cost upfront
No per-unit price visible publiclyPros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-03. Not a review of the product — only of its current pricing posture for agent buyers.- API documentation is reachable without a login — discovery and integration can happen in one session.
- No tier numbers were visible on the public pricing page during the scoring fetch — agents cannot evaluate cost without a sales conversation.
- No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
- All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
- No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
- The pricing URL did not render numeric tier data on the scoring date — possibly a router or sales-led landing page.
How Mastercard Finicity could lift its score
Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.
- Restore a Finicity (or Mastercard Open Banking) pricing page with at least sandbox / starter / enterprise tiers and indicative per-call costs.
- Add a self-serve PAYG signup that issues sandbox keys via card without a sales call, mirroring the current Mastercard Developers signup.
- Publish a structured pricing manifest at /.well-known/ai-pricing.json so agents can compare the Mastercard data network programmatically.
| pricing_visible | false |
| headline_phrasing | Page redirects to Mastercard Open Finance overview (no pricing section) |
| tier_count | 0 |
| lowest_paid_entry_usd | null |
| free_tier | false |
| free_tier_terms | null |
| per_unit_price | null |
| annual_required | null |
| self_serve_paid_tiers | 0 |
| sales_only_tiers | 1 |
| public_api_docs_url | https://developer.mastercard.com/open-banking-us/documentation/ |
| api_docs_auth_walled | null |
| ai_pricing_json_present | false |
| agents_txt_present | false |
| anonymous_purchase_path | false |
| agent_friendly | {"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":false,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false} |
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See agent-ready picksMastercard Finicity
8
/ 100 (rubric v1.1)Financial Data APIs
Page redirects to Mastercard Open Finance overview (no pricing section)
0
No
Sales-led
0 / 1
Public
No
Not published
2026-05-03
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.ai-pricing.json
agents.txt
llms.txt
sitemap.xml
MCP Server Card
Agent Skills
x402 / MPP
Compare Mastercard Finicity with peers
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