xpay
Shopify apps
ERP
Settle
Settle
by Settle
5.0
(23 reviews)
Best suited for stores using NetSuite or QuickBooks Online that want to streamline fulfillment and post-purchase operations.
Bill pay, procurement, and landed cost workflows all in one place. Grow fearlessly with Settle. Bring purchase order, approvals, and vendor payments together in one streamlined flow. Sync landed costs back to Shopify so your margins reflect real costs, not guesswork. Connect QuickBooks Online, NetSuite or Finaloop and run vendor operations with confidence. Bring purchase order, approvals, and vendor payments together in one streamlined flow. Sync landed costs back to Shopify so your margins reflect real costs, not guesswork. Connect QuickBooks Online, NetSuite or Finaloop and run vendor operations with confidence. more Create POs and manage procure-to-pay approval workflows as your team grows Pay bills by ACH, intl wire or check and track all vendor payments in one place Sync landed costs to Shopify to maintain accurate product pricing Auto-match bills to POs so cost, order, and payment data stay aligned Integrate with QBO, NetSuite, or Finaloop for clean books from day one
Copy from the Shopify App Store listing, unedited.ERP
Bottom line
fulfilment cost and post-purchase experience
From $199/mo
free plan available · 2 tiers
50/100
Mixed signals · from 23 reviews
What it does
Create POs and manage procure-to-pay approval workflows as your team grows
Pay bills by ACH, intl wire or check and track all vendor payments in one place
Sync landed costs to Shopify to maintain accurate product pricing
Auto-match bills to POs so cost, order, and payment data stay aligned
Integrate with QBO, NetSuite, or Finaloop for clean books from day one
What each step up actually buys you
This developer's plans are separated by features, not by how big your store is — so there is no volume that picks a tier for you. Here is what each one adds over the one below it.
Launch
Free
Accounts payable
Procurement
Approval workflows and user roles
Landed costs
Over billing alerts
Cash outflows and AP aging graphs
Accelerate
$199/month
Includes all Launch features and:
Volume-based costs
Automated 3-way match
Multiple shipments per purchase order
PO/WO milestone tracking
Landed costs history
Pricing
Free
$199/month
50
/ 100Mixed signals
Scored on 23 merchant reviews we hold for Settle, across five checks. Every figure is computed from those reviews — expand any row to see the counts behind it.
Review history
2025–2025 · 23 reviews read| 2025 | 23 reviews |
|---|
What merchants say
5.0
0%
of reviews get an answer0%
had used it a year when they wroteRecent merchant reviews
The newest 8 of 23. Open one to read it in full, with the developer's reply where there is one.
My experience with Settle has been great—from onboarding to launching the payment and capital platforms for our business. The team has been great at every level. Big shout outs to Daniel on the capital side and to Steve in payments. What has been most inspiring is that the teams know their products extremely well. It's obvious they are hiring top-level talent. The application itself is robust and user-friendly. There are many great features that other well-known payment platforms do not offer. We moved all our invoice payments to Settle and are glad we did. Great team, great product.
Settle has replaced an entire custom platform for us. We love the elegant interface, with simplicity of efficient function and beautiful design working seamlessly together. Compliments to the team of creators and special appreciation to Nicole and Steve for everything in motion. We're looking forward to discover more of what Settle has begun to innovate.. 10/10
Our experience with Settle has been great so far. They have been a valuable source of credit for us and are easy to work with. Financing is straightforward and clear, with no hidden fees. 100% worth reaching out to.
We’ve been using Settle to manage all of our inventory payments, and it has been a game-changer for our CPG ecommerce business. The platform is seamless, reliable, and has transformed our cashflow. Settle’s team is responsive and supportive. Highly recommend to any brand looking for an option to support cashflow or for a payment / Inventory management system.
Great experience working with the Settle team. Financing options are easy to understand and built directly into the platform so you know exactly how much you're paying on each transaction. Also, really impressed with their AI tool when uploading bills. It automatically adds the correct vendor bank account and syncs with your QBO almost instantly. If you're looking for quick financing options to help increase inventory or other short term needs I'd highly recommend.
Can't recommend Settle enough. We had been considering onboarding either a traditional bank LOC and Settle to extend our payables. While traditional banks have a convoluted and black-box underwriting process, Settle was straightforward, transparent, and fast - they hooked up directly to our accounts via simple integrations. We received a decision from the underwriting team in under 3 business days that was more attractive than the banks on a number of fronts, particularly around flexibility and size. We are very happy with the level of hands-on support we received from them after accepting the offer, from explaining the payment structure to actually scheduling our first bill payment. Hopefully this positive experience continues. Shoutout to Jonathan for the 1:1 attention and friendly attitude.
We've had a fantastic experience with Settle! The team has provided excellent support during onboarding, ensuring we had everything we needed to succeed. They’ve continued to support us well beyond onboarding and are always willing to hop on a call when needed—something rare with third-party tools. Settle has greatly improved our organization and given us clearer insights into our inventory.
Settle is mission critical to the success of our business. If you're looking to scale your brand with intention, there is nowhere else to look. The team consistently goes above and beyond with their communication and is vital resource with all things inventory financing / working capital related. Truly like having a partner on your team.
Settle FAQ
Answered from this app's own listing and its full review record.
Best suited for stores using NetSuite or QuickBooks Online that want to streamline fulfillment and post-purchase operations.
There is a free plan, paid plans start at $199/month across 2 published tiers. Prices are as listed on the Shopify App Store and can change — confirm before installing.
Settle's plans are separated by features rather than by store size — none of the tiers is capped on a volume you could state up front. Compare what each step adds over the one below it rather than trying to size yourself into a tier.
On our scorecard Settle rates 50 out of 100 — mixed signals — read from 23 merchant reviews. The developer has published replies to 0 of 23 reviews. The score reflects what the review record shows, nothing more.
23 merchants have reviewed Settle, averaging 5.0 out of 5. We hold the review history from 2025 to 2025, which is what the year-by-year chart on this page is built from.
At a glance
5.0 / 5 · 23 reviews
5.00 from 11 reviews
11 (was 12)
0 of 23 reviews
2 months
Free plan available
September 24, 2024
2025 – 2025
Will AI shoppers find this store?
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