Forwardly
Forwardly scores 69/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; usage-based / per-token pricing is published; a free entry path exists.
Forwardly pricing
5 SKUs priced per transaction
| Model / SKU | Input | Output |
|---|---|---|
Standard ACH 5 free incoming and 5 outgoing per month included in free tier | $0.5 / transaction | — |
Next-day ACH 1% of transaction amount, minimum $1, maximum $3 | — | — |
Same-day ACH 1% of transaction amount, minimum $1, maximum $4 | — | — |
Instant bank transfer 1% of transaction amount, minimum $1, maximum $5 | — | — |
Card payment 2.99% of transaction amount plus $0.25 settlement fee per batch | — | — |
How Forwardly scores on the agent-ready dimensions
Public pricing visibility
15 / 15
Self-serve checkout
15 / 15
Public API + docs
0 / 20
Usage-based / metered pricing
20 / 20
Free entry path
7 / 7
No sales call required
7 / 7
Card / wallet / x402 payment
5 / 6
Machine-readable bonus (MCP / OpenAPI)
0 / 10
Total
69 / 100
What it actually costs at typical scale
10 standard ACH transactions (5 incoming, 5 outgoing) after free tier
$5/mo
100 mixed transactions each $100 (30 next-day ACH, 30 same-day ACH, 30 instant, 20 card)
$154.8/mo
Can an autonomous agent transact here?
Can create account
Can enter payment method
Can upgrade plan
Can buy more usage
Can cancel online
Payment methods
Human approval recommended
Pricing transparency
full
Purchase motion
self_serve
Demo required
Quote required
Annual commit required
Auto-renewal mentioned
Cancellation policy visible
Refund policy visible
Invoice payment available
Unknown
Purchase orders supported
Unknown
MSA required
Unknown
DPA available
Unknown
Security review required
Unknown
Trial
30 days (no card)
Trust & compliance
SSO / SAML
Unknown
RBAC
Unknown
Audit logs
Unknown
Data residency
Positioning & ecosystem
“Smarter payments start here. Start your 30-day trial.”
Buyer persona
Six-step check: can an agent actually buy from Forwardly?
Discover price
Select a plan
Pay per task
Avoid a sales call
API docs without auth
Estimate cost upfront
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.- Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
- No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
- All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
- API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
- PPU requires account creation and an issued API key; a fully unauthenticated agent purchase is not yet supported.
- No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
How Forwardly could lift its score
Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.
| pricing_visible | true |
| headline_phrasing | Forwardly Pricing | Modern Business Payment Solutions — Forwardly makes vendor and invoice payments fast, secure, and predictable. US businesses can get started with a 30-day free trial covering bank transfers with zero processing fees. |
| tier_count | 3 |
| lowest_paid_entry_usd | 0 |
| free_tier | false |
| free_tier_terms | null |
| per_unit_price | null |
| annual_required | false |
| self_serve_paid_tiers | 2 |
| sales_only_tiers | 0 |
| public_api_docs_url | null |
| api_docs_auth_walled | null |
| ai_pricing_json_present | false |
| agents_txt_present | false |
| anonymous_purchase_path | false |
| per_unit_classification | null |
| usage_headline_present | false |
| custom_tier_present | true |
| agent_friendly | {"ai_pricing_json":false,"agents_txt":false,"llms_txt":true,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false} |
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See agent-ready picksForwardly
69
/ 100 (rubric v2.0)Payment Gateway
Not advertised
3
No
Free
2 / 0
Auth-walled
No
Not published
2026-05-09
Per-model / per-SKU pricing
Forwardly pricing starts at $0/mo for the Free business account; no monthly fees thereafter, with transaction fees of $0.50 per standard ACH and 1% for faster ACH, plus 2.99% card fee.
Free business account (Free)
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.ai-pricing.json
agents.txt
llms.txt
sitemap.xml
MCP Server Card
Agent Skills
x402 / MPP
Compare Forwardly with peers
Highest-scoring companies in the same category that an AI agent might evaluate as an alternative.Razorpay
74
PayKun
66
Stripe Connect
64
CCAvenue
62
Envoice
62
Trexle
60
Cheddar Up
58
Foloosi
58
Explore the Agent-Ready SaaS Index
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