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Razorpay logo

Razorpay

Agent-Ready Verified
Agent-Ready SaaS Index · razorpay.com · scored 2026-05-09 · rubric v2.0
Score 79 / 100
Payment Gateway
Public API

Razorpay scores 79/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; a public API exists with documentation; usage-based / per-token pricing is published.

See Razorpay pricing summaryLive pricing page
Pricing
Razorpay pricing
As of 2026-05-09 · razorpay.com/pricing/
Pay-as-you-go
Contact sales
No monthly subscription
2% platform fee per transaction
18% GST on fees
Instant settlement
Multiple payment methods supported
Score breakdown · rubric v2.0
How Razorpay scores on the agent-ready dimensions

Public pricing visibility

15 / 15

Self-serve checkout

15 / 15

Public API + docs

20 / 20

Usage-based / metered pricing

13 / 20

Free entry path

4 / 7

No sales call required

7 / 7

Card / wallet / x402 payment

5 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10

Total
79 / 100
Agent purchase verdict
Can an autonomous agent transact here?
Agent-ready
LLM score: 100/100

Can create account

Yes

Can enter payment method

Yes

Can upgrade plan

No

Can buy more usage

Yes

Can cancel online

Yes

Payment methods

card

Human approval recommended

No

Pricing transparency

partial

Purchase motion

self_serve

Demo required

No

Quote required

No

Annual commit required

Unknown

Auto-renewal mentioned

No

Cancellation policy visible

No

Refund policy visible

No

Invoice payment available

Yes

Purchase orders supported

Unknown

MSA required

Unknown

DPA available

Unknown

Security review required

Unknown

Trial

Available, no card

API readiness
API & developer surface

API-first product

Yes

Public API docs

razorpay.com/docs/api/

Sandbox present

Yes

Webhooks

Yes

MCP mentioned

No

Enterprise signals
Trust & compliance

SSO / SAML

Unknown

RBAC

Unknown

Audit logs

Unknown

Data residency

India

Competitive intel
Positioning & ecosystem
Headline

“Banking made awesome for business”

Buyer persona

smb
enterprise
developer

Agent purchase simulation
Six-step check: can an agent actually buy from Razorpay?
✓

Discover price

◐

Select a plan

✗

Pay per task

✗

Avoid a sales call

◐

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
  • The pricing URL did not render numeric tier data on the scoring date — possibly a router or sales-led landing page.
One-line fix
How Razorpay could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

false

headline_phrasing

Banking made awesome for business — ACCEPT PAYMENTS ONLINE

tier_count

0

lowest_paid_entry_usd

null

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

false

self_serve_paid_tiers

0

sales_only_tiers

1

public_api_docs_url

https://razorpay.com/docs/

api_docs_auth_walled

false

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

true

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":true,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":true,"x402_supported":false}

View raw extracted page text →
Page heading: Banking made awesome for business
CTAs (40): Skip to content · Payments · Online Payments · Payment Gateway · Payment Links · Payment Buttons · Payment AggregatorAccepting payments made easy for businesses · Payment GatewayPayments on your Website & App · Payment LinksCreate & send links to collect money · Payment PagesGet paid with personalized page · WebstoreNEWList, sell, get paid in minutes · QR CodesMulti-feature QR for your business
Skip to contentPaymentsOnline PaymentsPayment GatewayPayment LinksPayment ButtonsACCEPT PAYMENTS ONLINEPayment AggregatorAccepting payments made easy for businessesPayment GatewayPayments on your Website & AppPayment LinksCreate & send links to collect moneyPayment PagesGet paid with personalized pageWebstoreNEWList, sell, get paid in minutesQR CodesMulti-feature QR for your business UPI PaymentsNEWDiscover the complete UPI stackMagic CheckoutNEWImprove Order Conversions & Reduce RTOsSubscriptionsCollect recurring subscription paymentsInstant SettlementCustomer payments settled fasterOptimizerManage multiple payment gatewaysACCEPT PAYMENTS OFFLINERazorpay POSNEWAccept Payments In-StoreACCEPT INTERNATIONAL PAYMENTSInternational PaymentsAccept payments from across the globeInternational Bank TransfersAccept USD, GBP, EUR in your global accountBUILT FOR GLOBAL BUSINESSESAccept Payments from IndiaNEWSeamless INR collections via UPI & cardsPayment aggregation services provided by Razorpay Payments Private Limited, An RBI Authorised Payment AggregatorExplore Banking SuiteEngagePricingResourcesPartnersSupportLog InOffline PaymentsRazorpay POSExplore Payment SuiteRazorpay Payment SuiteACCEPT PAYMENTS ONLINEPayment AggregatorAccepting payments made easy for businessesPayment GatewayPayments on your Website & AppPayment LinksCreate & send links to collect moneyPayment PagesGet paid with personalized pageWebstoreNEWList, sell, get paid in minutesQR CodesMulti-feature QR for your busines…
You work at Razorpay?
Claim this scorecard & lift your score.

Get the breakdown of every signal we measured, the one-line fix, and how your peers in Payment Gateway stack up.

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Are you Razorpay? Something off in this listing?
Agent-Ready Spec
Razorpay
Agent-Ready Verified

79

/ 100 (rubric v2.0)
Category

Payment Gateway

Pricing model

Banking made awesome for business — ACCEPT PAYMENTS ONLINE

Tier count

0

Free tier

No

Lowest paid entry

Sales-led

Self-serve / sales-only tiers

0 / 1

Public API docs

Public

Anonymous purchase path

No

Machine-readable pricing

Not published

Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from razorpay.com/pricing/
Pricing model

Tier-based subscription

Agent-purchase verdict
Agent-ready
100/100 · v2.1
Cheapest entry

Start accepting payments at just 2% per transaction

Actions
Open live pricing page
Verdict reflects Agent-Ready Verified status under rubric v2.0. Source observed at https://razorpay.com/pricing/.
Agent-friendly features3 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

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CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
or ask your AI app
Company
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