Instamojo
Instamojo scores 48/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; API access is partial.
Instamojo pricing
Lite
Free
Starter
$6999/yr
~$583/mo equivGrowth
$2999/mo
or $1249.92/mo billed annuallyPRO
$2499/mo
or $1083.25/mo billed annuallyHow Instamojo scores on the agent-ready dimensions
Public pricing visibility
15 / 15
Self-serve checkout
15 / 15
Public API + docs
2 / 20
Usage-based / metered pricing
0 / 20
Free entry path
4 / 7
No sales call required
7 / 7
Card / wallet / x402 payment
5 / 6
Machine-readable bonus (MCP / OpenAPI)
0 / 10
Total
48 / 100
What it actually costs at typical scale
Starter plan, annual billing
$583.25/mo
Growth plan, monthly billing
$2999/mo
Can an autonomous agent transact here?
Can create account
Can enter payment method
Can upgrade plan
Can buy more usage
Can cancel online
Payment methods
Human approval recommended
Pricing transparency
full
Purchase motion
self_serve
Demo required
Quote required
Annual commit required
Auto-renewal mentioned
Cancellation policy visible
Refund policy visible
Minimum term
12 months
Invoice payment available
Unknown
Purchase orders supported
Unknown
MSA required
Unknown
DPA available
Unknown
Security review required
Unknown
Trial
Available, no card
API & developer surface
API-first product
Sandbox present
Unknown
Webhooks
MCP mentioned
Trust & compliance
Certifications
SSO / SAML
Unknown
RBAC
Unknown
Audit logs
Unknown
Positioning & ecosystem
“Your business is totally in your budget!”
Buyer persona
Six-step check: can an agent actually buy from Instamojo?
Discover price
Select a plan
Pay per task
Avoid a sales call
API docs without auth
Estimate cost upfront
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.- Pricing is publicly visible on an indexable page — agents can read tiers without scraping past auth.
- No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
- All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
- API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
- PPU requires account creation and an issued API key; a fully unauthenticated agent purchase is not yet supported.
- No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
How Instamojo could lift its score
Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.
| pricing_visible | false |
| headline_phrasing | Your business is totally in your budget! — Connect with us to guide you through the process of creating your perfect online store. |
| tier_count | 0 |
| lowest_paid_entry_usd | null |
| free_tier | false |
| free_tier_terms | null |
| per_unit_price | null |
| annual_required | false |
| self_serve_paid_tiers | 1 |
| sales_only_tiers | 0 |
| public_api_docs_url | https://docs.instamojo.com/reference/overview-and-setup-1 |
| api_docs_auth_walled | false |
| ai_pricing_json_present | false |
| agents_txt_present | false |
| anonymous_purchase_path | false |
| per_unit_classification | null |
| usage_headline_present | false |
| custom_tier_present | true |
| agent_friendly | {"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":false,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false} |
View raw extracted page text →
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See agent-ready picksInstamojo
48
/ 100 (rubric v2.0)Payment Gateway
Not advertised
0
No
Sales-led
1 / 0
Public
No
Not published
2026-05-09
Tier-based subscription
Instamojo pricing starts at ₹0/yr for the Lite plan; paid plans range from ₹6,999/yr (Starter) to ₹14,999/yr (Growth) or ₹2,999/mo; billed annually or monthly.
Lite plan
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.ai-pricing.json
agents.txt
llms.txt
sitemap.xml
MCP Server Card
Agent Skills
x402 / MPP
Compare Instamojo with peers
Highest-scoring companies in the same category that an AI agent might evaluate as an alternative.Razorpay
74
Forwardly
69
PayKun
66
Stripe Connect
64
CCAvenue
62
Envoice
62
Trexle
60
Cheddar Up
58
Explore the Agent-Ready SaaS Index
25,480+ SaaS scored on agent-buyability — browse by readiness band, category, or jump straight to a pay-per-run tool on xpay.tools.