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  7. Paytm Payment Gateway

Paytm Payment Gateway logo

Paytm Payment Gateway

Partially Agent-Ready
Agent-Ready SaaS Index · business.paytm.com · scored 2026-05-09 · rubric v2.0
Score 59 / 100
Payment Gateway
Public API

Paytm Payment Gateway scores 59/100 on xpay's Agent-Ready Index v2: partial pricing visibility; self-serve checkout is available; usage-based / per-token pricing is published.

See Paytm Payment Gateway pricing summaryLive pricing page
Pricing
Paytm Payment Gateway pricing
As of 2026-05-09 · business.paytm.com/pricing
Small Merchant
Contact sales
0.00% MDR for UPI transactions under ₹2,000
1.99% MDR for UPI transactions over ₹2,000
No annual maintenance charges
Instant settlements & easy reconciliation
Big Merchant
Contact sales
0.00% MDR for UPI transactions under ₹2,000
1.99% MDR for UPI transactions over ₹2,000
Higher rates for card payments
No annual maintenance charges
Score breakdown · rubric v2.0
How Paytm Payment Gateway scores on the agent-ready dimensions

Public pricing visibility

15 / 15

Self-serve checkout

15 / 15

Public API + docs

0 / 20

Usage-based / metered pricing

13 / 20

Free entry path

4 / 7

No sales call required

7 / 7

Card / wallet / x402 payment

5 / 6

Machine-readable bonus (MCP / OpenAPI)

0 / 10

Total
59 / 100
Effective pricing
What it actually costs at typical scale
Small merchant with $1,000 monthly transaction volume (UPI)
$0/mo
· MDR 0% for UPI transactions under $2,000· No other fees applied
Confidence: high
Agent purchase verdict
Can an autonomous agent transact here?
Agent-ready
LLM score: 80/100

Can create account

Yes

Can enter payment method

Yes

Can upgrade plan

Yes

Can buy more usage

Yes

Can cancel online

Yes

Payment methods

card
upi

Human approval recommended

No

Pricing transparency

full

Purchase motion

self_serve

Demo required

No

Quote required

No

Annual commit required

Unknown

Auto-renewal mentioned

No

Cancellation policy visible

No

Refund policy visible

No

Invoice payment available

Unknown

Purchase orders supported

Unknown

MSA required

Unknown

DPA available

Unknown

Security review required

Unknown

Competitive intel
Positioning & ecosystem
Headline

“Explore pricing plans for online payments & find the perfect fit for your business.”

Buyer persona

smb
mid market

Integrations mentioned
Shopify
Agent purchase simulation
Six-step check: can an agent actually buy from Paytm Payment Gateway?
◐

Discover price

✗

Select a plan

✗

Pay per task

✗

Avoid a sales call

◐

API docs without auth

✗

Estimate cost upfront

Analysis
Pros and cons for AI agents
Observational summary written by xpay from the signals captured on 2026-05-06. Not a review of the product — only of its current pricing posture for agent buyers.
✓ For an AI agent
  • No clear agent-favorable signals were extracted on this scoring run.
◐ Opportunities for the provider
  • No per-unit price was advertised, so an agent has no way to estimate the cost of a single task.
  • All advertised tiers route to a sales contact form; an agent cannot complete a purchase autonomously.
  • API documentation is gated or absent; an agent cannot inspect the integration surface without authentication.
  • No /.well-known/ai-pricing.json or equivalent machine-readable pricing manifest is published — agents must rely on HTML scraping.
  • The pricing URL did not render numeric tier data on the scoring date — possibly a router or sales-led landing page.
One-line fix
How Paytm Payment Gateway could lift its score

Add a per-unit price (e.g. $X / 1K calls) to the pricing page so an agent can compute its own cost before committing.

pricing_visible

false

headline_phrasing

Pricing — Debit cards:Visa, Mastercard, Maestro

tier_count

0

lowest_paid_entry_usd

null

free_tier

false

free_tier_terms

null

per_unit_price

null

annual_required

true

self_serve_paid_tiers

0

sales_only_tiers

1

public_api_docs_url

https://business.paytm.com/docs

api_docs_auth_walled

false

ai_pricing_json_present

false

agents_txt_present

false

anonymous_purchase_path

false

per_unit_classification

null

usage_headline_present

false

custom_tier_present

true

agent_friendly

{"ai_pricing_json":false,"agents_txt":false,"llms_txt":false,"sitemap_xml":true,"mcp_server_card":false,"agent_skills_index":false,"x402_supported":false}

View raw extracted page text →
Page heading: Pricing · Explore pricing plans for online payments & find the perfect fit for your business.
CTAs (40): Developer · Sign in · Sign up · Pricing · All-in-One QR Accept All Payment modes through QR · Paytm Card Machine All-in-One Card Machine to accept all payment methods · Dynamic QR Accept contactless & error free payments that are GST compliant · International Payment Solution Accept International Payments with the benefit of · SoundBox™ Get Instant voice notifications for payments · Affordability Suite Offer Low Cost & No Cost EMI on your Paytm Card Machine · Payment Devices Comprehensive Payment Suite for your business · Get Paytm for Business
Accept Payments Gratification Business Tools Financial Services Grow & Earn Developer Contact Us Sign in Sign in Sign up Accept Payments In-store Payments Online Payments Pricing In-store Payments All-in-One QR Accept All Payment modes through QR Paytm Card Machine All-in-One Card Machine to accept all payment methods Dynamic QR Accept contactless & error free payments that are GST compliant International Payment Solution Accept International Payments with the benefit of DCC SoundBox™ Get Instant voice notifications for payments Affordability Suite Offer Low Cost & No Cost EMI on your Paytm Card Machine Payment Devices Comprehensive Payment Suite for your business Get Paytm for Business Get Paytm for Business Online Payments Payment Gateway Accept Online Payment on App or Website JavaScript Checkout Custom Checkout All-In-One SDK Payment Link Collect Payments Instantly without website or app UPI Payments Accept Payments directly in your Account via any UPI App Subscriptions Customise Payment Plans & Automate Recurring Collection Large Payment Collections Accept Large Payments Payment Analytics Get readymade reports on your payment data Token Gateway Enable saved card payments through tokenization AI Router Smart payment routing for incredible savings International Merchants Global Payment Solutions for Merchants Paytm Assist Enable one-tap frictionless payments for your customers Dynamic QR Accept contactless & error free payments that are GST compliant Dynamic Currency Conve…
You work at Paytm Payment Gateway?
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Get the breakdown of every signal we measured, the one-line fix, and how your peers in Payment Gateway stack up.

Evaluating Paytm Payment Gateway?
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Are you Paytm Payment Gateway? Something off in this listing?
Agent-Ready Spec
Paytm Payment Gateway
Partially Agent-Ready

59

/ 100 (rubric v2.0)
Category

Payment Gateway

Pricing model

Pricing — Debit cards:Visa, Mastercard, Maestro

Tier count

0

Free tier

No

Lowest paid entry

Sales-led

Self-serve / sales-only tiers

0 / 1

Public API docs

Public

Anonymous purchase path

No

Machine-readable pricing

Not published

Last refreshed

2026-05-09

Pricing intelligenceInsights extracted from business.paytm.com/pricing
Pricing model

Tier-based subscription

Agent-purchase verdict
Agent-ready
80/100 · v2.1
Cheapest entry

Sign up for free

Actions
Open live pricing page
Verdict reflects Partially Agent-Ready status under rubric v2.0. Source observed at https://business.paytm.com/pricing.
Agent-friendly features1 of 7 present
Discovery files and protocols
Side-channel signals — informational, not part of the score. Each protocol is independent; adoption signals the publisher is thinking about agent buyers.

ai-pricing.json

agents.txt

llms.txt

sitemap.xml

MCP Server Card

Agent Skills

x402 / MPP

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CompanyAgentically Inc. (d/b/a xpay✦)1875 Mission St, Ste 103San Francisco, CA 94103, United Stateslegal@xpay.sh · privacy@xpay.sh
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