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  1. xpay

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  3. ERP

  4. Settle

Settle

by Settle

5.0

(23 reviews)

50/100 · Mixed signalsFree plan available
Best suited for stores using NetSuite or QuickBooks Online that want to streamline fulfillment and post-purchase operations.

Bill pay, procurement, and landed cost workflows all in one place. Grow fearlessly with Settle. Bring purchase order, approvals, and vendor payments together in one streamlined flow. Sync landed costs back to Shopify so your margins reflect real costs, not guesswork. Connect QuickBooks Online, NetSuite or Finaloop and run vendor operations with confidence. Bring purchase order, approvals, and vendor payments together in one streamlined flow. Sync landed costs back to Shopify so your margins reflect real costs, not guesswork. Connect QuickBooks Online, NetSuite or Finaloop and run vendor operations with confidence. more Create POs and manage procure-to-pay approval workflows as your team grows Pay bills by ACH, intl wire or check and track all vendor payments in one place Sync landed costs to Shopify to maintain accurate product pricing Auto-match bills to POs so cost, order, and payment data stay aligned Integrate with QBO, NetSuite, or Finaloop for clean books from day one

Copy from the Shopify App Store listing, unedited.
View on ShopifyCompare the plansSee the scorecard
Who it’s for
ERP
What it moves
Bottom line

fulfilment cost and post-purchase experience

What it costs
From $199/mo

free plan available · 2 tiers

How it’s supported
50/100

Mixed signals · from 23 reviews

What it does

Create POs and manage procure-to-pay approval workflows as your team grows

Pay bills by ACH, intl wire or check and track all vendor payments in one place

Sync landed costs to Shopify to maintain accurate product pricing

Auto-match bills to POs so cost, order, and payment data stay aligned

Integrate with QBO, NetSuite, or Finaloop for clean books from day one

Plan fit
What each step up actually buys you

This developer's plans are separated by features, not by how big your store is — so there is no volume that picks a tier for you. Here is what each one adds over the one below it.

Launch
Free
You start with

Accounts payable

Procurement

Approval workflows and user roles

Landed costs

Over billing alerts

Cash outflows and AP aging graphs

Accelerate
$199/month
Adds

Includes all Launch features and:

Volume-based costs

Automated 3-way match

Multiple shipments per purchase order

PO/WO milestone tracking

Landed costs history

Listed as “Free plan available”. Plan contents change — confirm on the listing before you install.
Pricing
Free plan available
Launch

Free

Free
Accounts payable
Procurement
Approval workflows and user roles
Landed costs
Over billing alerts
Cash outflows and AP aging graphs
Bill of materials (BOMs)
Automated W-9/W-8 collection
Accelerate

$199/month

Lowest paid plan
Includes all Launch features and:
Volume-based costs
Automated 3-way match
Multiple shipments per purchase order
PO/WO milestone tracking
Landed costs history
Custom user roles
Plans as listed on the Shopify App Store. Always confirm current pricing before installing.

50

/ 100
Mixed signals
low confidence

Scored on 23 merchant reviews we hold for Settle, across five checks. Every figure is computed from those reviews — expand any row to see the counts behind it.





Computed from the 23 reviews we hold, with 12-month windows measured to 2026-08. This scores the public review record — it is not a review of the software itself, and a low score often means we hold little evidence rather than poor evidence.
Review history
2025–2025 · 23 reviews read
Reviews per year
202523 reviews
What merchants say

5.0

23 reviews
5★100%
4★0%
3★0%
2★0%
1★0%
Developer replies
0%
of reviews get an answer
Reviewed at 12m+
0%
had used it a year when they wrote
From 23 reviews read. Typical reviewer had used the app for 2 months. Most merchants review in their first month, so this reflects when people write — not how long they stay.
Recent merchant reviews

The newest 8 of 23. Open one to read it in full, with the developer's reply where there is one.

My experience with Settle has been great—from onboarding to launching the payment and capital platforms for our business. The team has been great at every level. Big shout outs to Daniel on the capital side and to Steve in payments. What has been most inspiring is that the teams know their products extremely well. It's obvious they are hiring top-level talent. The application itself is robust and user-friendly. There are many great features that other well-known payment platforms do not offer. We moved all our invoice payments to Settle and are glad we did. Great team, great product.

Settle has replaced an entire custom platform for us. We love the elegant interface, with simplicity of efficient function and beautiful design working seamlessly together. Compliments to the team of creators and special appreciation to Nicole and Steve for everything in motion. We're looking forward to discover more of what Settle has begun to innovate.. 10/10

Our experience with Settle has been great so far. They have been a valuable source of credit for us and are easy to work with. Financing is straightforward and clear, with no hidden fees. 100% worth reaching out to.

We’ve been using Settle to manage all of our inventory payments, and it has been a game-changer for our CPG ecommerce business. The platform is seamless, reliable, and has transformed our cashflow. Settle’s team is responsive and supportive. Highly recommend to any brand looking for an option to support cashflow or for a payment / Inventory management system.

Great experience working with the Settle team. Financing options are easy to understand and built directly into the platform so you know exactly how much you're paying on each transaction. Also, really impressed with their AI tool when uploading bills. It automatically adds the correct vendor bank account and syncs with your QBO almost instantly. If you're looking for quick financing options to help increase inventory or other short term needs I'd highly recommend.

Can't recommend Settle enough. We had been considering onboarding either a traditional bank LOC and Settle to extend our payables. While traditional banks have a convoluted and black-box underwriting process, Settle was straightforward, transparent, and fast - they hooked up directly to our accounts via simple integrations. We received a decision from the underwriting team in under 3 business days that was more attractive than the banks on a number of fronts, particularly around flexibility and size. We are very happy with the level of hands-on support we received from them after accepting the offer, from explaining the payment structure to actually scheduling our first bill payment. Hopefully this positive experience continues. Shoutout to Jonathan for the 1:1 attention and friendly attitude.

We've had a fantastic experience with Settle! The team has provided excellent support during onboarding, ensuring we had everything we needed to succeed. They’ve continued to support us well beyond onboarding and are always willing to hop on a call when needed—something rare with third-party tools. Settle has greatly improved our organization and given us clearer insights into our inventory.

Settle is mission critical to the success of our business. If you're looking to scale your brand with intention, there is nowhere else to look. The team consistently goes above and beyond with their communication and is vital resource with all things inventory financing / working capital related. Truly like having a partner on your team.

Settle FAQ

Answered from this app's own listing and its full review record.

Best suited for stores using NetSuite or QuickBooks Online that want to streamline fulfillment and post-purchase operations.

There is a free plan, paid plans start at $199/month across 2 published tiers. Prices are as listed on the Shopify App Store and can change — confirm before installing.

Settle's plans are separated by features rather than by store size — none of the tiers is capped on a volume you could state up front. Compare what each step adds over the one below it rather than trying to size yourself into a tier.

On our scorecard Settle rates 50 out of 100 — mixed signals — read from 23 merchant reviews. The developer has published replies to 0 of 23 reviews. The score reflects what the review record shows, nothing more.

23 merchants have reviewed Settle, averaging 5.0 out of 5. We hold the review history from 2025 to 2025, which is what the year-by-year chart on this page is built from.

Quick facts
At a glance
Merchant rating

5.0 / 5 · 23 reviews


Rating, last 12 months

5.00 from 11 reviews


New reviews, last 12 months

11 (was 12)


Developer replies

0 of 23 reviews


Typical reviewer had used it

2 months


Pricing

Free plan available


On the App Store since

September 24, 2024


Review history held

2025 – 2025

Integrates with
Finaloop
NetSuite
QuickBooks Online

Categories
ERP
Will AI shoppers find this store?

Apps like this one convert the traffic you already have. Getting recommended by ChatGPT and Perplexity is a separate problem.

Run a free readiness check
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The agent-readiness stack for the AI shopping era — helping merchants, publishers and SaaS companies get discovered, cited and transacted with by ChatGPT, Perplexity, Claude, Gemini and the custom shopping agents underneath them.

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