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  1. xpay

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  3. Warranties and insurance

  4. InsureShield & CommerceShield

InsureShield & CommerceShield

by UPS Capital Insurance Agency Inc.

3.8

(41 reviews)

49/100 · Mixed signalsFree to install. Additional charges may apply.
Best suited for merchants looking to offer product warranties and insurance at checkout to reduce post-purchase friction.

Reduce risk before fulfillment. Protect margins with shipping insurance and checkout protection. Manage risk from checkout to delivery with a unified order protection system from UPS Capital®. CommerceShield technology identifies higher-risk orders and enables merchants to control checkout protection and risk management strategies. InsureShield protection provides full invoice value shipping insurance and checkout protection for covered loss, damage, or theft across all carriers. Together, they help reduce losses, protect margins, and make customers whole quickly through fast reimbursement. Manage risk from checkout to delivery with a unified order protection system from UPS Capital®. CommerceShield technology identifies higher-risk orders and enables merchants to control checkout protection and risk management strategies. InsureShield protection provides full invoice value shipping insurance and checkout protection for covered loss, damage, or theft across all carriers. Together, they help reduce losses, protect margins, and make customers whole quickly through fast reimbursement. more Identify high-risk orders with AI driven scores before they become costly losses Recover more revenue with streamlined chargeback management templates Protect margins with full invoice value insurance for loss, damage, or theft Offer full value protection at checkout to build customer confidence Get reimbursed fast so customers don't have to wait for a resolution

Copy from the Shopify App Store listing, unedited.
View on ShopifyCompare the plansSee the scorecard
Who it’s for
Warranties and insurance
What it moves
Bottom line

fulfilment cost and post-purchase experience

What it costs
Free to install. Additional charges may apply.
How it’s supported
49/100

Mixed signals · from 41 reviews

What it does

Identify high-risk orders with AI driven scores before they become costly losses

Recover more revenue with streamlined chargeback management templates

Protect margins with full invoice value insurance for loss, damage, or theft

Offer full value protection at checkout to build customer confidence

Get reimbursed fast so customers don't have to wait for a resolution

Plan fit
No published plan prices

This developer does not publish plain monthly prices, so there is nothing here we can compute a plan against. Pricing is shown on the listing itself. The listing summarises it as “Free to install. Additional charges may apply.”.

Pricing
Free to install. Additional charges may apply.
Package Protection

Free to install

All Carrier Small Parcel Coverage
Enable Checkout Protection
0% Deductible
CommerceShield

Free to install

The listing notes additional charges may apply, so the plan prices above may not be the full monthly cost.
Plans as listed on the Shopify App Store. Always confirm current pricing before installing.

49

/ 100
Mixed signals
low confidence

Scored on 41 merchant reviews we hold for InsureShield & CommerceShield, across five checks. Every figure is computed from those reviews — expand any row to see the counts behind it.





Total cost is not knowable up front
2 plans listed, but the listing notes additional charges may apply.
Computed from the 41 reviews we hold, with 12-month windows measured to 2026-08. This scores the public review record — it is not a review of the software itself, and a low score often means we hold little evidence rather than poor evidence.
Review history
2021–2026 · 41 reviews read
Reviews per year
20215 reviews
20223 reviews
202326 reviews
20246 reviews
20261 reviews
What merchants say

3.8

41 reviews
5★78%
4★5%
3★0%
2★0%
1★17%
Developer replies
98%
of reviews get an answer
Reviewed at 12m+
24%
had used it a year when they wrote
From 41 reviews read. Typical reviewer had used the app for 6 months. Most merchants review in their first month, so this reflects when people write — not how long they stay.
Recent merchant reviews

The newest 8 of 41. Open one to read it in full, with the developer's reply where there is one.

This app and company just keeps getting worse. We have been having claims denied for no reason at all. Sometimes tracking clearly shows it was lost, sometimes it shows it was delivered and we have written affidavit from the customer that it was not, or was stolen. Sometimes even delivered to wrong address. In any case, they will find any reason they can to deny your claims. Customer support is not help at all and will essentially just forward your emails over to the same claims team that denied them. If you reach out to the claims adjusters, they simply tell you "this is staying closed". My last claim she flat out told me that USPS said the delivered it so it's denied. Ok, so why are you advertising that this protects against theft or packages that were misdelivered? In the month of December alone, we paid this company (UPS Capital, InsureShield, whatever they go by now), over $800, only for them to deny claims. To me, this is blatant fraud and honestly, we are considering legal action and may also have to talk to our bank about reversing that charge. It's not just these two claims, it's happened before and right now the cost does not justify the spotty coverage they are replying. Our recommendation, seek a different app. You won't be happy with this one (also, the shopify extension/app is extremely buggy and sometimes won't even show you transactions).

Developer repliedThank you for taking the time to share your feedback, and we’re genuinely sorry for what you’ve experienced. We understand how frustrating inconsistent claim outcomes and app issues can be, and this is not the experience we aim to deliver. We’ve already put a team on it to investigate both the claim outcomes and the Shopify app issues you mentioned. A team member will reach out directly to collect details and work toward a resolution. We truly appreciate you bringing this to our attention. Show more

A solid 5 stars, really good insurance for our orders, it's been around 2months we are using this and also the customer support is great they reply with a day or so

Developer repliedThat’s what we call the brighter side of shipping! We are so glad to hear that you’ve been enjoying the InsureShield app & had a positive experience with our customer success team. Show more

I would not recommend this app at all. After using it for 7 months and only submitted 5 claims, they've decided to change my policy and told me that they were going to deduct $50 from every claim refund on top of what they're already charging me and my customers. The most absurd thing I've heard. But luckily, there's plenty of fish in the sea so I found me a much better app on the app store that doesn't have these ridiculous terms. Keep looking, there are way better apps out there than Insure Shield.

We really like using the Insure Shield app on shopify to protect our packages. They have been a life saver for our wholesale and retail site. Making a claim is easy & the agents are very responsive.

Developer repliedThank you for the wonderful review! We prioritize our customer service and easy claims process so it is great to hear that you’ve had a great experience with our app! Show more

I submitted my first claim after months and it has taken a month to get a response only asking for the tracking number because their system is not working properly. Horrible first-time experience. UPDATE, Yes I mentioned the tracking number above. Why did it take me to email you a month later to get a response that you needed a tracking number?

Developer repliedHi Aqua Lab Technologies - we are so sorry to hear about the inconvenience you experienced when filing your first claim with us. After doing some investigation, we identified there was an issue with the first tracking number you provided with your claim. Upon receiving an updated tracking number, your claim was immediately submitted for payment on 12/20. We hope that clears up any confusion and would be happy to chat more if you have any additional questions or concerns. Show more

We have installed it as a test for insurance of our packages while choosing the option to insure packages only if selected, anyway, we have had it for a few weeks and never used the services and they are charging us fees for some reason even if we proved that the charges are based on false data as we haven't used any of the services. Also, it only covers shopify based orders and not any orders that integrate into shopify from other sources.

Developer repliedThank you for your review. We appreciate you bringing this issue to our attention and we are sorry to hear that your experience was not ideal. A member of our team will reach out to get more details to assist you. Show more

As a company that relies on the timely delivery of packages, we are confident in InsureShield's package insurance. Their straightforward claim process and reliable payment of claims ensure that our bottom line will not suffer from any unforeseeable losses. Moreover, the added protection against package theft through their app is a valuable benefit that provides us with peace of mind, and ensures our customers' satisfaction. In short, InsureShield's package insurance is an invaluable product that helps us mitigate risks, protect our business interests, and maintain the highest level of customer service. I can't overstate how highly I recommend this app!

Developer repliedThank you Budget Billiards Supply for the kind review! We love to hear that you are happy with our customer service and our claims process. Happy shipping! Show more

It gives us peace of mind to know we can rely on coverage for our precious tea and ceramics while the easy claim process helps take some of the pain away. Our customers are always impressed that a small shop like ours can give large company customer service.

Developer repliedThat's what we call the brighter side of shipping! Thank you, Tea Dealers, for the wonderful review. We are happy to hear you had a positive experience with our claims process. Show more

InsureShield & CommerceShield FAQ

Answered from this app's own listing and its full review record.

Best suited for merchants looking to offer product warranties and insurance at checkout to reduce post-purchase friction.

The Shopify App Store lists this app as “Free to install. Additional charges may apply.”. It does not publish plain monthly prices we can compute against.

On our scorecard InsureShield & CommerceShield rates 49 out of 100 — mixed signals — read from 41 merchant reviews. The developer has published replies to 40 of 41 reviews. The score reflects what the review record shows, nothing more.

41 merchants have reviewed InsureShield & CommerceShield, averaging 3.8 out of 5. We hold the review history from 2021 to 2026, which is what the year-by-year chart on this page is built from.

Quick facts
At a glance
Merchant rating

3.8 / 5 · 41 reviews


New reviews, last 12 months

1


Developer replies

40 of 41 reviews


Typical reviewer had used it

6 months


Pricing

Free to install. Additional charges may apply.


On the App Store since

January 21, 2021


Review history held

2021 – 2026

Integrates with
Checkout
API
App block
Webhooks

Categories
Warranties and insurance
Will AI shoppers find this store?

Apps like this one convert the traffic you already have. Getting recommended by ChatGPT and Perplexity is a separate problem.

Run a free readiness check
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